优化待解冻, 平台杂项配置优化

apps/backend/src/services/worker-platform/worker-finance-request-service.ts

@@ -217,9 +217,13 @@ export async function createWorkerWithdrawRequest(
 export async function settleDueDepositUnfreezes(
   options: { limit?: number; workerId?: number } = {},
 ) {
+  // 到期判定按当前解冻天数回溯：管理员调小财务配置后，存量待解冻按新天数提前视为到期，
+  // 否则入队时的旧天数会让"扫描 0 笔"一直持续到原到期时间。
+  const retroactiveDays = getWorkerFinanceConfig().depositUnfreezeDays
   const due = await listDueDepositUnfreezes({
     limit: Math.max(1, Number(options.limit || 100)),
     workerId: Number(options.workerId || 0),
+    retroactiveDays,
   })
   let processedCount = 0
   for (const unfreeze of due) {