feat(worker-platform): 增加寄卖白名单总开关，关闭后全员可发布

资金配置与打手列表可一键切换白名单模式；发布校验、打手端入口按总开关放行。同时收紧未开通判定、关权限确认和开通弹窗文案。

Co-authored-by: Cursor <cursoragent@cursor.com>

apps/frontend/tests/consignment-whitelist.test.ts

@@ -0,0 +1,45 @@
+import assert from 'node:assert/strict'
+import test from 'node:test'
+
+import { canWorkerPublishConsignment } from '../src/utils/consignment-whitelist.ts'
+
+test('资料未就绪时不开放发布入口', () => {
+  assert.equal(
+    canWorkerPublishConsignment({
+      profileReady: false,
+      whitelistEnabled: false,
+      workerCanConsign: true,
+    }),
+    false,
+  )
+})
+
+test('白名单关闭且资料就绪时所有打手可发布', () => {
+  assert.equal(
+    canWorkerPublishConsignment({
+      profileReady: true,
+      whitelistEnabled: false,
+      workerCanConsign: false,
+    }),
+    true,
+  )
+})
+
+test('白名单开启时必须 workerCanConsign === true', () => {
+  assert.equal(
+    canWorkerPublishConsignment({
+      profileReady: true,
+      whitelistEnabled: true,
+      workerCanConsign: false,
+    }),
+    false,
+  )
+  assert.equal(
+    canWorkerPublishConsignment({
+      profileReady: true,
+      whitelistEnabled: true,
+      workerCanConsign: true,
+    }),
+    true,
+  )
+})