feat(worker-platform): 增加寄卖白名单总开关，关闭后全员可发布

资金配置与打手列表可一键切换白名单模式；发布校验、打手端入口按总开关放行。同时收紧未开通判定、关权限确认和开通弹窗文案。

Co-authored-by: Cursor <cursoragent@cursor.com>

apps/frontend/src/components/worker/WorkerContactModal.tsx

@@ -10,8 +10,12 @@ export type WorkerContactModalProps = {
   worker?: WorkerUser | null
   financeConfig?: WorkerFinanceConfig | null
   title?: string
+  alertMessage?: string
 }
 
+const DEFAULT_ALERT_MESSAGE =
+  '如需取消已接订单，请扫码联系客服处理。充值、提现与审核问题也由后台人工客服处理。'
+
 export function WorkerContactModal({
   open,
   onClose,
@@ -19,6 +23,7 @@ export function WorkerContactModal({
   worker,
   financeConfig,
   title = '联系客服',
+  alertMessage = DEFAULT_ALERT_MESSAGE,
 }: WorkerContactModalProps) {
   return (
     <Modal
@@ -34,11 +39,7 @@ export function WorkerContactModal({
       onCancel={onClose}
     >
       <Space direction="vertical" size={16} className="full-width">
-        <Alert
-          showIcon
-          type="info"
-          message="如需取消已接订单，请扫码联系客服处理。充值、提现与审核问题也由后台人工客服处理。"
-        />
+        <Alert showIcon type="info" message={alertMessage} />
         {financeConfig?.adminContact?.wechatQrCodeImage ? (
           <div style={{ textAlign: 'center' }}>
             <Image