修复：管理员默认商户与账户设置

backend/internal/handler/auth.go

@@ -49,6 +49,13 @@ type changePasswordReq struct {
 	NewPassword     string `json:"new_password" binding:"required,min=8"`
 }
 
+type updateCurrentAccountReq struct {
+	CurrentPassword string `json:"current_password" binding:"required"`
+	Username        string `json:"username" binding:"required"`
+	Nickname        string `json:"nickname"`
+	NewPassword     string `json:"new_password" binding:"omitempty,min=8"`
+}
+
 func (h *AuthHandler) ChangePassword(c *gin.Context) {
 	var req changePasswordReq
 	if err := c.ShouldBindJSON(&req); err != nil {
@@ -61,3 +68,22 @@ func (h *AuthHandler) ChangePassword(c *gin.Context) {
 	}
 	response.OK(c, nil)
 }
+
+func (h *AuthHandler) UpdateCurrentAccount(c *gin.Context) {
+	var req updateCurrentAccountReq
+	if err := c.ShouldBindJSON(&req); err != nil {
+		response.BadRequest(c, "请填写用户名和当前密码；新密码至少 8 位")
+		return
+	}
+	user, err := h.svc.UpdateCurrentAccount(middleware.GetUserID(c), service.UpdateCurrentAccountInput{
+		CurrentPassword: req.CurrentPassword,
+		Username:        req.Username,
+		Nickname:        req.Nickname,
+		NewPassword:     req.NewPassword,
+	})
+	if err != nil {
+		response.BadRequest(c, err.Error())
+		return
+	}
+	response.OK(c, user)
+}

backend/internal/router/router.go

@@ -146,6 +146,7 @@ func Setup(h *Handlers) *gin.Engine {
 		auth.Use(middleware.Tenant(h.Tenant))
 		{
 			auth.GET("/auth/profile", h.Auth.Profile)
+			auth.PUT("/auth/account", h.Auth.UpdateCurrentAccount)
 			auth.PUT("/auth/password", h.Auth.ChangePassword)
 			auth.GET("/dashboard", h.Dashboard.Dashboard)
 

backend/internal/service/auth.go

@@ -26,6 +26,13 @@ type LoginResult struct {
 	User  *model.User `json:"user"`
 }
 
+type UpdateCurrentAccountInput struct {
+	CurrentPassword string
+	Username        string
+	Nickname        string
+	NewPassword     string
+}
+
 func (s *AuthService) Login(username, password string) (*LoginResult, error) {
 	var user model.User
 	if err := s.db.Where("username = ?", username).First(&user).Error; err != nil {
@@ -86,6 +93,67 @@ func (s *AuthService) ChangePassword(userID uint, currentPassword, newPassword s
 	return s.db.Model(&user).Update("password_hash", string(hash)).Error
 }
 
+// UpdateCurrentAccount lets a user maintain their own login identity. The
+// current password is always required before username, nickname, or password
+// changes are accepted.
+func (s *AuthService) UpdateCurrentAccount(userID uint, in UpdateCurrentAccountInput) (*model.User, error) {
+	if userID == 0 {
+		return nil, errors.New("无效的用户身份")
+	}
+	in.Username = strings.TrimSpace(in.Username)
+	if len(in.Username) < 3 || len(in.Username) > 64 {
+		return nil, errors.New("用户名长度需为 3 至 64 位")
+	}
+	if len(in.Nickname) > 64 {
+		return nil, errors.New("昵称不能超过 64 位")
+	}
+	if in.NewPassword != "" && len(in.NewPassword) < 8 {
+		return nil, errors.New("新密码至少 8 位")
+	}
+
+	updated := &model.User{}
+	err := s.db.Transaction(func(tx *gorm.DB) error {
+		var user model.User
+		if err := tx.First(&user, userID).Error; err != nil {
+			if errors.Is(err, gorm.ErrRecordNotFound) {
+				return errors.New("用户不存在")
+			}
+			return err
+		}
+		if err := bcrypt.CompareHashAndPassword([]byte(user.PasswordHash), []byte(in.CurrentPassword)); err != nil {
+			return errors.New("当前密码错误")
+		}
+		if in.Username != user.Username {
+			var count int64
+			if err := tx.Model(&model.User{}).Where("username = ? AND id <> ?", in.Username, user.ID).Count(&count).Error; err != nil {
+				return err
+			}
+			if count > 0 {
+				return errors.New("用户名已存在")
+			}
+		}
+		updates := map[string]interface{}{"username": in.Username, "nickname": in.Nickname}
+		if in.NewPassword != "" {
+			if err := bcrypt.CompareHashAndPassword([]byte(user.PasswordHash), []byte(in.NewPassword)); err == nil {
+				return errors.New("新密码不能与当前密码相同")
+			}
+			hash, err := bcrypt.GenerateFromPassword([]byte(in.NewPassword), bcrypt.DefaultCost)
+			if err != nil {
+				return err
+			}
+			updates["password_hash"] = string(hash)
+		}
+		if err := tx.Model(&user).Updates(updates).Error; err != nil {
+			return err
+		}
+		return tx.First(updated, user.ID).Error
+	})
+	if err != nil {
+		return nil, err
+	}
+	return updated, nil
+}
+
 // EnsureAdmin creates the first platform administrator for an empty database.
 // Existing administrator accounts are never changed by environment variables.
 func (s *AuthService) EnsureAdmin(username, password string) error {

backend/internal/service/merchant_test.go

@@ -227,7 +227,7 @@ func TestUserServiceCannotDeleteOrDisableLastAdmin(t *testing.T) {
 	}
 }
 
-func TestPlatformAdminCRUDDoesNotCreateMerchantMembership(t *testing.T) {
+func TestPlatformAdminCRUDUsesHiddenSelfMerchantContext(t *testing.T) {
 	db := newServiceTestDB(t)
 	svc := NewUserService(db, NewTenantService(db))
 	actor, err := svc.CreatePlatformAdmin("existing-admin", "password123", "现有管理员")
@@ -242,8 +242,15 @@ func TestPlatformAdminCRUDDoesNotCreateMerchantMembership(t *testing.T) {
 	if err := db.Model(&model.MerchantMember{}).Where("user_id = ?", admin.ID).Count(&membershipCount).Error; err != nil {
 		t.Fatalf("count merchant memberships: %v", err)
 	}
-	if membershipCount != 0 {
-		t.Fatalf("platform admin must not have merchant memberships, count=%d", membershipCount)
+	if membershipCount != 1 {
+		t.Fatalf("platform admin should have one hidden default membership, count=%d", membershipCount)
+	}
+	var membership model.MerchantMember
+	if err := db.Where("user_id = ?", admin.ID).First(&membership).Error; err != nil {
+		t.Fatalf("load default membership: %v", err)
+	}
+	if membership.Role != model.MemberRoleOwner || !membership.IsDefault {
+		t.Fatalf("unexpected default membership: %+v", membership)
 	}
 	updated, err := svc.UpdatePlatformAdmin(admin.ID, UpdatePlatformAdminInput{
 		Username: "platform-admin-updated", Nickname: "更新后管理员", Password: "new-password", Status: 1,
@@ -266,6 +273,36 @@ func TestPlatformAdminCRUDDoesNotCreateMerchantMembership(t *testing.T) {
 	}
 }
 
+func TestUpdateCurrentAccountCanChangeUsernameNicknameAndPassword(t *testing.T) {
+	db := newServiceTestDB(t)
+	tenant := NewTenantService(db)
+	auth := NewAuthService(db, nil, tenant)
+	user, err := NewUserService(db, tenant).CreatePlatformAdmin("current-account", "old-password", "旧昵称")
+	if err != nil {
+		t.Fatalf("create account: %v", err)
+	}
+	updated, err := auth.UpdateCurrentAccount(user.ID, UpdateCurrentAccountInput{
+		CurrentPassword: "old-password",
+		Username:        "updated-account",
+		Nickname:        "新昵称",
+		NewPassword:     "new-password",
+	})
+	if err != nil {
+		t.Fatalf("update current account: %v", err)
+	}
+	if updated.Username != "updated-account" || updated.Nickname != "新昵称" {
+		t.Fatalf("unexpected updated account: %+v", updated)
+	}
+	if err := bcrypt.CompareHashAndPassword([]byte(updated.PasswordHash), []byte("new-password")); err != nil {
+		t.Fatalf("updated password should match: %v", err)
+	}
+	if _, err := auth.UpdateCurrentAccount(user.ID, UpdateCurrentAccountInput{
+		CurrentPassword: "wrong-password", Username: "should-not-save", Nickname: "", NewPassword: "",
+	}); err == nil {
+		t.Fatal("expected current password verification error")
+	}
+}
+
 func TestListMerchantAccountGroupsExcludesPlatformAdmins(t *testing.T) {
 	db := newServiceTestDB(t)
 	merchantA := model.Merchant{Code: "merchant-accounts-a", Name: "商户账号 A", Status: model.MerchantStatusActive}

backend/internal/service/user.go

@@ -7,6 +7,7 @@ import (
 
 	"golang.org/x/crypto/bcrypt"
 	"gorm.io/gorm"
+	"gorm.io/gorm/clause"
 )
 
 type UserService struct {
@@ -96,17 +97,30 @@ func (s *UserService) Create(username, password, nickname, role string, merchant
 		if err := tx.Create(user).Error; err != nil {
 			return err
 		}
+		if role == model.RoleAdmin && s.tenant != nil {
+			var selfMerchant model.Merchant
+			if err := tx.Where("code = ?", model.MerchantCodeSelfOperated).First(&selfMerchant).Error; err != nil {
+				return err
+			}
+			member := model.MerchantMember{MerchantID: selfMerchant.ID, UserID: user.ID, Role: model.MemberRoleOwner, Status: user.Status, IsDefault: true}
+			if err := tx.Clauses(clause.OnConflict{
+				Columns: []clause.Column{{Name: "merchant_id"}, {Name: "user_id"}},
+				DoUpdates: clause.Assignments(map[string]interface{}{
+					"role": model.MemberRoleOwner, "status": user.Status, "is_default": true,
+				}),
+			}).Create(&member).Error; err != nil {
+				return err
+			}
+			return nil
+		}
 		if s.tenant != nil && merchantID != 0 {
 			memberRole := model.MemberRoleOperator
-			if role == model.RoleAdmin {
-				memberRole = model.MemberRoleOwner
-			}
 			member := model.MerchantMember{
 				MerchantID: merchantID,
 				UserID:     user.ID,
 				Role:       memberRole,
 				Status:     user.Status,
-				IsDefault:  role == model.RoleAdmin,
+				IsDefault:  false,
 			}
 			if err := tx.Create(&member).Error; err != nil {
 				return err
@@ -180,8 +194,8 @@ func (s *UserService) ListMerchantAccountGroups(page, size int) ([]MerchantMembe
 	return groups, total, nil
 }
 
-// CreatePlatformAdmin creates an account with platform-only privileges. It
-// deliberately does not assign the account to any merchant.
+// CreatePlatformAdmin creates an account with platform privileges and the
+// hidden self-operated merchant context required by merchant-side routes.
 func (s *UserService) CreatePlatformAdmin(username, password, nickname string) (*model.User, error) {
 	return s.Create(username, password, nickname, model.RoleAdmin, 0)
 }