feat(quality-owner): 增加优质号主、极品专区与无忧租号保险

- 支持保证金余额支付、在线支付开通及后台手动设置审计
- 新增极品专区发布权限、赔付方案与保险结算费率快照
- 优化首页、商品卡和个人中心的优质号主身份展示

backend/internal/modules/payment/presenter.go

@@ -19,6 +19,7 @@ func toDTO(payment model.PaymentOrder) PaymentDTO {
 		PaymentNo:       payment.PaymentNo,
 		OrderID:         payment.OrderID,
 		OrderNo:         payment.OrderNo,
+		BizID:           payment.BizID,
 		PaymentConfigID: payment.PaymentConfigID,
 		Provider:        payment.Provider,
 		ThirdOrderID:    payment.ThirdOrderID,
@@ -26,6 +27,7 @@ func toDTO(payment model.PaymentOrder) PaymentDTO {
 		PayWay:          payment.PayWay,
 		JSPayFlag:       payment.JSPayFlag,
 		AmountCent:      payment.AmountCent,
+		BizType:         payment.BizType,
 		Status:          payment.Status,
 		TDCode:          payment.TDCode,
 		JSPayURL:        payment.JSPayURL,