修复平台代管财务差异

backend/internal/modules/adminfinance/dashboard.go

@@ -82,6 +82,25 @@ func (r *Repository) summary(ctx context.Context, query DashboardQuery) (*Financ
 		Select(`COALESCE(SUM(oc.platform_fee_cent), 0) AS platform_income_amount_cent,
 					COALESCE(SUM(oc.owner_income_amount_cent), 0) AS owner_should_income_amount_cent,
 					COALESCE(SUM(COALESCE(w.owner_wallet_income_amount_cent, 0)), 0) AS owner_wallet_income_amount_cent,
+					COALESCE(SUM(CASE WHEN ro.settlement_mode = 'platform_managed'
+						THEN COALESCE(ro.offline_settlement_amount_cent, 0)
+						ELSE COALESCE(w.owner_wallet_income_amount_cent, 0)
+					END), 0) AS owner_effective_settlement_amount_cent,
+					COALESCE(SUM(CASE WHEN ro.settlement_mode = 'platform_managed'
+						THEN COALESCE(ro.offline_settlement_amount_cent, 0)
+						ELSE 0
+					END), 0) AS offline_settlement_amount_cent,
+					COALESCE(SUM(CASE WHEN ro.settlement_mode = 'platform_managed'
+						AND COALESCE(NULLIF(ro.offline_settlement_status, ''), 'none') = 'pending'
+						THEN COALESCE(ro.offline_settlement_amount_cent, 0)
+						ELSE 0
+					END), 0) AS offline_settlement_pending_amount_cent,
+					COALESCE(SUM(CASE WHEN ro.settlement_mode = 'platform_managed'
+						AND COALESCE(NULLIF(ro.offline_settlement_status, ''), 'none') = 'pending'
+						AND COALESCE(ro.offline_settlement_amount_cent, 0) > 0
+						THEN 1
+						ELSE 0
+					END), 0) AS offline_settlement_pending_count,
 					COUNT(ro.id) AS settled_order_count`).
 		Joins("JOIN order_checkouts AS oc ON oc.order_id = ro.id AND oc.status = 'accepted'").
 		Joins("LEFT JOIN (?) AS w ON w.order_id = ro.id", ownerWalletIncomeSubquery(db)).
@@ -96,7 +115,8 @@ func (r *Repository) summary(ctx context.Context, query DashboardQuery) (*Financ
 		StartDate: query.StartDate,
 		EndDate:   query.EndDate,
 	})).
-		Where("finance_status <> ?", "normal").
+		Where("finance_status <> ?", financeStatusNormal).
+		Where("finance_status <> ?", financeStatusOfflineSettlementPending).
 		Count(&exceptionCount).Error; err != nil {
 		return nil, err
 	}
@@ -121,7 +141,10 @@ func (r *Repository) summary(ctx context.Context, query DashboardQuery) (*Financ
 		PlatformIncomeAmountCent:           settlement.PlatformIncomeAmountCent,
 		OwnerShouldIncomeAmountCent:        settlement.OwnerShouldIncomeAmountCent,
 		OwnerWalletIncomeAmountCent:        settlement.OwnerWalletIncomeAmountCent,
-		SettlementDiffAmountCent:    settlement.OwnerShouldIncomeAmountCent - settlement.OwnerWalletIncomeAmountCent,
+		OwnerEffectiveSettlementAmountCent: settlement.OwnerEffectiveSettlementAmountCent,
+		OfflineSettlementAmountCent:        settlement.OfflineSettlementAmountCent,
+		OfflineSettlementPendingAmountCent: settlement.OfflineSettlementPendingAmountCent,
+		SettlementDiffAmountCent:           settlement.OwnerShouldIncomeAmountCent - settlement.OwnerEffectiveSettlementAmountCent,
 		EstimatedIncomeAmountCent:          estimated.EstimatedIncomeAmountCent,
 		SuccessfulPayCount:                 payment.SuccessfulPayCount,
 		SuccessfulRefundCount:              payment.FullRefundCount + payment.PartialRefundCount,
@@ -130,6 +153,7 @@ func (r *Repository) summary(ctx context.Context, query DashboardQuery) (*Financ
 		PendingRefundCount:                 payment.PendingRefundCount,
 		SettledOrderCount:                  settlement.SettledOrderCount,
 		PendingSettleOrderCount:            estimated.PendingSettleOrderCount,
+		OfflineSettlementPendingCount:      settlement.OfflineSettlementPendingCount,
 		FinancialExceptionCount:            exceptionCount,
 	}, nil
 }
@@ -165,6 +189,25 @@ func (r *Repository) dailyItems(ctx context.Context, query DashboardQuery) ([]Fi
 					COALESCE(SUM(oc.platform_fee_cent), 0) AS platform_income_amount_cent,
 					COALESCE(SUM(oc.owner_income_amount_cent), 0) AS owner_should_income_amount_cent,
 					COALESCE(SUM(COALESCE(w.owner_wallet_income_amount_cent, 0)), 0) AS owner_wallet_income_amount_cent,
+					COALESCE(SUM(CASE WHEN ro.settlement_mode = 'platform_managed'
+						THEN COALESCE(ro.offline_settlement_amount_cent, 0)
+						ELSE COALESCE(w.owner_wallet_income_amount_cent, 0)
+					END), 0) AS owner_effective_settlement_amount_cent,
+					COALESCE(SUM(CASE WHEN ro.settlement_mode = 'platform_managed'
+						THEN COALESCE(ro.offline_settlement_amount_cent, 0)
+						ELSE 0
+					END), 0) AS offline_settlement_amount_cent,
+					COALESCE(SUM(CASE WHEN ro.settlement_mode = 'platform_managed'
+						AND COALESCE(NULLIF(ro.offline_settlement_status, ''), 'none') = 'pending'
+						THEN COALESCE(ro.offline_settlement_amount_cent, 0)
+						ELSE 0
+					END), 0) AS offline_settlement_pending_amount_cent,
+					COALESCE(SUM(CASE WHEN ro.settlement_mode = 'platform_managed'
+						AND COALESCE(NULLIF(ro.offline_settlement_status, ''), 'none') = 'pending'
+						AND COALESCE(ro.offline_settlement_amount_cent, 0) > 0
+						THEN 1
+						ELSE 0
+					END), 0) AS offline_settlement_pending_count,
 					COUNT(ro.id) AS settled_order_count`).
 		Joins("JOIN order_checkouts AS oc ON oc.order_id = ro.id AND oc.status = 'accepted'").
 		Joins("LEFT JOIN (?) AS w ON w.order_id = ro.id", ownerWalletIncomeSubquery(db)).
@@ -214,8 +257,12 @@ func (r *Repository) dailyItems(ctx context.Context, query DashboardQuery) ([]Fi
 		item.PlatformIncomeAmountCent = row.PlatformIncomeAmountCent
 		item.OwnerShouldIncomeAmountCent = row.OwnerShouldIncomeAmountCent
 		item.OwnerWalletIncomeAmountCent = row.OwnerWalletIncomeAmountCent
-		item.SettlementDiffAmountCent = row.OwnerShouldIncomeAmountCent - row.OwnerWalletIncomeAmountCent
+		item.OwnerEffectiveSettlementAmountCent = row.OwnerEffectiveSettlementAmountCent
+		item.OfflineSettlementAmountCent = row.OfflineSettlementAmountCent
+		item.OfflineSettlementPendingAmountCent = row.OfflineSettlementPendingAmountCent
+		item.SettlementDiffAmountCent = row.OwnerShouldIncomeAmountCent - row.OwnerEffectiveSettlementAmountCent
 		item.SettledOrderCount = row.SettledOrderCount
+		item.OfflineSettlementPendingCount = row.OfflineSettlementPendingCount
 		itemsByDate[date] = item
 	}
 	for _, row := range estimates {
@@ -247,6 +294,10 @@ type settlementSummaryRow struct {
 	PlatformIncomeAmountCent           int64
 	OwnerShouldIncomeAmountCent        int64
 	OwnerWalletIncomeAmountCent        int64
+	OwnerEffectiveSettlementAmountCent int64
+	OfflineSettlementAmountCent        int64
+	OfflineSettlementPendingAmountCent int64
+	OfflineSettlementPendingCount      int64
 	SettledOrderCount                  int64
 }
 
@@ -271,6 +322,10 @@ type dailySettlementRow struct {
 	PlatformIncomeAmountCent           int64
 	OwnerShouldIncomeAmountCent        int64
 	OwnerWalletIncomeAmountCent        int64
+	OwnerEffectiveSettlementAmountCent int64
+	OfflineSettlementAmountCent        int64
+	OfflineSettlementPendingAmountCent int64
+	OfflineSettlementPendingCount      int64
 	SettledOrderCount                  int64
 }
 

backend/internal/modules/adminfinance/detail.go

@@ -61,6 +61,9 @@ func (r *Repository) applyDetailFilters(db *gorm.DB, query DetailQuery) *gorm.DB
 func (r *Repository) financeDetailBaseQuery(ctx context.Context, query DetailQuery) *gorm.DB {
 	db := r.db.WithContext(ctx).Table("rental_orders AS ro").
 		Select(`ro.id AS order_id, ro.order_no, ro.status AS order_status, ro.settlement_status, ro.refund_status,
+				ro.handoff_mode, ro.settlement_mode,
+				COALESCE(NULLIF(ro.offline_settlement_status, ''), 'none') AS offline_settlement_status,
+				COALESCE(ro.offline_settlement_amount_cent, 0) AS offline_settlement_amount_cent,
 				ro.renter_id, COALESCE(ru.phone, '') AS renter_phone, COALESCE(ru.nickname, '') AS renter_nickname,
 				ro.owner_id, COALESCE(ou.phone, '') AS owner_phone, COALESCE(ou.nickname, '') AS owner_nickname,
 					ro.rent_amount_cent AS order_rent_amount_cent, ro.deposit_amount_cent AS order_deposit_amount_cent,
@@ -69,20 +72,36 @@ func (r *Repository) financeDetailBaseQuery(ctx context.Context, query DetailQue
 					COALESCE(oc.owner_income_amount_cent, 0) AS checkout_owner_income_cent,
 					COALESCE(oc.platform_fee_cent, 0) AS checkout_platform_fee_cent,
 					COALESCE(w.owner_wallet_income_amount_cent, 0) AS owner_wallet_income_amount_cent,
+					CASE WHEN ro.settlement_mode = 'platform_managed'
+						THEN COALESCE(ro.offline_settlement_amount_cent, 0)
+						ELSE COALESCE(w.owner_wallet_income_amount_cent, 0)
+					END AS owner_effective_settlement_amount_cent,
 					COALESCE(p.paid_amount_cent, 0) AS paid_amount_cent,
 					COALESCE(p.refunded_amount_cent, 0) AS refunded_amount_cent,
 					COALESCE(p.refunding_amount_cent, 0) AS refunding_amount_cent,
 					COALESCE(p.failed_refund_amount_cent, 0) AS failed_refund_amount_cent,
 					COALESCE(p.paid_amount_cent, 0) - COALESCE(p.refunded_amount_cent, 0) AS channel_net_amount_cent,
-				COALESCE(oc.platform_fee_cent, 0) + ((COALESCE(oc.owner_income_amount_cent, 0) - COALESCE(w.owner_wallet_income_amount_cent, 0))) AS platform_net_amount_cent,
+					COALESCE(oc.platform_fee_cent, 0) + (COALESCE(oc.owner_income_amount_cent, 0) - CASE WHEN ro.settlement_mode = 'platform_managed'
-				COALESCE(oc.owner_income_amount_cent, 0) - COALESCE(w.owner_wallet_income_amount_cent, 0) AS settlement_diff_amount_cent,
+						THEN COALESCE(ro.offline_settlement_amount_cent, 0)
+						ELSE COALESCE(w.owner_wallet_income_amount_cent, 0)
+					END) AS platform_net_amount_cent,
+					COALESCE(oc.owner_income_amount_cent, 0) - CASE WHEN ro.settlement_mode = 'platform_managed'
+						THEN COALESCE(ro.offline_settlement_amount_cent, 0)
+						ELSE COALESCE(w.owner_wallet_income_amount_cent, 0)
+					END AS settlement_diff_amount_cent,
 					CASE
 						WHEN COALESCE(p.failed_refund_amount_cent, 0) > 0 THEN 'refund_failed'
 						WHEN COALESCE(p.refunding_amount_cent, 0) > 0 OR ro.refund_status = 'refunding' THEN 'refund_pending'
-					WHEN ABS(COALESCE(oc.owner_income_amount_cent, 0) - COALESCE(w.owner_wallet_income_amount_cent, 0)) >= ? THEN 'settlement_diff'
+						WHEN ABS(COALESCE(oc.owner_income_amount_cent, 0) - CASE WHEN ro.settlement_mode = 'platform_managed'
+							THEN COALESCE(ro.offline_settlement_amount_cent, 0)
+							ELSE COALESCE(w.owner_wallet_income_amount_cent, 0)
+						END) >= ? THEN 'settlement_diff'
+						WHEN ro.settlement_mode = 'platform_managed'
+							AND COALESCE(ro.offline_settlement_amount_cent, 0) > 0
+							AND COALESCE(NULLIF(ro.offline_settlement_status, ''), 'none') = 'pending' THEN 'offline_settlement_pending'
 					ELSE 'normal'
 				END AS finance_status,
-			ro.created_at, ro.settled_at`, settlementDiffThresholdCent).
+				ro.created_at, ro.settled_at, ro.offline_settled_at`, settlementDiffThresholdCent).
 		Joins("LEFT JOIN users AS ru ON ru.id = ro.renter_id").
 		Joins("LEFT JOIN users AS ou ON ou.id = ro.owner_id").
 		Joins("LEFT JOIN (?) AS oc ON oc.order_id = ro.id", acceptedCheckoutSubquery(r.db.WithContext(ctx))).

backend/internal/modules/adminfinance/dto.go

@@ -42,6 +42,9 @@ type FinanceSummaryDTO struct {
 	PlatformIncomeAmountCent           int64 `json:"platform_income_amount_cent"`
 	OwnerShouldIncomeAmountCent        int64 `json:"owner_should_income_amount_cent"`
 	OwnerWalletIncomeAmountCent        int64 `json:"owner_wallet_income_amount_cent"`
+	OwnerEffectiveSettlementAmountCent int64 `json:"owner_effective_settlement_amount_cent"`
+	OfflineSettlementAmountCent        int64 `json:"offline_settlement_amount_cent"`
+	OfflineSettlementPendingAmountCent int64 `json:"offline_settlement_pending_amount_cent"`
 	SettlementDiffAmountCent           int64 `json:"settlement_diff_amount_cent"`
 	EstimatedIncomeAmountCent          int64 `json:"estimated_income_amount_cent"`
 	SuccessfulPayCount                 int64 `json:"successful_pay_count"`
@@ -51,6 +54,7 @@ type FinanceSummaryDTO struct {
 	PendingRefundCount                 int64 `json:"pending_refund_count"`
 	SettledOrderCount                  int64 `json:"settled_order_count"`
 	PendingSettleOrderCount            int64 `json:"pending_settle_order_count"`
+	OfflineSettlementPendingCount      int64 `json:"offline_settlement_pending_count"`
 	FinancialExceptionCount            int64 `json:"financial_exception_count"`
 }
 
@@ -63,6 +67,9 @@ type FinanceDailyDTO struct {
 	PlatformIncomeAmountCent           int64  `json:"platform_income_amount_cent"`
 	OwnerShouldIncomeAmountCent        int64  `json:"owner_should_income_amount_cent"`
 	OwnerWalletIncomeAmountCent        int64  `json:"owner_wallet_income_amount_cent"`
+	OwnerEffectiveSettlementAmountCent int64  `json:"owner_effective_settlement_amount_cent"`
+	OfflineSettlementAmountCent        int64  `json:"offline_settlement_amount_cent"`
+	OfflineSettlementPendingAmountCent int64  `json:"offline_settlement_pending_amount_cent"`
 	SettlementDiffAmountCent           int64  `json:"settlement_diff_amount_cent"`
 	EstimatedIncomeAmountCent          int64  `json:"estimated_income_amount_cent"`
 	SuccessfulPayCount                 int64  `json:"successful_pay_count"`
@@ -71,6 +78,7 @@ type FinanceDailyDTO struct {
 	PartialRefundCount                 int64  `json:"partial_refund_count"`
 	PendingRefundCount                 int64  `json:"pending_refund_count"`
 	SettledOrderCount                  int64  `json:"settled_order_count"`
+	OfflineSettlementPendingCount      int64  `json:"offline_settlement_pending_count"`
 }
 
 type PaginatedResult struct {
@@ -86,6 +94,10 @@ type FinanceDetailDTO struct {
 	OrderStatus                        string     `json:"order_status"`
 	SettlementStatus                   string     `json:"settlement_status"`
 	RefundStatus                       string     `json:"refund_status"`
+	HandoffMode                        string     `json:"handoff_mode"`
+	SettlementMode                     string     `json:"settlement_mode"`
+	OfflineSettlementStatus            string     `json:"offline_settlement_status"`
+	OfflineSettlementAmountCent        int64      `json:"offline_settlement_amount_cent"`
 	RenterID                           uint64     `json:"renter_id"`
 	RenterPhone                        string     `json:"renter_phone"`
 	RenterNickname                     string     `json:"renter_nickname"`
@@ -99,6 +111,7 @@ type FinanceDetailDTO struct {
 	CheckoutOwnerIncomeCent            int64      `json:"checkout_owner_income_cent"`
 	CheckoutPlatformFeeCent            int64      `json:"checkout_platform_fee_cent"`
 	OwnerWalletIncomeAmountCent        int64      `json:"owner_wallet_income_amount_cent"`
+	OwnerEffectiveSettlementAmountCent int64      `json:"owner_effective_settlement_amount_cent"`
 	PaidAmountCent                     int64      `json:"paid_amount_cent"`
 	RefundedAmountCent                 int64      `json:"refunded_amount_cent"`
 	RefundingAmountCent                int64      `json:"refunding_amount_cent"`
@@ -109,4 +122,5 @@ type FinanceDetailDTO struct {
 	FinanceStatus                      string     `json:"finance_status"`
 	CreatedAt                          time.Time  `json:"created_at"`
 	SettledAt                          *time.Time `json:"settled_at,omitempty"`
+	OfflineSettledAt                   *time.Time `json:"offline_settled_at,omitempty"`
 }

backend/internal/modules/adminfinance/helper.go

@@ -12,6 +12,14 @@ import (
 // SQL、presenter、前端展示统一引用此口径,避免多处硬编码不一致。
 const settlementDiffThresholdCent = 5
 
+const (
+	financeStatusNormal                   = "normal"
+	financeStatusRefundPending            = "refund_pending"
+	financeStatusRefundFailed             = "refund_failed"
+	financeStatusSettlementDiff           = "settlement_diff"
+	financeStatusOfflineSettlementPending = "offline_settlement_pending"
+)
+
 func refundBizTypes() []string {
 	return []string{
 		"cancel_refund",

backend/internal/modules/adminfinance/presenter.go

@@ -10,6 +10,10 @@ type financeDetailRow struct {
 	OrderStatus                        string
 	SettlementStatus                   string
 	RefundStatus                       string
+	HandoffMode                        string
+	SettlementMode                     string
+	OfflineSettlementStatus            string
+	OfflineSettlementAmountCent        int64
 	RenterID                           uint64
 	RenterPhone                        string
 	RenterNickname                     string
@@ -23,6 +27,7 @@ type financeDetailRow struct {
 	CheckoutOwnerIncomeCent            int64
 	CheckoutPlatformFeeCent            int64
 	OwnerWalletIncomeAmountCent        int64
+	OwnerEffectiveSettlementAmountCent int64
 	PaidAmountCent                     int64
 	RefundedAmountCent                 int64
 	RefundingAmountCent                int64
@@ -33,16 +38,17 @@ type financeDetailRow struct {
 	FinanceStatus                      string
 	CreatedAt                          time.Time
 	SettledAt                          *time.Time
+	OfflineSettledAt                   *time.Time
 }
 
 func (r financeDetailRow) toDTO() FinanceDetailDTO {
 	diff := r.SettlementDiffAmountCent
 	status := r.FinanceStatus
 	if status == "" {
-		status = "normal"
+		status = financeStatusNormal
 	}
-	if absCent(diff) < settlementDiffThresholdCent && status == "settlement_diff" {
+	if absCent(diff) < settlementDiffThresholdCent && status == financeStatusSettlementDiff {
-		status = "normal"
+		status = financeStatusNormal
 	}
 	return FinanceDetailDTO{
 		OrderID:                            r.OrderID,
@@ -50,6 +56,10 @@ func (r financeDetailRow) toDTO() FinanceDetailDTO {
 		OrderStatus:                        r.OrderStatus,
 		SettlementStatus:                   r.SettlementStatus,
 		RefundStatus:                       r.RefundStatus,
+		HandoffMode:                        r.HandoffMode,
+		SettlementMode:                     r.SettlementMode,
+		OfflineSettlementStatus:            r.OfflineSettlementStatus,
+		OfflineSettlementAmountCent:        r.OfflineSettlementAmountCent,
 		RenterID:                           r.RenterID,
 		RenterPhone:                        r.RenterPhone,
 		RenterNickname:                     r.RenterNickname,
@@ -63,6 +73,7 @@ func (r financeDetailRow) toDTO() FinanceDetailDTO {
 		CheckoutOwnerIncomeCent:            r.CheckoutOwnerIncomeCent,
 		CheckoutPlatformFeeCent:            r.CheckoutPlatformFeeCent,
 		OwnerWalletIncomeAmountCent:        r.OwnerWalletIncomeAmountCent,
+		OwnerEffectiveSettlementAmountCent: r.OwnerEffectiveSettlementAmountCent,
 		PaidAmountCent:                     r.PaidAmountCent,
 		RefundedAmountCent:                 r.RefundedAmountCent,
 		RefundingAmountCent:                r.RefundingAmountCent,
@@ -73,5 +84,6 @@ func (r financeDetailRow) toDTO() FinanceDetailDTO {
 		FinanceStatus:                      status,
 		CreatedAt:                          r.CreatedAt,
 		SettledAt:                          r.SettledAt,
+		OfflineSettledAt:                   r.OfflineSettledAt,
 	}
 }

frontend/src/features/admin/api/adminFinance.ts

@@ -1,7 +1,7 @@
 import { apiClient } from '@/shared/api/client'
 import type { ApiResponse, PaginatedResult } from '@/shared/types/types'
 
-// 结算差异判定阈值(分)。号主应得与实际入账差额绝对值达到此值即标红。
+// 结算差异判定阈值(分)。号主应得与钱包入账/线下结算差额绝对值达到此值即标红。
 // 与后端 settlementDiffThresholdCent 保持一致,改口径时两端同步。
 export const SETTLEMENT_DIFF_THRESHOLD_CENT = 5
 
@@ -13,6 +13,9 @@ export interface FinanceSummary {
   platform_income_amount_cent: number
   owner_should_income_amount_cent: number
   owner_wallet_income_amount_cent: number
+  owner_effective_settlement_amount_cent: number
+  offline_settlement_amount_cent: number
+  offline_settlement_pending_amount_cent: number
   settlement_diff_amount_cent: number
   estimated_income_amount_cent: number
   successful_pay_count: number
@@ -22,6 +25,7 @@ export interface FinanceSummary {
   pending_refund_count: number
   settled_order_count: number
   pending_settle_order_count: number
+  offline_settlement_pending_count: number
   financial_exception_count: number
 }
 
@@ -34,6 +38,9 @@ export interface FinanceDailyItem {
   platform_income_amount_cent: number
   owner_should_income_amount_cent: number
   owner_wallet_income_amount_cent: number
+  owner_effective_settlement_amount_cent: number
+  offline_settlement_amount_cent: number
+  offline_settlement_pending_amount_cent: number
   settlement_diff_amount_cent: number
   estimated_income_amount_cent: number
   successful_pay_count: number
@@ -42,6 +49,7 @@ export interface FinanceDailyItem {
   partial_refund_count: number
   pending_refund_count: number
   settled_order_count: number
+  offline_settlement_pending_count: number
 }
 
 export interface FinancePickupSummary {
@@ -64,6 +72,10 @@ export interface FinanceDetail {
   order_status: string
   settlement_status: string
   refund_status: string
+  handoff_mode: string
+  settlement_mode: string
+  offline_settlement_status: string
+  offline_settlement_amount_cent: number
   renter_id: number
   renter_phone: string
   renter_nickname: string
@@ -77,6 +89,7 @@ export interface FinanceDetail {
   checkout_owner_income_cent: number
   checkout_platform_fee_cent: number
   owner_wallet_income_amount_cent: number
+  owner_effective_settlement_amount_cent: number
   paid_amount_cent: number
   refunded_amount_cent: number
   refunding_amount_cent: number
@@ -87,6 +100,7 @@ export interface FinanceDetail {
   finance_status: string
   created_at: string
   settled_at?: string
+  offline_settled_at?: string
 }
 
 export interface FinanceDateQuery {

frontend/src/features/admin/views/AdminFinanceDashboardView.vue

@@ -54,6 +54,10 @@ function rowDiffClass(row: FinanceDailyItem) {
     ? 'amount-danger'
     : ''
 }
+
+function rowOfflinePendingClass(row: FinanceDailyItem) {
+  return Number(row.offline_settlement_pending_amount_cent || 0) > 0 ? 'amount-warning' : ''
+}
 </script>
 
 <template>
@@ -62,7 +66,7 @@ function rowDiffClass(row: FinanceDailyItem) {
       <div class="page-header">
         <p class="eyebrow">Finance Dashboard</p>
         <h1>财务仪表盘</h1>
-        <p>按天查看第三方收款退款、平台收入、号主入账和结算差异。</p>
+        <p>按天查看第三方收款退款、平台收入、号主钱包入账/线下结算和结算差异。</p>
       </div>
       <div class="toolbar-actions">
         <el-date-picker
@@ -114,9 +118,14 @@ function rowDiffClass(row: FinanceDailyItem) {
         <small>结账单口径</small>
       </div>
       <div class="metric-card">
-        <span>号主实际入账</span>
+        <span>号主结算金额</span>
-        <strong>{{ moneyCent(dashboard.summary.owner_wallet_income_amount_cent) }}</strong>
+        <strong>{{ moneyCent(dashboard.summary.owner_effective_settlement_amount_cent) }}</strong>
-        <small>钱包流水口径</small>
+        <small>钱包入账 + 平台代管线下结算</small>
+      </div>
+      <div class="metric-card">
+        <span>待线下结算</span>
+        <strong>{{ moneyCent(dashboard.summary.offline_settlement_pending_amount_cent) }}</strong>
+        <small>{{ dashboard.summary.offline_settlement_pending_count }} 笔平台代管待处理</small>
       </div>
       <div class="metric-card">
         <span>退款中</span>
@@ -174,8 +183,17 @@ function rowDiffClass(row: FinanceDailyItem) {
       <el-table-column label="号主应得" width="130">
         <template #default="{ row }">{{ moneyCent(row.owner_should_income_amount_cent) }}</template>
       </el-table-column>
-      <el-table-column label="号主入账" width="130">
+      <el-table-column label="结算金额" width="130">
-        <template #default="{ row }">{{ moneyCent(row.owner_wallet_income_amount_cent) }}</template>
+        <template #default="{ row }">{{
+          moneyCent(row.owner_effective_settlement_amount_cent)
+        }}</template>
+      </el-table-column>
+      <el-table-column label="待线下" width="130">
+        <template #default="{ row }">
+          <span :class="rowOfflinePendingClass(row)">
+            {{ moneyCent(row.offline_settlement_pending_amount_cent) }}
+          </span>
+        </template>
       </el-table-column>
       <el-table-column label="结算差异" width="130">
         <template #default="{ row }">
@@ -211,6 +229,11 @@ function rowDiffClass(row: FinanceDailyItem) {
   font-weight: 700;
 }
 
+.amount-warning {
+  color: #d97706;
+  font-weight: 700;
+}
+
 .pickup-grid {
   margin-top: 12px;
 }

frontend/src/features/admin/views/AdminFinanceDetailsView.vue

@@ -71,6 +71,7 @@ function financeStatusLabel(status: string) {
     refund_pending: '退款中',
     refund_failed: '退款失败',
     settlement_diff: '结算差异',
+    offline_settlement_pending: '待线下结算',
   }
   return map[status] || status
 }
@@ -78,7 +79,7 @@ function financeStatusLabel(status: string) {
 function financeStatusType(status: string) {
   if (status === 'normal') return 'success'
   if (status === 'settlement_diff' || status === 'refund_failed') return 'danger'
-  if (status === 'refund_pending') return 'warning'
+  if (status === 'refund_pending' || status === 'offline_settlement_pending') return 'warning'
   return 'info'
 }
 
@@ -91,6 +92,23 @@ function settlementStatusLabel(status: string) {
   return map[status] || status || '-'
 }
 
+function isPlatformManaged(row: FinanceDetail) {
+  return row.handoff_mode === 'platform' || row.settlement_mode === 'platform_managed'
+}
+
+function settlementModeLabel(row: FinanceDetail) {
+  return isPlatformManaged(row) ? '平台代管' : '号主钱包'
+}
+
+function offlineSettlementStatusLabel(status: string) {
+  const map: Record<string, string> = {
+    none: '无需线下结算',
+    pending: '待线下结算',
+    settled: '已线下结算',
+  }
+  return map[status] || status || '-'
+}
+
 function shortDateTime(value?: string) {
   if (!value) return '-'
   const text = formatDateTime(value)
@@ -114,7 +132,7 @@ function defaultEndDate() {
       <div class="page-header">
         <p class="eyebrow">Finance Details</p>
         <h1>财务明细</h1>
-        <p>按订单核对收款、退款、平台收入、号主应得与钱包实际入账。</p>
+        <p>按订单核对收款、退款、平台收入、号主应得与钱包入账/线下结算。</p>
       </div>
       <div class="toolbar-actions">
         <el-button @click="resetFilters">重置</el-button>
@@ -191,7 +209,7 @@ function defaultEndDate() {
         <div class="amount-cell">净入</div>
         <div class="amount-cell">平台</div>
         <div class="amount-cell">应得</div>
-        <div class="amount-cell">入账</div>
+        <div class="amount-cell">入账/线下</div>
         <div class="amount-cell">差异</div>
       </div>
 
@@ -206,7 +224,13 @@ function defaultEndDate() {
 
           <div class="status-stack">
             <span>{{ orderStatusLabel(row.order_status) }}</span>
-            <small>{{ settlementStatusLabel(row.settlement_status) }}</small>
+            <small
+              >{{ settlementStatusLabel(row.settlement_status) }} ·
+              {{ settlementModeLabel(row) }}</small
+            >
+            <small v-if="isPlatformManaged(row)">
+              {{ offlineSettlementStatusLabel(row.offline_settlement_status) }}
+            </small>
             <el-tag size="small" :type="financeStatusType(row.finance_status)">
               {{ financeStatusLabel(row.finance_status) }}
             </el-tag>
@@ -232,7 +256,7 @@ function defaultEndDate() {
             moneyCent(row.checkout_owner_income_cent)
           }}</span>
           <span class="amount-text amount-cell">{{
-            moneyCent(row.owner_wallet_income_amount_cent)
+            moneyCent(row.owner_effective_settlement_amount_cent)
           }}</span>
           <span
             class="amount-text amount-cell"