diff --git a/backend/internal/modules/systemconfig/normalize.go b/backend/internal/modules/systemconfig/normalize.go
index 4dad84bd..acb65e7c 100644
--- a/backend/internal/modules/systemconfig/normalize.go
+++ b/backend/internal/modules/systemconfig/normalize.go
@@ -12,8 +12,8 @@ const maxBannerHotspotHoverScale = 1.5
 func migrateInsuranceBillingCopy(value string) string {
 	value = strings.Replace(
 		value,
-		"注:选择此方案，需额外抽取订单佣金的8.0%作为服务费:押金须达到推荐押金方可购买。",
-		"无忧保险服务费按实际纯币结算金额计算，额外物品不计入计费基数；具体费率以当前配置为准。押金须达到推荐押金方可购买。",
+		"注:选择此方案，需额外抽取订单佣金的8.0%作为服务费:",
+		"无忧保险服务费按实际纯币结算金额计算，额外物品不计入计费基数；具体费率以当前配置为准。",
 		1,
 	)
 	return strings.Replace(
diff --git a/backend/internal/modules/systemconfig/publish_options_test.go b/backend/internal/modules/systemconfig/publish_options_test.go
index aa9608c5..b237d5b3 100644
--- a/backend/internal/modules/systemconfig/publish_options_test.go
+++ b/backend/internal/modules/systemconfig/publish_options_test.go
@@ -180,7 +180,7 @@ func TestNormalizePublishOptionsValueDefaultsPremiumZoneTooltip(t *testing.T) {
 
 func TestNormalizePublishOptionsValueMigratesInsuranceBillingBaseCopy(t *testing.T) {
 	options := DefaultPublishOptions()
-	options.PriceConfig.CompensationNote = "注:选择此方案，需额外抽取订单佣金的8.0%作为服务费:押金须达到推荐押金方可购买。"
+	options.PriceConfig.CompensationNote = "注:选择此方案，需额外抽取订单佣金的8.0%作为服务费:押金须达到推荐押金以上方可购买。"
 	options.PriceConfig.PremiumZoneTooltip = "4. 保险服务：服务费率按当前配置执行，并从卖家实际到手租金中扣除。"
 	raw, err := json.Marshal(options)
 	if err != nil {