feat(listing): 增加赔付方案说明配置

frontend/src/features/admin/components/PublishOptionsDialog.vue

@@ -344,6 +344,14 @@ async function handleSave() {
               placeholder="支持换行，发布页点击或悬停押金旁的说明图标时展示"
             />
           </el-form-item>
+          <el-form-item label="赔付方案说明">
+            <el-input
+              v-model="publishOptionsDraft.price_config.compensation_note"
+              type="textarea"
+              :rows="6"
+              placeholder="支持换行，发布页选择赔付方案后展示"
+            />
+          </el-form-item>
           <el-form-item label="价格提示">
             <el-input
               v-model="publishOptionsDraft.price_config.price_placeholder"

frontend/src/features/listings/api/listingOptions.spec.ts

@@ -24,4 +24,19 @@ describe('mergeListingPublishOptions', () => {
 
     expect(options.price_config.deposit_tooltip).toBe('自定义押金说明')
   })
+
+  it('读取后台配置的赔付方案说明', () => {
+    const options = mergeListingPublishOptions({
+      price_config: {
+        deposit_placeholder: '',
+        deposit_hint: '',
+        deposit_tooltip: '',
+        compensation_note: '自定义赔付方案说明',
+        price_placeholder: '',
+        ratio_description: '',
+      },
+    })
+
+    expect(options.price_config.compensation_note).toBe('自定义赔付方案说明')
+  })
 })

frontend/src/features/listings/api/listingOptions.ts

@@ -33,6 +33,7 @@ export interface PublishPriceConfig {
   deposit_placeholder: string
   deposit_hint: string
   deposit_tooltip: string
+  compensation_note: string
   price_placeholder: string
   ratio_description: string
 }
@@ -168,6 +169,8 @@ export const emptyListingPublishOptions: ListingPublishOptions = {
     deposit_placeholder: '',
     deposit_hint: '租客缴纳，封号必赔付',
     deposit_tooltip: defaultDepositTooltip,
+    compensation_note:
+      '普通赔付方案如下：账号在租期内或祖期外出现封禁，追回、洗号等情况，最高可获赔全款相金+押金\n\n无忧保险赔付方案：按账号市场价值进行赔付(可参照螃蟹，盼之等主流交易平台)。注:选择此方案，需额外抽取订单佣金的8.0%作为服务费:押金须达到推荐押金方可购买。',
     price_placeholder: '',
     ratio_description: '',
   },
@@ -357,6 +360,10 @@ function normalizePriceConfig(value?: unknown): PublishPriceConfig {
       typeof row.deposit_tooltip === 'string' && row.deposit_tooltip.trim()
         ? row.deposit_tooltip.trim()
         : emptyListingPublishOptions.price_config.deposit_tooltip,
+    compensation_note:
+      typeof row.compensation_note === 'string' && row.compensation_note.trim()
+        ? row.compensation_note.trim()
+        : emptyListingPublishOptions.price_config.compensation_note,
     price_placeholder:
       typeof row.price_placeholder === 'string' ? row.price_placeholder.trim() : '',
     ratio_description:

frontend/src/features/seller/views/MobileSellerListingCreateView.css

@@ -1180,6 +1180,7 @@
   color: #858c96;
   font-size: 10px;
   line-height: 1.55;
+  white-space: pre-line;
 }
 
 .publish-agreement-card {

frontend/src/features/seller/views/MobileSellerListingCreateView.vue

@@ -987,7 +987,7 @@ const screenshotGuides: Record<string, string> = {
             </div>
           </div>
           <p class="coverage-note">
-            无忧租号保险在普通赔付基础上增加账号市场价值保障，服务费按实际到手租金扣除。
+            {{ priceConfig.compensation_note }}
           </p>
         </div>
 

frontend/src/features/seller/views/SellerListingCreateView.css

@@ -1354,6 +1354,7 @@
   font-size: 12px;
   font-weight: 600;
   line-height: 1.7;
+  white-space: pre-line;
 }
 
 @media (max-width: 1120px) {

frontend/src/features/seller/views/SellerListingCreateView.vue

@@ -812,7 +812,7 @@ function selectDailyLoss(value: string | number) {
               </div>
             </div>
             <p class="coverage-note">
-              普通赔付覆盖封禁、追回、洗号等情况；无忧租号保险在此基础上增加账号市场价值保障。
+              {{ priceConfig.compensation_note }}
             </p>
           </div>