feat(quality-owner): 增加优质号主、极品专区与无忧租号保险

- 支持保证金余额支付、在线支付开通及后台手动设置审计
- 新增极品专区发布权限、赔付方案与保险结算费率快照
- 优化首页、商品卡和个人中心的优质号主身份展示

frontend/src/features/auth/api/auth.ts

@@ -13,6 +13,7 @@ export interface AuthUser {
   credit_score: number
   renter_growth_points?: number
   renter_growth_level?: string
+  quality_owner_status?: string
   status: UserStatus
 }
 

frontend/src/features/auth/views/MobileProfileView.css

@@ -96,6 +96,16 @@
   border: none;
 }
 
+.owner-quality-tag {
+  height: 18px;
+  padding: 0 7px;
+  border: 1px solid #d8b4fe;
+  background: linear-gradient(135deg, #6d28d9 0%, #9333ea 100%) !important;
+  color: #fff !important;
+  font-size: 10px !important;
+  font-weight: 800;
+}
+
 .user-meta {
   margin: 4px 0 0;
   color: #6b7280;
@@ -664,6 +674,76 @@
   font-weight: 800;
 }
 
+.quality-owner-card {
+  display: grid;
+  gap: 12px;
+  margin: 10px 12px;
+  padding: 16px;
+  border: 1px solid #e9e2fb;
+  border-radius: 14px;
+  background: linear-gradient(135deg, #faf8ff 0%, #ffffff 72%);
+}
+
+.quality-owner-card.is-active {
+  border-color: #c4b5fd;
+}
+
+.quality-owner-heading,
+.quality-owner-info {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 10px;
+}
+
+.quality-owner-heading > div,
+.quality-owner-info > div {
+  display: grid;
+  gap: 3px;
+}
+
+.quality-owner-heading span,
+.quality-owner-info span {
+  color: #7b8492;
+  font-size: 11px;
+  font-weight: 700;
+}
+
+.quality-owner-heading strong {
+  color: #312e81;
+  font-size: 15px;
+  font-weight: 900;
+}
+
+.quality-owner-info {
+  gap: 8px;
+}
+
+.quality-owner-info > div {
+  flex: 1;
+  padding: 10px;
+  border-radius: 8px;
+  background: rgba(245, 243, 255, 0.85);
+}
+
+.quality-owner-info strong {
+  color: #6d28d9;
+  font-size: 14px;
+  font-weight: 900;
+}
+
+.quality-owner-actions {
+  display: grid;
+  gap: 8px;
+}
+
+.quality-owner-card p {
+  margin: 0;
+  color: #7b8492;
+  font-size: 11px;
+  line-height: 1.5;
+}
+
 /* ========== 响应式适配 ========== */
 @media (min-width: 520px) {
   .mobile-profile-shell {

frontend/src/features/auth/views/MobileProfileView.vue

@@ -18,6 +18,18 @@ import { uploadFile } from '@/shared/api/files'
 import { formatCent } from '@/shared/utils/money'
 import { setPassword } from '@/features/auth/api/auth'
 import { fetchUserInvitationSummary } from '@/features/invitation/api/invitation'
+import {
+  activateQualityOwner,
+  fetchQualityOwnerStatus,
+  queryQualityOwnerPayment,
+  startQualityOwnerPayment,
+  type QualityOwnerStatus,
+} from '@/features/quality-owner/api/qualityOwner'
+import type { PaymentPayWay } from '@/features/orders/api/orders'
+import { useMobilePayWaySelect } from '@/features/orders/composables/useMobilePayWaySelect'
+import { useMobilePaymentCashier } from '@/features/orders/composables/useMobilePaymentCashier'
+import MobilePayWaySelectPopup from '@/features/orders/components/MobilePayWaySelectPopup.vue'
+import MobilePaymentCashierPopup from '@/features/orders/components/MobilePaymentCashierPopup.vue'
 
 import { useDistributionSiteStore } from '@/stores/distributionSite'
 
@@ -33,6 +45,22 @@ const { unreadCount: notificationUnreadCount, unreadLabel: notificationUnreadLab
 
 /** 数据项 */
 const availableBalanceCent = ref(0)
+const qualityOwnerStatus = ref<QualityOwnerStatus | null>(null)
+const qualityOwnerLoading = ref(false)
+const qualityOwnerOnlineLoading = ref(false)
+const qualityOwnerPayWaySelect = useMobilePayWaySelect()
+const qualityOwnerCashier = useMobilePaymentCashier({
+  queryPayment: () => queryQualityOwnerPayment(),
+  paidMessage: '保证金支付成功，优质号主已开通',
+})
+const {
+  paymentPopupVisible: qualityOwnerPaymentPopupVisible,
+  activePayment: activeQualityOwnerPayment,
+  payURL: qualityOwnerPaymentPayURL,
+  paymentQRCodeURL: qualityOwnerPaymentQRCodeURL,
+  qrGenerating: qualityOwnerPaymentQRGenerating,
+  checkingPayment: qualityOwnerPaymentChecking,
+} = qualityOwnerCashier
 const showSettings = ref(false)
 const showProfileEditor = ref(false)
 const savingProfile = ref(false)
@@ -121,10 +149,72 @@ onMounted(async () => {
       // 保留本地会话展示，避免个人中心因网络短暂异常整页不可用。
     }
     void loadBalance()
+    void loadQualityOwnerStatus()
     void loadInviteRate()
   }
 })
 
+async function loadQualityOwnerStatus() {
+  try {
+    qualityOwnerStatus.value = await fetchQualityOwnerStatus()
+  } catch {
+    qualityOwnerStatus.value = null
+  }
+}
+
+async function handleActivateQualityOwner() {
+  const status = qualityOwnerStatus.value
+  if (!status || status.active) return
+  try {
+    await showDialog({
+      title: '开通优质号主',
+      message: `确认从可用余额中扣除 ¥${formatCent(
+        status.required_deposit_cent
+      )} 作为保证金？取消资格时会退回余额。`,
+      showCancelButton: true,
+      confirmButtonText: '确认缴纳',
+      cancelButtonText: '取消',
+    })
+  } catch {
+    return
+  }
+  qualityOwnerLoading.value = true
+  try {
+    qualityOwnerStatus.value = await activateQualityOwner()
+    await session.loadMe()
+    await loadBalance()
+    showToast({ message: '优质号主已开通', icon: 'passed' })
+  } catch (error) {
+    showToast({ message: readError(error, '开通失败，请确认余额充足'), icon: 'cross' })
+  } finally {
+    qualityOwnerLoading.value = false
+  }
+}
+
+async function handleOnlineQualityOwnerPayment() {
+  const payWay = await qualityOwnerPayWaySelect.select()
+  if (!payWay) return
+  qualityOwnerOnlineLoading.value = true
+  try {
+    const payment = await startQualityOwnerPayment(payWay as PaymentPayWay)
+    if (payment.paid) {
+      await handleQualityOwnerPaid()
+      return
+    }
+    await qualityOwnerCashier.openMobilePaymentCashier(payment, handleQualityOwnerPaid)
+  } catch (error) {
+    showToast({ message: readError(error, '发起在线支付失败'), icon: 'cross' })
+  } finally {
+    qualityOwnerOnlineLoading.value = false
+  }
+}
+
+async function handleQualityOwnerPaid() {
+  qualityOwnerStatus.value = await fetchQualityOwnerStatus()
+  await session.loadMe()
+  await loadBalance()
+}
+
 async function loadBalance() {
   try {
     const wallet = await fetchWalletBalance()
@@ -366,6 +456,9 @@ function resolveAvatarURL(url: string | undefined | null) {
               >
                 未实名
               </van-tag>
+              <van-tag v-if="qualityOwnerStatus?.active" round class="owner-quality-tag">
+                <van-icon name="award-o" /> 优质号主
+              </van-tag>
             </div>
             <p class="user-meta">ID: {{ displayId }} · {{ maskedPhone }}</p>
           </div>
@@ -393,6 +486,65 @@ function resolveAvatarURL(url: string | undefined | null) {
         </div>
       </section>
 
+      <section class="quality-owner-card" :class="{ 'is-active': qualityOwnerStatus?.active }">
+        <div class="quality-owner-heading">
+          <div>
+            <span>优质号主</span>
+            <strong>{{ qualityOwnerStatus?.active ? '已开通' : '解锁极品专区发布权限' }}</strong>
+          </div>
+          <van-tag :type="qualityOwnerStatus?.active ? 'success' : 'default'" round>
+            {{ qualityOwnerStatus?.active ? '优质号主' : '未开通' }}
+          </van-tag>
+        </div>
+        <div class="quality-owner-info">
+          <div>
+            <span>保证金</span>
+            <strong>¥{{ formatCent(qualityOwnerStatus?.required_deposit_cent || 20000) }}</strong>
+          </div>
+          <div>
+            <span>极品专区保险费率</span>
+            <strong
+              >{{
+                ((qualityOwnerStatus?.premium_insurance_fee_bps || 400) / 100).toFixed(1)
+              }}%</strong
+            >
+          </div>
+        </div>
+        <div v-if="!qualityOwnerStatus?.active" class="quality-owner-actions">
+          <van-button
+            block
+            round
+            type="primary"
+            color="#7c3aed"
+            :loading="qualityOwnerLoading"
+            :disabled="
+              (qualityOwnerStatus?.available_balance_cent || 0) <
+              (qualityOwnerStatus?.required_deposit_cent || 20000)
+            "
+            @click="handleActivateQualityOwner"
+          >
+            余额支付开通
+          </van-button>
+          <van-button
+            block
+            round
+            plain
+            type="primary"
+            :loading="qualityOwnerOnlineLoading"
+            @click="handleOnlineQualityOwnerPayment"
+          >
+            微信 / 支付宝支付开通
+          </van-button>
+        </div>
+        <p v-else>
+          {{
+            qualityOwnerStatus?.deposit_source === 'manual'
+              ? '已由后台开通优质号主。'
+              : '保证金已冻结，取消优质号主资格时退回可用余额。'
+          }}
+        </p>
+      </section>
+
       <!-- 余额卡片 - 银行卡质感暗色卡片 -->
       <div class="balance-card">
         <div class="balance-row">
@@ -496,6 +648,22 @@ function resolveAvatarURL(url: string | undefined | null) {
       </div>
     </template>
 
+    <MobilePayWaySelectPopup
+      v-model:show="qualityOwnerPayWaySelect.visible.value"
+      @choose="qualityOwnerPayWaySelect.choose"
+      @closed="qualityOwnerPayWaySelect.handleClosed"
+    />
+
+    <MobilePaymentCashierPopup
+      v-model:show="qualityOwnerPaymentPopupVisible"
+      :payment="activeQualityOwnerPayment"
+      :pay-url="qualityOwnerPaymentPayURL"
+      :qr-code-url="qualityOwnerPaymentQRCodeURL"
+      :qr-generating="qualityOwnerPaymentQRGenerating"
+      :checking="qualityOwnerPaymentChecking"
+      @refresh="qualityOwnerCashier.refreshPaymentStatus(false)"
+    />
+
     <!-- 账单明细 Popup -->
     <van-popup
       v-model:show="showLedgers"

frontend/src/features/auth/views/ProfileView.vue

@@ -4,13 +4,16 @@ import {
   Camera,
   CircleCheckFilled,
   EditPen,
+  Loading,
   Lock,
+  Picture,
   Postcard,
   RefreshRight,
+  Trophy,
   User,
   WarningFilled,
 } from '@element-plus/icons-vue'
-import { ElMessage } from 'element-plus'
+import { ElMessage, ElMessageBox } from 'element-plus'
 import { computed, onMounted, reactive, ref } from 'vue'
 import { useRouter } from 'vue-router'
 
@@ -18,10 +21,25 @@ import { uploadFile } from '@/shared/api/files'
 import { useSessionStore } from '@/stores/session'
 import { realnameStatusLabel } from '@/shared/utils/statusLabels'
 import { setPassword } from '@/features/auth/api/auth'
+import {
+  activateQualityOwner,
+  fetchQualityOwnerStatus,
+  queryQualityOwnerPayment,
+  startQualityOwnerPayment,
+  type QualityOwnerStatus,
+} from '@/features/quality-owner/api/qualityOwner'
+import { formatCent } from '@/shared/utils/money'
+import type { PaymentPayWay } from '@/features/orders/api/orders'
+import { useOrderPaymentCashier } from '@/features/orders/composables/useOrderPaymentCashier'
+import PayWaySelectDialog from '@/features/orders/components/PayWaySelectDialog.vue'
 
 const session = useSessionStore()
 const router = useRouter()
 const saving = ref(false)
+const qualityOwnerLoading = ref(false)
+const qualityOwnerOnlineLoading = ref(false)
+const qualityOwnerPayWayVisible = ref(false)
+const qualityOwnerStatus = ref<QualityOwnerStatus | null>(null)
 const uploadingAvatar = ref(false)
 const avatarFileInput = ref<HTMLInputElement | null>(null)
 const form = reactive({
@@ -36,6 +54,20 @@ const passwordForm = reactive({
   confirmPassword: '',
 })
 
+const qualityOwnerCashier = useOrderPaymentCashier({
+  notifySuccess: message => ElMessage.success(message),
+  notifyError: message => ElMessage.error(message),
+  notifyInfo: message => ElMessage.info(message),
+  notifyFallback: message => ElMessage.warning(message),
+  paidMessage: '保证金支付成功，优质号主已开通',
+  queryPayment: () => queryQualityOwnerPayment(),
+})
+const qualityOwnerPaymentVisible = qualityOwnerCashier.paymentPopupVisible
+const activeQualityOwnerPayment = qualityOwnerCashier.activePayment
+const qualityOwnerPaymentQRCodeURL = qualityOwnerCashier.paymentQRCodeURL
+const qualityOwnerQrGenerating = qualityOwnerCashier.qrGenerating
+const qualityOwnerCheckingPayment = qualityOwnerCashier.checkingPayment
+
 const displayName = computed(() => session.displayName)
 const maskedPhone = computed(() => {
   if (!session.phone) return '未绑定手机号'
@@ -56,8 +88,72 @@ onMounted(async () => {
     // 保留本地会话展示，避免资料页因网络短暂异常整页不可用。
   }
   resetForm()
+  void loadQualityOwnerStatus()
 })
 
+async function loadQualityOwnerStatus() {
+  try {
+    qualityOwnerStatus.value = await fetchQualityOwnerStatus()
+  } catch {
+    qualityOwnerStatus.value = null
+  }
+}
+
+async function handleActivateQualityOwner() {
+  const status = qualityOwnerStatus.value
+  if (!status || status.active) return
+  const deposit = formatCent(status.required_deposit_cent)
+  try {
+    await ElMessageBox.confirm(
+      `确认从可用余额中扣除 ¥${deposit} 作为优质号主保证金？保证金会冻结，取消优质号主资格时退回。`,
+      '开通优质号主',
+      {
+        type: 'warning',
+        confirmButtonText: '确认缴纳',
+        cancelButtonText: '取消',
+      }
+    )
+  } catch {
+    return
+  }
+  qualityOwnerLoading.value = true
+  try {
+    qualityOwnerStatus.value = await activateQualityOwner()
+    await session.loadMe()
+    ElMessage.success('优质号主已开通，可在发布时选择极品专区')
+  } catch (error) {
+    ElMessage.error(readError(error, '开通失败，请确认余额充足'))
+  } finally {
+    qualityOwnerLoading.value = false
+  }
+}
+
+function openQualityOwnerOnlinePayment() {
+  qualityOwnerPayWayVisible.value = true
+}
+
+async function chooseQualityOwnerPayWay(payWay: PaymentPayWay) {
+  qualityOwnerPayWayVisible.value = false
+  qualityOwnerOnlineLoading.value = true
+  try {
+    const payment = await startQualityOwnerPayment(payWay)
+    if (payment.paid) {
+      await handleQualityOwnerPaymentSucceeded()
+      return
+    }
+    await qualityOwnerCashier.openPaymentCashier(payment, handleQualityOwnerPaymentSucceeded)
+  } catch (error) {
+    ElMessage.error(readError(error, '发起在线支付失败'))
+  } finally {
+    qualityOwnerOnlineLoading.value = false
+  }
+}
+
+async function handleQualityOwnerPaymentSucceeded() {
+  qualityOwnerStatus.value = await fetchQualityOwnerStatus()
+  await session.loadMe()
+}
+
 function resetForm() {
   form.nickname = session.nickname || session.displayName
   form.avatar_url = session.avatarUrl || ''
@@ -153,14 +249,20 @@ async function savePassword() {
 
 <template>
   <section class="profile-page">
-    <div class="profile-hero">
+    <div class="profile-hero" :class="{ 'is-quality-owner': qualityOwnerStatus?.active }">
       <div class="hero-avatar">
         <img v-if="session.avatarUrl" :src="resolveAvatarURL(session.avatarUrl)" alt="" />
         <span v-else>{{ session.avatarText }}</span>
       </div>
       <div class="hero-copy">
         <span class="eyebrow">Profile</span>
-        <h1>个人资料</h1>
+        <div class="hero-title-row">
+          <h1>个人资料</h1>
+          <span v-if="qualityOwnerStatus?.active" class="hero-quality-chip">
+            <el-icon><Trophy /></el-icon>
+            优质号主
+          </span>
+        </div>
         <p>{{ displayName }} · {{ maskedPhone }}</p>
       </div>
       <button
@@ -176,6 +278,24 @@ async function savePassword() {
       </button>
     </div>
 
+    <section v-if="qualityOwnerStatus?.active" class="quality-owner-spotlight">
+      <div class="quality-owner-spotlight-mark">
+        <el-icon :size="25"><Trophy /></el-icon>
+      </div>
+      <div class="quality-owner-spotlight-copy">
+        <span>PREMIUM OWNER</span>
+        <strong>优质号主身份已点亮</strong>
+        <p>
+          你的账号将优先展示优质号主标识，并可发布至首页极品专区，享受更高曝光与 4% 保险专享费率。
+        </p>
+      </div>
+      <div class="quality-owner-spotlight-benefits">
+        <span>极致曝光</span>
+        <span>身份认证</span>
+        <span>专享费率</span>
+      </div>
+    </section>
+
     <div class="profile-layout">
       <section class="edit-panel">
         <div class="panel-head">
@@ -280,6 +400,104 @@ async function savePassword() {
       </aside>
     </div>
 
+    <section class="quality-owner-card" :class="{ 'is-active': qualityOwnerStatus?.active }">
+      <div class="quality-owner-heading">
+        <div>
+          <span class="card-kicker">Premium Owner</span>
+          <h2>优质号主</h2>
+          <p>
+            开通后可发布到极品专区；在极品专区购买无忧租号保险可享
+            {{ ((qualityOwnerStatus?.premium_insurance_fee_bps || 400) / 100).toFixed(1) }}%
+            专享费率。
+          </p>
+        </div>
+        <span class="quality-owner-status">
+          {{ qualityOwnerStatus?.active ? '已开通' : '未开通' }}
+        </span>
+      </div>
+      <div class="quality-owner-metrics">
+        <div>
+          <span>保证金</span>
+          <strong>¥{{ formatCent(qualityOwnerStatus?.required_deposit_cent || 20000) }}</strong>
+        </div>
+        <div>
+          <span>普通保险服务费</span>
+          <strong>{{ ((qualityOwnerStatus?.insurance_fee_bps || 800) / 100).toFixed(1) }}%</strong>
+        </div>
+        <div>
+          <span>极品专区保险服务费</span>
+          <strong
+            >{{
+              ((qualityOwnerStatus?.premium_insurance_fee_bps || 400) / 100).toFixed(1)
+            }}%</strong
+          >
+        </div>
+        <div>
+          <span>当前可用余额</span>
+          <strong>¥{{ formatCent(qualityOwnerStatus?.available_balance_cent || 0) }}</strong>
+        </div>
+      </div>
+      <div class="quality-owner-actions">
+        <span v-if="qualityOwnerStatus?.active">
+          <template v-if="qualityOwnerStatus.deposit_source === 'manual'">已由后台开通</template>
+          <template v-else>保证金已冻结</template>
+        </span>
+        <span v-else>保证金取消资格时原路退回余额。</span>
+        <div v-if="!qualityOwnerStatus?.active" class="quality-owner-action-buttons">
+          <el-button
+            type="primary"
+            :loading="qualityOwnerLoading"
+            :disabled="
+              (qualityOwnerStatus?.available_balance_cent || 0) <
+              (qualityOwnerStatus?.required_deposit_cent || 20000)
+            "
+            @click="handleActivateQualityOwner"
+          >
+            余额支付开通
+          </el-button>
+          <el-button :loading="qualityOwnerOnlineLoading" @click="openQualityOwnerOnlinePayment">
+            微信 / 支付宝支付开通
+          </el-button>
+        </div>
+      </div>
+    </section>
+
+    <PayWaySelectDialog v-model="qualityOwnerPayWayVisible" @choose="chooseQualityOwnerPayWay" />
+
+    <el-dialog
+      v-model="qualityOwnerPaymentVisible"
+      title="优质号主保证金支付"
+      width="460px"
+      append-to-body
+      class="quality-owner-pay-dialog"
+    >
+      <div v-if="activeQualityOwnerPayment" class="quality-owner-pay-dialog-body">
+        <div class="quality-owner-pay-amount">
+          <span>支付金额</span>
+          <strong>¥{{ formatCent(activeQualityOwnerPayment.amount_cent) }}</strong>
+        </div>
+        <div class="quality-owner-pay-qr">
+          <el-icon v-if="qualityOwnerQrGenerating" class="is-loading" :size="30">
+            <Loading />
+          </el-icon>
+          <img
+            v-else-if="qualityOwnerPaymentQRCodeURL"
+            :src="qualityOwnerPaymentQRCodeURL"
+            alt="保证金支付二维码"
+          />
+          <el-icon v-else :size="42"><Picture /></el-icon>
+        </div>
+        <p>请使用{{ activeQualityOwnerPayment.pay_way === 'WXZF' ? '微信' : '支付宝' }}扫码支付</p>
+        <el-button
+          type="primary"
+          :loading="qualityOwnerCheckingPayment"
+          @click="qualityOwnerCashier.refreshPaymentStatus(false)"
+        >
+          我已支付，刷新状态
+        </el-button>
+      </div>
+    </el-dialog>
+
     <el-dialog
       v-model="showPasswordDialog"
       title="修改密码"
@@ -345,6 +563,19 @@ async function savePassword() {
   box-shadow: 0 16px 36px rgba(23, 35, 61, 0.08);
 }
 
+.profile-hero.is-quality-owner {
+  border-color: #d8c9fb;
+  background:
+    radial-gradient(circle at 86% 0%, rgba(245, 158, 11, 0.15), transparent 34%),
+    linear-gradient(135deg, #f3edff 0%, #ffffff 58%, #fff8e8 100%);
+  box-shadow: 0 16px 42px rgba(109, 40, 217, 0.12);
+}
+
+.profile-hero.is-quality-owner .hero-avatar {
+  background: linear-gradient(135deg, #5b21b6 0%, #9333ea 62%, #f59e0b 100%);
+  box-shadow: 0 8px 20px rgba(109, 40, 217, 0.22);
+}
+
 .hero-avatar,
 .avatar-preview {
   display: grid;
@@ -389,6 +620,27 @@ async function savePassword() {
   line-height: 1.2;
 }
 
+.hero-title-row {
+  display: flex;
+  align-items: center;
+  gap: 10px;
+  flex-wrap: wrap;
+}
+
+.hero-quality-chip {
+  display: inline-flex;
+  align-items: center;
+  gap: 5px;
+  min-height: 26px;
+  padding: 0 10px;
+  border: 1px solid #d8b4fe;
+  border-radius: 999px;
+  background: #f5f3ff;
+  color: #6d28d9;
+  font-size: 12px;
+  font-weight: 900;
+}
+
 .hero-copy p {
   margin: 10px 0 0;
   color: #64748b;
@@ -433,6 +685,69 @@ async function savePassword() {
   color: #2563eb;
 }
 
+.quality-owner-spotlight {
+  display: grid;
+  grid-template-columns: auto minmax(0, 1fr) auto;
+  align-items: center;
+  gap: 16px;
+  margin-top: 18px;
+  padding: 17px 20px;
+  border: 1px solid #e1d7fa;
+  border-radius: 14px;
+  background: linear-gradient(110deg, #faf7ff 0%, #ffffff 62%, #fffaf0 100%);
+}
+
+.quality-owner-spotlight-mark {
+  display: grid;
+  width: 46px;
+  height: 46px;
+  place-items: center;
+  border-radius: 12px;
+  background: linear-gradient(135deg, #5b21b6 0%, #9333ea 65%, #f59e0b 100%);
+  color: #fff;
+}
+
+.quality-owner-spotlight-copy {
+  display: grid;
+  gap: 3px;
+}
+
+.quality-owner-spotlight-copy > span {
+  color: #7c3aed;
+  font-size: 10px;
+  font-weight: 900;
+  letter-spacing: 0.08em;
+}
+
+.quality-owner-spotlight-copy strong {
+  color: #2e1065;
+  font-size: 17px;
+  font-weight: 900;
+}
+
+.quality-owner-spotlight-copy p {
+  margin: 0;
+  color: #70677f;
+  font-size: 12px;
+  line-height: 1.55;
+}
+
+.quality-owner-spotlight-benefits {
+  display: flex;
+  gap: 7px;
+  flex-wrap: wrap;
+  justify-content: flex-end;
+}
+
+.quality-owner-spotlight-benefits span {
+  padding: 5px 9px;
+  border-radius: 999px;
+  background: #f5f3ff;
+  color: #6d28d9;
+  font-size: 11px;
+  font-weight: 800;
+}
+
 .profile-layout {
   display: grid;
   grid-template-columns: minmax(0, 1fr) 360px;
@@ -647,9 +962,178 @@ async function savePassword() {
   line-height: 1.6;
 }
 
+.quality-owner-card {
+  margin-top: 22px;
+  padding: 26px 28px;
+  border: 1px solid #e8e4f4;
+  border-radius: 16px;
+  background: linear-gradient(135deg, #faf8ff 0%, #ffffff 68%);
+  box-shadow: 0 10px 28px rgba(76, 29, 149, 0.06);
+}
+
+.quality-owner-card.is-active {
+  border-color: #c4b5fd;
+}
+
+.quality-owner-heading,
+.quality-owner-actions {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 18px;
+}
+
+.quality-owner-heading h2 {
+  margin: 6px 0 0;
+  color: #312e81;
+  font-size: 24px;
+}
+
+.quality-owner-heading p {
+  max-width: 680px;
+  margin: 8px 0 0;
+  color: #6b7280;
+  font-size: 13px;
+  font-weight: 700;
+  line-height: 1.7;
+}
+
+.quality-owner-status {
+  flex-shrink: 0;
+  padding: 6px 12px;
+  border-radius: 999px;
+  background: #f1f5f9;
+  color: #64748b;
+  font-size: 12px;
+  font-weight: 900;
+}
+
+.quality-owner-card.is-active .quality-owner-status {
+  background: #ede9fe;
+  color: #6d28d9;
+}
+
+.quality-owner-metrics {
+  display: grid;
+  grid-template-columns: repeat(4, minmax(0, 1fr));
+  gap: 10px;
+  margin-top: 20px;
+}
+
+.quality-owner-metrics div {
+  display: grid;
+  gap: 6px;
+  padding: 14px;
+  border: 1px solid #ede9fe;
+  border-radius: 10px;
+  background: rgba(255, 255, 255, 0.82);
+}
+
+.quality-owner-metrics span,
+.quality-owner-actions span {
+  color: #7b8492;
+  font-size: 12px;
+  font-weight: 700;
+}
+
+.quality-owner-metrics strong {
+  color: #312e81;
+  font-size: 18px;
+  font-weight: 900;
+}
+
+.quality-owner-actions {
+  margin-top: 16px;
+}
+
+.quality-owner-actions :deep(.el-button--primary) {
+  border: none;
+  background: #7c3aed;
+}
+
+.quality-owner-action-buttons {
+  display: flex;
+  gap: 10px;
+  flex-wrap: wrap;
+  justify-content: flex-end;
+}
+
+.quality-owner-action-buttons :deep(.el-button) {
+  margin-left: 0;
+}
+
+.quality-owner-pay-dialog-body {
+  display: grid;
+  gap: 14px;
+  justify-items: center;
+}
+
+.quality-owner-pay-amount {
+  display: flex;
+  align-items: baseline;
+  gap: 10px;
+  color: #64748b;
+  font-size: 14px;
+}
+
+.quality-owner-pay-amount strong {
+  color: #f97316;
+  font-size: 26px;
+}
+
+.quality-owner-pay-qr {
+  display: grid;
+  width: 228px;
+  height: 228px;
+  place-items: center;
+  border: 1px solid #e5e7eb;
+  border-radius: 12px;
+  background: #fff;
+}
+
+.quality-owner-pay-qr img {
+  width: 214px;
+  height: 214px;
+}
+
+.quality-owner-pay-dialog-body p {
+  margin: 0;
+  color: #475569;
+  font-size: 13px;
+}
+
 @media (max-width: 1100px) {
   .profile-layout {
     grid-template-columns: 1fr;
   }
+
+  .quality-owner-metrics {
+    grid-template-columns: repeat(2, minmax(0, 1fr));
+  }
+}
+
+@media (max-width: 640px) {
+  .quality-owner-heading,
+  .quality-owner-actions {
+    align-items: flex-start;
+    flex-direction: column;
+  }
+
+  .quality-owner-action-buttons {
+    justify-content: flex-start;
+  }
+
+  .quality-owner-metrics {
+    grid-template-columns: 1fr;
+  }
+
+  .quality-owner-spotlight {
+    grid-template-columns: auto minmax(0, 1fr);
+  }
+
+  .quality-owner-spotlight-benefits {
+    grid-column: 1 / -1;
+    justify-content: flex-start;
+  }
 }
 </style>