修复平台代管订单流程

backend/internal/database/test_helper.go

@@ -53,8 +53,11 @@ func MigrateRentalTransactionTestSchema(db *gorm.DB) error {
 		&model.RentalOrder{},
 		&model.PaymentOrder{},
 		&model.Notification{},
+		&model.AdminNotification{},
 		&model.HandoffRecord{},
 		&model.OrderCheckout{},
+		&model.WalletAccount{},
+		&model.WalletLedger{},
 		&model.AuditLog{},
 		&model.ChatConversation{},
 		&model.ChatParticipant{},

backend/internal/jobs/ordertimeout/job.go

@@ -10,6 +10,7 @@ import (
 	"time"
 
 	"hfb_sys/backend/internal/model"
+	"hfb_sys/backend/internal/modules/adminnotification"
 	"hfb_sys/backend/internal/modules/chat"
 	"hfb_sys/backend/internal/modules/notification"
 
@@ -55,6 +56,25 @@ func New(db *gorm.DB, redisClient *redis.Client, logger *zap.Logger) *Job {
 	}
 }
 
+func isPlatformManagedOrder(order *model.RentalOrder) bool {
+	if order == nil {
+		return false
+	}
+	return order.HandoffMode == "platform" || order.SettlementMode == "platform_managed"
+}
+
+func appendManagedTimeoutNotification(tx *gorm.DB, order *model.RentalOrder, title string, content string) error {
+	if order == nil || order.ManagedAdminID == nil || *order.ManagedAdminID == 0 {
+		return nil
+	}
+	return adminnotification.Append(tx, adminnotification.Entry{
+		AdminUserID: *order.ManagedAdminID,
+		Type:        "timeout",
+		Title:       title,
+		Content:     content,
+	})
+}
+
 // acquireLock 通过 Redis 分布式锁确保同一时刻只有一个实例执行超时扫描。
 // 未配置 Redis 时直接执行；Redis 出错时降级执行（事务内行锁与状态二次校验可兜底，不会写坏数据）。
 func (j *Job) acquireLock(ctx context.Context) (func(), bool) {
@@ -314,6 +334,22 @@ func (j *Job) handleOwnerSubmitTimeout(ctx context.Context, now time.Time, cfg t
 			before := snapshot(order)
 			order.HandoffStatus = "owner_timeout"
 			orderID := order.ID
+			if isPlatformManagedOrder(order) {
+				if err := notification.Append(tx, notification.Entry{
+					UserID:  order.RenterID,
+					Type:    "timeout",
+					Title:   "客服代交接超时",
+					Content: "客服未在规定时间内提交交接说明，你可以取消订单或发起申诉。",
+					BizType: "order",
+					BizID:   &orderID,
+				}); err != nil {
+					return "", err
+				}
+				if err := appendManagedTimeoutNotification(tx, order, "代管订单交接超时", "订单已超过交接时限，请尽快进入订单详情处理。"); err != nil {
+					return "", err
+				}
+				return before, nil
+			}
 			if err := notification.Append(tx,
 				notification.Entry{
 					UserID:  order.RenterID,
@@ -506,6 +542,22 @@ func (j *Job) handleOwnerReturnConfirmTimeout(ctx context.Context, now time.Time
 			order.Status = "abnormal"
 			order.HandoffStatus = "owner_checkout_confirm_timeout"
 			orderID := order.ID
+			if isPlatformManagedOrder(order) {
+				if err := notification.Append(tx, notification.Entry{
+					UserID:  order.RenterID,
+					Type:    "timeout",
+					Title:   "客服确认结账超时",
+					Content: "客服未在规定时间内确认结账，订单已进入客服复核状态。",
+					BizType: "order",
+					BizID:   &orderID,
+				}); err != nil {
+					return "", err
+				}
+				if err := appendManagedTimeoutNotification(tx, order, "代管订单确认结账超时", "订单已超过确认结账时限，请尽快进入订单详情处理。"); err != nil {
+					return "", err
+				}
+				return before, nil
+			}
 			if err := notification.Append(tx,
 				notification.Entry{
 					UserID:  order.RenterID,

backend/internal/jobs/ordertimeout/job_test.go

@@ -25,6 +25,7 @@ func setupOrderTimeoutTestDB(t *testing.T) *gorm.DB {
 		&model.RentalOrder{},
 		&model.HandoffRecord{},
 		&model.Notification{},
+		&model.AdminNotification{},
 		&model.ChatConversation{},
 		&model.ChatParticipant{},
 		&model.ChatMessage{},

backend/internal/model/listing.go

@@ -38,6 +38,9 @@ type RentalListing struct {
 	InTransaction     bool       `gorm:"not null;default:false" json:"in_transaction"`
 	Status            string     `gorm:"size:32;not null;default:'draft'" json:"status"`
 	ReviewStatus      string     `gorm:"size:32;not null;default:'none'" json:"review_status"`
+	HandoffMode       string     `gorm:"size:16;not null;default:'owner';index" json:"handoff_mode"`
+	SettlementMode    string     `gorm:"size:32;not null;default:'owner_wallet'" json:"settlement_mode"`
+	ManagedAdminID    *uint64    `gorm:"index" json:"managed_admin_id"`
 	ReviewReason      string     `gorm:"size:255;not null;default:''" json:"review_reason"`
 	PublishedAt       *time.Time `json:"published_at"`
 	CreatedAt         time.Time  `json:"created_at"`

backend/internal/model/order.go

@@ -7,38 +7,46 @@ import (
 )
 
 type RentalOrder struct {
-	ID                        uint64         `gorm:"primaryKey" json:"id"`
-	OrderNo                   string         `gorm:"size:64;not null;uniqueIndex" json:"order_no"`
-	ListingID                 uint64         `gorm:"not null;index" json:"listing_id"`
-	AccountID                 uint64         `gorm:"not null;index" json:"account_id"`
-	OwnerID                   uint64         `gorm:"not null;index" json:"owner_id"`
-	RenterID                  uint64         `gorm:"not null;index" json:"renter_id"`
-	RentedAt                  *time.Time     `json:"rented_at"`
-	HandoffStartedAt          *time.Time     `json:"handoff_started_at"`
-	EstimatedDurationHours    int            `gorm:"not null;default:24" json:"estimated_duration_hours"`
-	RentAmountCent            int64          `gorm:"not null;default:0" json:"-"`
-	OwnerRentAmountCent       int64          `gorm:"not null;default:0" json:"-"`
-	DepositAmountCent         int64          `gorm:"not null;default:0" json:"-"`
-	DepositOriginalAmountCent int64          `gorm:"not null;default:0" json:"-"`
-	DepositWaivedAmountCent   int64          `gorm:"not null;default:0" json:"-"`
-	PlatformFeeCent           int64          `gorm:"not null;default:0" json:"-"`
-	AccountSnapshot           datatypes.JSON `json:"account_snapshot"`
-	Status                    string         `gorm:"size:32;not null;default:'pending_payment'" json:"status"`
-	HandoffStatus             string         `gorm:"size:32;not null;default:'none'" json:"handoff_status"`
-	SettlementStatus          string         `gorm:"size:32;not null;default:'unsettled'" json:"settlement_status"`
-	RefundStatus              string         `gorm:"size:32;not null;default:'none';index" json:"refund_status"`
-	RefundAmountCent          int64          `gorm:"not null;default:0" json:"refund_amount_cent"`
-	RefundedAt                *time.Time     `json:"refunded_at"`
-	DepositHoldStatus         string         `gorm:"size:16;not null;default:'none';index" json:"deposit_hold_status"`
-	DepositHoldAmountCent     int64          `gorm:"not null;default:0" json:"deposit_hold_amount_cent"`
-	DepositHoldReason         string         `gorm:"size:255;not null;default:''" json:"deposit_hold_reason"`
-	DepositHeldBy             *uint64        `json:"deposit_held_by"`
-	DepositHeldAt             *time.Time     `json:"deposit_held_at"`
-	DepositHoldReleasedAt     *time.Time     `json:"deposit_hold_released_at"`
-	OwnerSettledAt            *time.Time     `json:"owner_settled_at"`
-	SettledAt                 *time.Time     `json:"settled_at"`
-	CreatedAt                 time.Time      `json:"created_at"`
-	UpdatedAt                 time.Time      `json:"updated_at"`
+	ID                          uint64         `gorm:"primaryKey" json:"id"`
+	OrderNo                     string         `gorm:"size:64;not null;uniqueIndex" json:"order_no"`
+	ListingID                   uint64         `gorm:"not null;index" json:"listing_id"`
+	AccountID                   uint64         `gorm:"not null;index" json:"account_id"`
+	OwnerID                     uint64         `gorm:"not null;index" json:"owner_id"`
+	RenterID                    uint64         `gorm:"not null;index" json:"renter_id"`
+	RentedAt                    *time.Time     `json:"rented_at"`
+	HandoffStartedAt            *time.Time     `json:"handoff_started_at"`
+	EstimatedDurationHours      int            `gorm:"not null;default:24" json:"estimated_duration_hours"`
+	RentAmountCent              int64          `gorm:"not null;default:0" json:"-"`
+	OwnerRentAmountCent         int64          `gorm:"not null;default:0" json:"-"`
+	DepositAmountCent           int64          `gorm:"not null;default:0" json:"-"`
+	DepositOriginalAmountCent   int64          `gorm:"not null;default:0" json:"-"`
+	DepositWaivedAmountCent     int64          `gorm:"not null;default:0" json:"-"`
+	PlatformFeeCent             int64          `gorm:"not null;default:0" json:"-"`
+	AccountSnapshot             datatypes.JSON `json:"account_snapshot"`
+	Status                      string         `gorm:"size:32;not null;default:'pending_payment'" json:"status"`
+	HandoffStatus               string         `gorm:"size:32;not null;default:'none'" json:"handoff_status"`
+	HandoffMode                 string         `gorm:"size:16;not null;default:'owner';index" json:"handoff_mode"`
+	SettlementMode              string         `gorm:"size:32;not null;default:'owner_wallet'" json:"settlement_mode"`
+	ManagedAdminID              *uint64        `gorm:"index" json:"managed_admin_id"`
+	SettlementStatus            string         `gorm:"size:32;not null;default:'unsettled'" json:"settlement_status"`
+	OfflineSettlementStatus     string         `gorm:"size:16;not null;default:'none';index" json:"offline_settlement_status"`
+	OfflineSettlementAmountCent int64          `gorm:"not null;default:0" json:"offline_settlement_amount_cent"`
+	OfflineSettlementRemark     string         `gorm:"size:255;not null;default:''" json:"offline_settlement_remark"`
+	OfflineSettledBy            *uint64        `json:"offline_settled_by"`
+	OfflineSettledAt            *time.Time     `json:"offline_settled_at"`
+	RefundStatus                string         `gorm:"size:32;not null;default:'none';index" json:"refund_status"`
+	RefundAmountCent            int64          `gorm:"not null;default:0" json:"refund_amount_cent"`
+	RefundedAt                  *time.Time     `json:"refunded_at"`
+	DepositHoldStatus           string         `gorm:"size:16;not null;default:'none';index" json:"deposit_hold_status"`
+	DepositHoldAmountCent       int64          `gorm:"not null;default:0" json:"deposit_hold_amount_cent"`
+	DepositHoldReason           string         `gorm:"size:255;not null;default:''" json:"deposit_hold_reason"`
+	DepositHeldBy               *uint64        `json:"deposit_held_by"`
+	DepositHeldAt               *time.Time     `json:"deposit_held_at"`
+	DepositHoldReleasedAt       *time.Time     `json:"deposit_hold_released_at"`
+	OwnerSettledAt              *time.Time     `json:"owner_settled_at"`
+	SettledAt                   *time.Time     `json:"settled_at"`
+	CreatedAt                   time.Time      `json:"created_at"`
+	UpdatedAt                   time.Time      `json:"updated_at"`
 }
 
 func (RentalOrder) TableName() string {

backend/internal/modules/dispute/arbitration.go

@@ -10,6 +10,7 @@ import (
 
 	"hfb_sys/backend/internal/listingstatus"
 	"hfb_sys/backend/internal/model"
+	"hfb_sys/backend/internal/modules/adminnotification"
 	"hfb_sys/backend/internal/modules/notification"
 	"hfb_sys/backend/internal/modules/wallet"
 	"hfb_sys/backend/pkg/money"
@@ -62,7 +63,12 @@ func (r *Repository) Arbitrate(ctx context.Context, adminID uint64, id uint64, r
 		order.Status = arbitrateOrderStatus(req.Result)
 		order.SettlementStatus = "arbitrated"
 		order.SettledAt = &now
-		order.OwnerSettledAt = &now
+		if isPlatformManagedOrder(order) {
+			order.OwnerSettledAt = nil
+			applyPlatformManagedSettlement(&order, &settlement)
+		} else {
+			order.OwnerSettledAt = &now
+		}
 		if order.HandoffStatus != "cancelled" && order.HandoffStatus != "returned" {
 			order.HandoffStatus = "arbitrated"
 		}
@@ -147,25 +153,32 @@ func (r *Repository) Arbitrate(ctx context.Context, adminID uint64, id uint64, r
 		}); err != nil {
 			return err
 		}
-		if err := notification.Append(tx,
-			notification.Entry{
-				UserID:  order.RenterID,
-				Type:    "arbitration",
-				Title:   "申诉仲裁已完成",
-				Content: "客服已给出仲裁结果，请在订单和申诉记录中查看处理说明。",
-				BizType: "dispute",
-				BizID:   &disputeID,
-			},
-			notification.Entry{
-				UserID:  order.OwnerID,
-				Type:    "arbitration",
-				Title:   "申诉仲裁已完成",
-				Content: "客服已给出仲裁结果，请在订单和申诉记录中查看处理说明。",
-				BizType: "dispute",
-				BizID:   &disputeID,
-			},
-		); err != nil {
-			return err
+		renterNotification := notification.Entry{
+			UserID:  order.RenterID,
+			Type:    "arbitration",
+			Title:   "申诉仲裁已完成",
+			Content: "客服已给出仲裁结果，请在订单和申诉记录中查看处理说明。",
+			BizType: "dispute",
+			BizID:   &disputeID,
+		}
+		if isPlatformManagedOrder(order) {
+			if err := notification.Append(tx, renterNotification); err != nil {
+				return err
+			}
+		} else {
+			if err := notification.Append(tx,
+				renterNotification,
+				notification.Entry{
+					UserID:  order.OwnerID,
+					Type:    "arbitration",
+					Title:   "申诉仲裁已完成",
+					Content: "客服已给出仲裁结果，请在订单和申诉记录中查看处理说明。",
+					BizType: "dispute",
+					BizID:   &disputeID,
+				},
+			); err != nil {
+				return err
+			}
 		}
 		return nil
 	})
@@ -181,6 +194,42 @@ func (r *Repository) Arbitrate(ctx context.Context, adminID uint64, id uint64, r
 	return &dto, nil
 }
 
+func isPlatformManagedOrder(order model.RentalOrder) bool {
+	return order.SettlementMode == "platform_managed" || order.HandoffMode == "platform"
+}
+
+func appendPlatformManagedAdminNotification(tx *gorm.DB, order model.RentalOrder, typ string, title string, content string) error {
+	if order.ManagedAdminID == nil || *order.ManagedAdminID == 0 || title == "" {
+		return nil
+	}
+	return adminnotification.Append(tx, adminnotification.Entry{
+		AdminUserID: *order.ManagedAdminID,
+		Type:        typ,
+		Title:       title,
+		Content:     content,
+	})
+}
+
+func applyPlatformManagedSettlement(order *model.RentalOrder, settlement *arbitrationSettlement) {
+	if order == nil || settlement == nil {
+		return
+	}
+	filtered := settlement.Entries[:0]
+	for _, entry := range settlement.Entries {
+		if entry.UserID == order.OwnerID && entry.Direction == "in" && entry.BizType == "arbitration_owner_income" {
+			continue
+		}
+		filtered = append(filtered, entry)
+	}
+	settlement.Entries = filtered
+	order.OfflineSettlementAmountCent = settlement.OwnerIncomeAmountCent
+	if settlement.OwnerIncomeAmountCent > 0 {
+		order.OfflineSettlementStatus = "pending"
+	} else {
+		order.OfflineSettlementStatus = "none"
+	}
+}
+
 type arbitrationSettlement struct {
 	Entries                 []wallet.Entry
 	RenterRefundAmountCent  int64

backend/internal/modules/dispute/mutation.go

@@ -115,25 +115,35 @@ func (r *Repository) Create(ctx context.Context, userID uint64, orderID uint64,
 			title = "订单进入结账争议"
 			content = "对方已发起结账争议，请等待客服仲裁或补充结账证据。"
 		}
-		if err := notification.Append(tx,
-			notification.Entry{
-				UserID:  targetID,
-				Type:    "dispute",
-				Title:   title,
-				Content: content,
-				BizType: "dispute",
-				BizID:   &disputeID,
-			},
-			notification.Entry{
-				UserID:  userID,
-				Type:    "dispute",
-				Title:   "申诉已提交",
-				Content: "申诉已进入待处理状态，客服仲裁后会通知双方。",
-				BizType: "dispute",
-				BizID:   &disputeID,
-			},
-		); err != nil {
-			return err
+		initiatorNotification := notification.Entry{
+			UserID:  userID,
+			Type:    "dispute",
+			Title:   "申诉已提交",
+			Content: "申诉已进入待处理状态，客服仲裁后会通知双方。",
+			BizType: "dispute",
+			BizID:   &disputeID,
+		}
+		if isPlatformManagedOrder(order) {
+			if err := appendPlatformManagedAdminNotification(tx, order, "dispute", title, content); err != nil {
+				return err
+			}
+			if err := notification.Append(tx, initiatorNotification); err != nil {
+				return err
+			}
+		} else {
+			if err := notification.Append(tx,
+				notification.Entry{
+					UserID:  targetID,
+					Type:    "dispute",
+					Title:   title,
+					Content: content,
+					BizType: "dispute",
+					BizID:   &disputeID,
+				},
+				initiatorNotification,
+			); err != nil {
+				return err
+			}
 		}
 		createdID = row.ID
 		return nil

backend/internal/modules/dispute/repository_test.go

@@ -169,6 +169,76 @@ func TestRepositoryCancelRestoresCheckoutDisputeStatus(t *testing.T) {
 	}
 }
 
+func TestPlatformManagedArbitrationUsesOfflineSettlement(t *testing.T) {
+	db := setupDisputeTestDB(t)
+	repo := NewRepository(db)
+	adminID := uint64(77)
+
+	owner, renter, order := createDisputeOrderFixture(t, db, model.RentalOrder{
+		Status:                      "renting",
+		HandoffStatus:               "received",
+		SettlementStatus:            "unsettled",
+		HandoffMode:                 "platform",
+		SettlementMode:              "platform_managed",
+		ManagedAdminID:              &adminID,
+		RentAmountCent:              10000,
+		OwnerRentAmountCent:         8000,
+		PlatformFeeCent:             2000,
+		OfflineSettlementStatus:     "none",
+		OfflineSettlementAmountCent: 0,
+	})
+
+	created, err := repo.Create(t.Context(), renter.ID, order.ID, CreateRequest{
+		Type:        "cannot_login",
+		Description: "外部上传账号需要客服处理",
+	})
+	if err != nil {
+		t.Fatalf("创建申诉失败: %v", err)
+	}
+	var ownerNotificationCount int64
+	if err := db.Model(&model.Notification{}).Where("user_id = ?", owner.ID).Count(&ownerNotificationCount).Error; err != nil {
+		t.Fatalf("统计号主通知失败: %v", err)
+	}
+	if ownerNotificationCount != 0 {
+		t.Fatalf("owner notification count = %d, want 0", ownerNotificationCount)
+	}
+	var adminNotificationCount int64
+	if err := db.Model(&model.AdminNotification{}).Where("admin_user_id = ?", adminID).Count(&adminNotificationCount).Error; err != nil {
+		t.Fatalf("统计客服通知失败: %v", err)
+	}
+	if adminNotificationCount == 0 {
+		t.Fatal("platform managed dispute should notify managed admin")
+	}
+
+	if _, err := repo.Arbitrate(t.Context(), adminID, created.ID, ArbitrateRequest{
+		Result: "release_deposit",
+		Remark: "确认租金给卖家，线下结算",
+	}, AuditMeta{}); err != nil {
+		t.Fatalf("仲裁失败: %v", err)
+	}
+
+	var saved model.RentalOrder
+	if err := db.First(&saved, order.ID).Error; err != nil {
+		t.Fatalf("读取订单失败: %v", err)
+	}
+	if saved.OfflineSettlementStatus != "pending" {
+		t.Fatalf("offline settlement status = %q, want pending", saved.OfflineSettlementStatus)
+	}
+	if saved.OfflineSettlementAmountCent != 8000 {
+		t.Fatalf("offline settlement amount = %d, want 8000", saved.OfflineSettlementAmountCent)
+	}
+	if saved.OwnerSettledAt != nil {
+		t.Fatalf("owner settled at = %#v, want nil before offline settlement", saved.OwnerSettledAt)
+	}
+	var ownerLedgerCount int64
+	if err := db.Model(&model.WalletLedger{}).Where("user_id = ?", owner.ID).Count(&ownerLedgerCount).Error; err != nil {
+		t.Fatalf("统计钱包流水失败: %v", err)
+	}
+	if ownerLedgerCount != 0 {
+		t.Fatalf("owner wallet ledger count = %d, want 0", ownerLedgerCount)
+	}
+}
+
 func TestBuildArbitrationSettlementSkipsFrozenReleaseWhenNoFrozenBalance(t *testing.T) {
 	order := model.RentalOrder{
 		ID:                  11,

backend/internal/modules/listing/dto.go

@@ -32,6 +32,9 @@ type ListingDTO struct {
 	InTransaction              bool           `json:"in_transaction"`
 	Status                     string         `json:"status"`
 	ReviewStatus               string         `json:"review_status"`
+	HandoffMode                string         `json:"handoff_mode"`
+	SettlementMode             string         `json:"settlement_mode"`
+	ManagedAdminID             *uint64        `json:"managed_admin_id,omitempty"`
 	ReviewReason               string         `json:"review_reason"`
 	PublishedAt                *time.Time     `json:"published_at"`
 	ListingGroupConversationID uint64         `json:"listing_group_conversation_id,omitempty"`

backend/internal/modules/listing/mutation.go

@@ -170,6 +170,9 @@ func (r *Repository) CreateFromExternalUpload(ctx context.Context, upload extern
 			DepositAmountCent: req.DepositAmountCent,
 			Status:            "draft",
 			ReviewStatus:      "pending",
+			HandoffMode:       "platform",
+			SettlementMode:    "platform_managed",
+			ManagedAdminID:    &admin.ID,
 		}
 		if err := tx.Create(&listing).Error; err != nil {
 			return err

backend/internal/modules/listing/presenter.go

@@ -127,6 +127,9 @@ func (row listingRow) toDTO() ListingDTO {
 		InTransaction:     row.InTransaction,
 		Status:            row.Status,
 		ReviewStatus:      reviewStatus,
+		HandoffMode:       row.HandoffMode,
+		SettlementMode:    row.SettlementMode,
+		ManagedAdminID:    row.ManagedAdminID,
 		ReviewReason:      reviewReason,
 		PublishedAt:       row.PublishedAt,
 		CreatedAt:         row.CreatedAt,
@@ -159,6 +162,9 @@ func toDTO(account model.GameAccount, listing model.RentalListing) *ListingDTO {
 		InTransaction:     listing.InTransaction,
 		Status:            listing.Status,
 		ReviewStatus:      reviewStatus,
+		HandoffMode:       listing.HandoffMode,
+		SettlementMode:    listing.SettlementMode,
+		ManagedAdminID:    listing.ManagedAdminID,
 		ReviewReason:      reviewReason,
 		PublishedAt:       listing.PublishedAt,
 		CreatedAt:         listing.CreatedAt,

backend/internal/modules/listing/review.go

@@ -63,6 +63,9 @@ func (r *Repository) TransferOwner(ctx context.Context, adminID uint64, listingI
 
 		beforeOwnerID := listing.OwnerID
 		listing.OwnerID = target.ID
+		listing.HandoffMode = "owner"
+		listing.SettlementMode = "owner_wallet"
+		listing.ManagedAdminID = nil
 		account.OwnerID = target.ID
 		if err := tx.Save(account).Error; err != nil {
 			return err

backend/internal/modules/order/checkout.go

@@ -31,10 +31,14 @@ func (r *Repository) SubmitCheckout(ctx context.Context, userID uint64, orderID
 		if hasOpen {
 			return ErrCheckoutCannotSubmit
 		}
+		checkoutToUserID := order.OwnerID
+		if isPlatformSettlementOrder(order) && platformManagedAdminID(order) > 0 {
+			checkoutToUserID = platformManagedAdminID(order)
+		}
 		record := model.HandoffRecord{
 			OrderID:    order.ID,
 			FromUserID: order.RenterID,
-			ToUserID:   order.OwnerID,
+			ToUserID:   checkoutToUserID,
 			Type:       "renter_checkout",
 			Content:    req.Content,
 		}
@@ -58,15 +62,21 @@ func (r *Repository) SubmitCheckout(ctx context.Context, userID uint64, orderID
 		now := time.Now()
 		order.HandoffStartedAt = &now
 		orderID := order.ID
-		if err := notification.Append(tx, notification.Entry{
-			UserID:  order.OwnerID,
-			Type:    "checkout",
-			Title:   "租客已发起结账",
-			Content: "请检查账号状态和消耗明细，确认无误后完成结算；也可修改后交由租客确认。",
-			BizType: "order",
-			BizID:   &orderID,
-		}); err != nil {
-			return err
+		if isPlatformSettlementOrder(order) {
+			if err := appendManagedAdminNotification(tx, order, "checkout", "代管订单待确认结账", "租客已发起结账，请检查账号状态和消耗明细后确认。"); err != nil {
+				return err
+			}
+		} else {
+			if err := notification.Append(tx, notification.Entry{
+				UserID:  order.OwnerID,
+				Type:    "checkout",
+				Title:   "租客已发起结账",
+				Content: "请检查账号状态和消耗明细，确认无误后完成结算；也可修改后交由租客确认。",
+				BizType: "order",
+				BizID:   &orderID,
+			}); err != nil {
+				return err
+			}
 		}
 		if err := tx.Save(&order).Error; err != nil {
 			return err
@@ -163,37 +173,18 @@ func (r *Repository) CounterCheckout(ctx context.Context, userID uint64, orderID
 			return ErrCheckoutMaxRounds
 		}
 
-		depositDeductCent := req.DepositDeductAmountCent
-		if depositDeductCent <= 0 && req.OtherAmountCent > 0 {
-			depositDeductCent = req.OtherAmountCent
-		}
+		depositDeductCent := checkoutDepositDeductCent(req)
 		next, err := buildCheckout(order, checkout.InitiatedBy, checkoutStatusCountered, checkout.Content, req.EvidenceURLS, req.ConsumableAmountCent, req.CoinConsumedM, depositDeductCent, depositDeductCent, true)
 		if err != nil {
 			return err
 		}
 		now := time.Now()
-		checkout.Status = checkoutStatusCountered
-		checkout.RoundCount = round + 1
-		checkout.ProposedBy = userID
-		checkout.RentAmountCent = next.RentAmountCent
-		checkout.OwnerRentAmountCent = next.OwnerRentAmountCent
-		checkout.PlatformFeeCent = next.PlatformFeeCent
-		checkout.DepositAmountCent = next.DepositAmountCent
-		checkout.ConsumableAmountCent = next.ConsumableAmountCent
-		checkout.CoinConsumedM = next.CoinConsumedM
-		checkout.OtherAmountCent = next.OtherAmountCent
-		checkout.DepositDeductAmountCent = next.DepositDeductAmountCent
-		checkout.RenterRefundAmountCent = next.RenterRefundAmountCent
-		checkout.OwnerIncomeAmountCent = next.OwnerIncomeAmountCent
-		checkout.ShortfallCent = next.ShortfallCent
-		checkout.OvershootAmountCent = next.OvershootAmountCent
-		checkout.OwnerAdjustmentReason = req.Reason
-		checkout.OwnerAdjustedAt = &now
-		checkout.EvidenceURLS = next.EvidenceURLS
+		applyCounterCheckoutUpdate(checkout, next, req.Reason, userID, round+1, now)
 
 		notifyUserID := order.RenterID
 		notifyTitle := "号主已修改结账金额"
 		notifyContent := "请核对对方修正的消耗和结算金额。可同意完结、继续还价（最多 6 轮），或发起争议。"
+		notifyManagedAdmin := false
 		if isOwner {
 			checkout.Turn = checkoutTurnRenter
 			order.Status = orderStatusPendingCheckoutAccept
@@ -202,20 +193,30 @@ func (r *Repository) CounterCheckout(ctx context.Context, userID uint64, orderID
 			checkout.Turn = checkoutTurnOwner
 			order.Status = orderStatusPendingCheckoutConfirm
 			order.HandoffStatus = handoffStatusPendingOwnerCheckout
-			notifyUserID = order.OwnerID
 			notifyTitle = "租客已修改结账金额"
+			if isPlatformSettlementOrder(order) {
+				notifyManagedAdmin = true
+			} else {
+				notifyUserID = order.OwnerID
+			}
 		}
 		order.SettlementStatus = settlementStatusPending
 		orderID := order.ID
-		if err := notification.Append(tx, notification.Entry{
-			UserID:  notifyUserID,
-			Type:    "checkout",
-			Title:   notifyTitle,
-			Content: notifyContent,
-			BizType: "order",
-			BizID:   &orderID,
-		}); err != nil {
-			return err
+		if notifyManagedAdmin {
+			if err := appendManagedAdminNotification(tx, order, "checkout", notifyTitle, notifyContent); err != nil {
+				return err
+			}
+		} else {
+			if err := notification.Append(tx, notification.Entry{
+				UserID:  notifyUserID,
+				Type:    "checkout",
+				Title:   notifyTitle,
+				Content: notifyContent,
+				BizType: "order",
+				BizID:   &orderID,
+			}); err != nil {
+				return err
+			}
 		}
 		if err := tx.Save(&order).Error; err != nil {
 			return err
@@ -238,6 +239,35 @@ func (r *Repository) CounterCheckout(ctx context.Context, userID uint64, orderID
 	return &dto, nil
 }
 
+func checkoutDepositDeductCent(req CounterCheckoutRequest) int64 {
+	depositDeductCent := req.DepositDeductAmountCent
+	if depositDeductCent <= 0 && req.OtherAmountCent > 0 {
+		depositDeductCent = req.OtherAmountCent
+	}
+	return depositDeductCent
+}
+
+func applyCounterCheckoutUpdate(checkout *model.OrderCheckout, next model.OrderCheckout, reason string, proposedBy uint64, roundCount int, now time.Time) {
+	checkout.Status = checkoutStatusCountered
+	checkout.RoundCount = roundCount
+	checkout.ProposedBy = proposedBy
+	checkout.RentAmountCent = next.RentAmountCent
+	checkout.OwnerRentAmountCent = next.OwnerRentAmountCent
+	checkout.PlatformFeeCent = next.PlatformFeeCent
+	checkout.DepositAmountCent = next.DepositAmountCent
+	checkout.ConsumableAmountCent = next.ConsumableAmountCent
+	checkout.CoinConsumedM = next.CoinConsumedM
+	checkout.OtherAmountCent = next.OtherAmountCent
+	checkout.DepositDeductAmountCent = next.DepositDeductAmountCent
+	checkout.RenterRefundAmountCent = next.RenterRefundAmountCent
+	checkout.OwnerIncomeAmountCent = next.OwnerIncomeAmountCent
+	checkout.ShortfallCent = next.ShortfallCent
+	checkout.OvershootAmountCent = next.OvershootAmountCent
+	checkout.OwnerAdjustmentReason = reason
+	checkout.OwnerAdjustedAt = &now
+	checkout.EvidenceURLS = next.EvidenceURLS
+}
+
 // AcceptCheckout 租客同意当前提案并完结（轮到租客时）
 func (r *Repository) AcceptCheckout(ctx context.Context, userID uint64, orderID uint64) error {
 	var refund *refundAction

backend/internal/modules/order/checkout_finalize.go

@@ -20,7 +20,9 @@ func (r *Repository) finalizeCheckout(tx *gorm.DB, order *model.RentalOrder, che
 	order.HandoffStatus = handoffStatusReturned
 	order.SettlementStatus = settlementStatusSettled
 	order.SettledAt = &now
-	order.OwnerSettledAt = &now
+	if !isPlatformSettlementOrder(*order) {
+		order.OwnerSettledAt = &now
+	}
 	if err := completeAssets(tx, listing, account); err != nil {
 		return nil, err
 	}
@@ -48,6 +50,16 @@ func (r *Repository) finalizeCheckout(tx *gorm.DB, order *model.RentalOrder, che
 }
 
 func appendCheckoutOwnerIncome(tx *gorm.DB, order *model.RentalOrder, settlement checkoutSettlement) error {
+	if isPlatformSettlementOrder(*order) {
+		amountCent := settlement.OwnerRentIncomeCent + settlement.DepositCompensationCent
+		order.OfflineSettlementAmountCent = amountCent
+		if amountCent > 0 {
+			order.OfflineSettlementStatus = offlineSettlementStatusPending
+		} else {
+			order.OfflineSettlementStatus = offlineSettlementStatusNone
+		}
+		return nil
+	}
 	orderID := order.ID
 	var ownerEntries []wallet.Entry
 	if settlement.OwnerRentIncomeCent > 0 {
@@ -102,6 +114,22 @@ func applyCheckoutSettlement(checkout *model.OrderCheckout, settlement checkoutS
 
 func appendCheckoutCompletedNotifications(tx *gorm.DB, order *model.RentalOrder, renterContent string) error {
 	orderID := order.ID
+	if isPlatformSettlementOrder(*order) {
+		if err := notification.Append(tx, notification.Entry{
+			UserID:  order.RenterID,
+			Type:    "settlement",
+			Title:   "订单已完成",
+			Content: renterContent,
+			BizType: "order",
+			BizID:   &orderID,
+		}); err != nil {
+			return err
+		}
+		if order.OfflineSettlementAmountCent > 0 {
+			return appendManagedAdminNotification(tx, *order, "settlement", "代管订单待线下结算", "订单已完成，请按线下流程向卖家转出结算金额并回填状态。")
+		}
+		return nil
+	}
 	return notification.Append(tx,
 		notification.Entry{
 			UserID:  order.RenterID,

backend/internal/modules/order/constants.go

@@ -22,6 +22,7 @@ const (
 	handoffStatusReturnOverdue               = "return_overdue"
 	handoffStatusPendingOwnerCheckout        = "pending_owner_checkout"
 	handoffStatusPendingRenterCheckout       = "pending_renter_checkout"
+	handoffStatusCheckoutDisputed            = "checkout_disputed"
 	handoffStatusReturned                    = "returned"
 	handoffStatusOwnerTimeout                = "owner_timeout"
 	handoffStatusRenterConfirmTimeout        = "renter_confirm_timeout"
@@ -35,6 +36,17 @@ const (
 	settlementStatusPending   = "pending"
 	settlementStatusSettled   = "settled"
 	settlementStatusClosed    = "closed"
+	settlementStatusDisputed  = "disputed"
+
+	handoffModeOwner    = "owner"
+	handoffModePlatform = "platform"
+
+	settlementModeOwnerWallet     = "owner_wallet"
+	settlementModePlatformManaged = "platform_managed"
+
+	offlineSettlementStatusNone    = "none"
+	offlineSettlementStatusPending = "pending"
+	offlineSettlementStatusSettled = "settled"
 
 	checkoutStatusSubmitted = "submitted"
 	checkoutStatusCountered = "countered"

backend/internal/modules/order/dto.go

@@ -9,50 +9,63 @@ import (
 )
 
 type OrderDTO struct {
-	ID                        uint64            `json:"id"`
-	OrderNo                   string            `json:"order_no"`
-	ListingID                 uint64            `json:"listing_id"`
-	ListingNo                 string            `json:"listing_no"`
-	AccountID                 uint64            `json:"account_id"`
-	OwnerID                   uint64            `json:"owner_id"`
-	RenterID                  uint64            `json:"renter_id"`
-	OwnerPhone                string            `json:"owner_phone,omitempty"`
-	RenterPhone               string            `json:"renter_phone,omitempty"`
-	Title                     string            `json:"title"`
-	ServerRegion              string            `json:"server_region"`
-	LoginPlatform             string            `json:"login_platform"`
-	RentedAt                  *time.Time        `json:"rented_at"`
-	EstimatedDurationHours    int               `json:"estimated_duration_hours"`
-	EstimatedEndAt            *time.Time        `json:"estimated_end_at,omitempty"`
-	PriceRole                 string            `json:"price_role,omitempty"`
-	DisplayAmountCent         int64             `json:"display_amount_cent"`
-	RentAmountCent            *int64            `json:"rent_amount_cent,omitempty"`
-	OwnerRentAmountCent       *int64            `json:"owner_rent_amount_cent,omitempty"`
-	DepositAmountCent         int64             `json:"deposit_amount_cent"`
-	DepositOriginalAmountCent int64             `json:"deposit_original_amount_cent"`
-	DepositWaivedAmountCent   int64             `json:"deposit_waived_amount_cent"`
-	PlatformFeeCent           *int64            `json:"platform_fee_cent,omitempty"`
-	AccountSnapshot           datatypes.JSON    `json:"account_snapshot"`
-	Status                    string            `json:"status"`
-	HandoffStatus             string            `json:"handoff_status"`
-	SettlementStatus          string            `json:"settlement_status"`
-	RefundStatus              string            `json:"refund_status,omitempty"`
-	RefundAmountCent          int64             `json:"refund_amount_cent"`
-	DepositHoldStatus         string            `json:"deposit_hold_status,omitempty"`
-	DepositHoldAmountCent     int64             `json:"deposit_hold_amount_cent"`
-	DepositHoldReason         string            `json:"deposit_hold_reason,omitempty"`
-	DepositHeldAt             *time.Time        `json:"deposit_held_at,omitempty"`
-	DepositHoldReleasedAt     *time.Time        `json:"deposit_hold_released_at,omitempty"`
-	ActiveDispute             *ActiveDisputeDTO `json:"active_dispute,omitempty"`
-	Checkout                  *CheckoutDTO      `json:"checkout,omitempty"`
-	AdminActions              *AdminActionsDTO  `json:"admin_actions,omitempty"`
-	PaymentDeadlineAt         *time.Time        `json:"payment_deadline_at,omitempty"`
-	CreatedAt                 time.Time         `json:"created_at"`
-	UpdatedAt                 time.Time         `json:"updated_at"`
+	ID                          uint64            `json:"id"`
+	OrderNo                     string            `json:"order_no"`
+	ListingID                   uint64            `json:"listing_id"`
+	ListingNo                   string            `json:"listing_no"`
+	AccountID                   uint64            `json:"account_id"`
+	OwnerID                     uint64            `json:"owner_id"`
+	RenterID                    uint64            `json:"renter_id"`
+	OwnerPhone                  string            `json:"owner_phone,omitempty"`
+	RenterPhone                 string            `json:"renter_phone,omitempty"`
+	Title                       string            `json:"title"`
+	ServerRegion                string            `json:"server_region"`
+	LoginPlatform               string            `json:"login_platform"`
+	RentedAt                    *time.Time        `json:"rented_at"`
+	EstimatedDurationHours      int               `json:"estimated_duration_hours"`
+	EstimatedEndAt              *time.Time        `json:"estimated_end_at,omitempty"`
+	PriceRole                   string            `json:"price_role,omitempty"`
+	DisplayAmountCent           int64             `json:"display_amount_cent"`
+	RentAmountCent              *int64            `json:"rent_amount_cent,omitempty"`
+	OwnerRentAmountCent         *int64            `json:"owner_rent_amount_cent,omitempty"`
+	DepositAmountCent           int64             `json:"deposit_amount_cent"`
+	DepositOriginalAmountCent   int64             `json:"deposit_original_amount_cent"`
+	DepositWaivedAmountCent     int64             `json:"deposit_waived_amount_cent"`
+	PlatformFeeCent             *int64            `json:"platform_fee_cent,omitempty"`
+	AccountSnapshot             datatypes.JSON    `json:"account_snapshot"`
+	Status                      string            `json:"status"`
+	HandoffStatus               string            `json:"handoff_status"`
+	HandoffMode                 string            `json:"handoff_mode"`
+	SettlementMode              string            `json:"settlement_mode"`
+	ManagedAdminID              *uint64           `json:"managed_admin_id,omitempty"`
+	SettlementStatus            string            `json:"settlement_status"`
+	OfflineSettlementStatus     string            `json:"offline_settlement_status,omitempty"`
+	OfflineSettlementAmountCent int64             `json:"offline_settlement_amount_cent"`
+	OfflineSettlementRemark     string            `json:"offline_settlement_remark,omitempty"`
+	OfflineSettledBy            *uint64           `json:"offline_settled_by,omitempty"`
+	OfflineSettledAt            *time.Time        `json:"offline_settled_at,omitempty"`
+	RefundStatus                string            `json:"refund_status,omitempty"`
+	RefundAmountCent            int64             `json:"refund_amount_cent"`
+	DepositHoldStatus           string            `json:"deposit_hold_status,omitempty"`
+	DepositHoldAmountCent       int64             `json:"deposit_hold_amount_cent"`
+	DepositHoldReason           string            `json:"deposit_hold_reason,omitempty"`
+	DepositHeldAt               *time.Time        `json:"deposit_held_at,omitempty"`
+	DepositHoldReleasedAt       *time.Time        `json:"deposit_hold_released_at,omitempty"`
+	ActiveDispute               *ActiveDisputeDTO `json:"active_dispute,omitempty"`
+	Checkout                    *CheckoutDTO      `json:"checkout,omitempty"`
+	AdminActions                *AdminActionsDTO  `json:"admin_actions,omitempty"`
+	PaymentDeadlineAt           *time.Time        `json:"payment_deadline_at,omitempty"`
+	CreatedAt                   time.Time         `json:"created_at"`
+	UpdatedAt                   time.Time         `json:"updated_at"`
 }
 
 type AdminActionsDTO struct {
-	ResetHandoff *AdminActionDTO `json:"reset_handoff,omitempty"`
+	ResetHandoff              *AdminActionDTO `json:"reset_handoff,omitempty"`
+	PlatformHandoff           *AdminActionDTO `json:"platform_handoff,omitempty"`
+	PlatformCheckoutConfirm   *AdminActionDTO `json:"platform_checkout_confirm,omitempty"`
+	PlatformCheckoutCounter   *AdminActionDTO `json:"platform_checkout_counter,omitempty"`
+	PlatformCheckoutDispute   *AdminActionDTO `json:"platform_checkout_dispute,omitempty"`
+	PlatformOfflineSettlement *AdminActionDTO `json:"platform_offline_settlement,omitempty"`
 }
 
 type AdminActionDTO struct {
@@ -100,6 +113,15 @@ type AdminActionRequest struct {
 	Reason string `json:"reason" binding:"required"`
 }
 
+type PlatformHandoffRequest struct {
+	Content string `json:"content" binding:"required"`
+	Reason  string `json:"reason" binding:"required"`
+}
+
+type OfflineSettlementRequest struct {
+	Remark string `json:"remark"`
+}
+
 type AdminOrderQuery struct {
 	Page             int
 	PageSize         int

backend/internal/modules/order/handler_admin.go

@@ -2,6 +2,8 @@ package order
 
 import (
 	"context"
+	"errors"
+	"io"
 
 	"hfb_sys/backend/internal/middleware"
 	"hfb_sys/backend/pkg/response"
@@ -74,6 +76,82 @@ func (h *Handler) AdminResetHandoff(c *gin.Context) {
 	h.adminAction(c, h.service.AdminResetHandoff, gin.H{"reset": true})
 }
 
+func (h *Handler) AdminPlatformHandoff(c *gin.Context) {
+	adminID, ok := currentAdminID(c)
+	if !ok {
+		response.Unauthorized(c, "缺少管理员上下文")
+		return
+	}
+	id, ok := parseID(c)
+	if !ok {
+		return
+	}
+	var req PlatformHandoffRequest
+	if err := c.ShouldBindJSON(&req); err != nil {
+		response.BadRequest(c, "交接说明和操作原因不能为空")
+		return
+	}
+	record, err := h.service.AdminPlatformHandoff(c.Request.Context(), adminID, id, req, auditMeta(c))
+	if err != nil {
+		writeOrderError(c, err)
+		return
+	}
+	response.Created(c, record)
+}
+
+func (h *Handler) AdminPlatformCheckoutConfirm(c *gin.Context) {
+	h.adminAction(c, h.service.AdminPlatformCheckoutConfirm, gin.H{"confirmed": true})
+}
+
+func (h *Handler) AdminPlatformCheckoutCounter(c *gin.Context) {
+	adminID, ok := currentAdminID(c)
+	if !ok {
+		response.Unauthorized(c, "缺少管理员上下文")
+		return
+	}
+	id, ok := parseID(c)
+	if !ok {
+		return
+	}
+	var req CounterCheckoutRequest
+	if err := c.ShouldBindJSON(&req); err != nil {
+		response.BadRequest(c, "结账修正原因不能为空")
+		return
+	}
+	checkout, err := h.service.AdminPlatformCheckoutCounter(c.Request.Context(), adminID, id, req, auditMeta(c))
+	if err != nil {
+		writeOrderError(c, err)
+		return
+	}
+	response.OK(c, checkout)
+}
+
+func (h *Handler) AdminPlatformCheckoutDispute(c *gin.Context) {
+	h.adminAction(c, h.service.AdminPlatformCheckoutDispute, gin.H{"disputed": true})
+}
+
+func (h *Handler) AdminMarkOfflineSettlement(c *gin.Context) {
+	adminID, ok := currentAdminID(c)
+	if !ok {
+		response.Unauthorized(c, "缺少管理员上下文")
+		return
+	}
+	id, ok := parseID(c)
+	if !ok {
+		return
+	}
+	var req OfflineSettlementRequest
+	if err := c.ShouldBindJSON(&req); err != nil && !errors.Is(err, io.EOF) {
+		response.BadRequest(c, "线下结算备注格式不正确")
+		return
+	}
+	if err := h.service.AdminMarkOfflineSettlement(c.Request.Context(), adminID, id, req, auditMeta(c)); err != nil {
+		writeOrderError(c, err)
+		return
+	}
+	response.OK(c, gin.H{"settled": true})
+}
+
 func (h *Handler) AdminHoldDeposit(c *gin.Context) {
 	h.adminAction(c, h.service.AdminHoldDeposit, gin.H{"held": true})
 }

backend/internal/modules/order/handler_error.go

@@ -49,6 +49,8 @@ func writeOrderError(c *gin.Context, err error) {
 		response.Error(c, http.StatusConflict, "checkout_deposit_shortfall", "押金不足以覆盖打超/赔付差额，无法自动完结，请发起争议由人工处理")
 	case errors.Is(err, ErrInvalidCheckoutAmount):
 		response.BadRequest(c, "结账金额不符合规则")
+	case errors.Is(err, ErrDisputeExists):
+		response.Error(c, http.StatusConflict, "dispute_exists", "当前订单已有处理中争议")
 	case errors.Is(err, ErrPermissionDenied):
 		response.Error(c, http.StatusForbidden, "permission_denied", "无权操作该订单")
 	case errors.Is(err, ErrDepositCannotHold):
@@ -57,6 +59,8 @@ func writeOrderError(c *gin.Context, err error) {
 		response.Error(c, http.StatusConflict, "deposit_not_held", "该订单押金未处于暂扣状态")
 	case errors.Is(err, ErrDepositHoldAmountEmpty):
 		response.Error(c, http.StatusConflict, "deposit_hold_amount_empty", "暂扣押金尚未形成可归还金额")
+	case errors.Is(err, ErrOfflineSettlementCannotMark):
+		response.Error(c, http.StatusConflict, "offline_settlement_cannot_mark", "当前订单不可确认线下结算")
 	case IsNotFound(err):
 		response.Error(c, http.StatusNotFound, "not_found", "订单不存在")
 	default:

backend/internal/modules/order/lifecycle.go

@@ -63,7 +63,11 @@ func (r *Repository) Create(ctx context.Context, renterID uint64, req CreateRequ
 			AccountSnapshot:           snapshot,
 			Status:                    orderStatusPendingPayment,
 			HandoffStatus:             handoffStatusNone,
+			HandoffMode:               listingHandoffMode(listing),
+			SettlementMode:            listingSettlementMode(listing),
+			ManagedAdminID:            listing.ManagedAdminID,
 			SettlementStatus:          settlementStatusUnsettled,
+			OfflineSettlementStatus:   offlineSettlementStatusNone,
 		}
 		if err := tx.Create(&order).Error; err != nil {
 			return err
@@ -94,6 +98,20 @@ func (r *Repository) Create(ctx context.Context, renterID uint64, req CreateRequ
 	return r.FindForUser(ctx, renterID, createdID)
 }
 
+func listingHandoffMode(listing model.RentalListing) string {
+	if listing.HandoffMode != "" {
+		return listing.HandoffMode
+	}
+	return handoffModeOwner
+}
+
+func listingSettlementMode(listing model.RentalListing) string {
+	if listing.SettlementMode != "" {
+		return listing.SettlementMode
+	}
+	return settlementModeOwnerWallet
+}
+
 func (r *Repository) depositAmountsForOrder(tx *gorm.DB, renterID uint64, originalDepositCent int64) (int64, int64, error) {
 	if originalDepositCent <= 0 {
 		return 0, 0, nil
@@ -196,25 +214,41 @@ func (r *Repository) ConfirmPaidFromChannelTx(tx *gorm.DB, orderID uint64) (uint
 		conversationID = listingConv.ID
 	}
 
-	if err := notification.Append(tx,
-		notification.Entry{
-			UserID:  order.OwnerID,
-			Type:    "order",
-			Title:   "收到新的租号订单",
-			Content: "租客已完成支付，请尽快提交交接说明。",
-			BizType: "order",
-			BizID:   &orderID,
-		},
-		notification.Entry{
+	if isPlatformHandoffOrder(*order) {
+		if err := appendManagedAdminNotification(tx, *order, "order", "代管订单待交接", "租客已完成支付，请尽快在订单详情中提交交接说明。"); err != nil {
+			return 0, err
+		}
+		if err := notification.Append(tx, notification.Entry{
 			UserID:  order.RenterID,
 			Type:    "order",
 			Title:   "订单支付成功",
-			Content: "支付已完成，等待号主提交交接说明。",
+			Content: "支付已完成，等待客服提交交接说明。",
 			BizType: "order",
 			BizID:   &orderID,
-		},
-	); err != nil {
-		return 0, err
+		}); err != nil {
+			return 0, err
+		}
+	} else {
+		if err := notification.Append(tx,
+			notification.Entry{
+				UserID:  order.OwnerID,
+				Type:    "order",
+				Title:   "收到新的租号订单",
+				Content: "租客已完成支付，请尽快提交交接说明。",
+				BizType: "order",
+				BizID:   &orderID,
+			},
+			notification.Entry{
+				UserID:  order.RenterID,
+				Type:    "order",
+				Title:   "订单支付成功",
+				Content: "支付已完成，等待号主提交交接说明。",
+				BizType: "order",
+				BizID:   &orderID,
+			},
+		); err != nil {
+			return 0, err
+		}
 	}
 	if err := tx.Save(order).Error; err != nil {
 		return 0, err
@@ -257,25 +291,41 @@ func (r *Repository) Cancel(ctx context.Context, userID uint64, orderID uint64)
 		} else {
 			order.HandoffStatus = handoffStatusCancelled
 		}
-		if err := notification.Append(tx,
-			notification.Entry{
-				UserID:  order.OwnerID,
-				Type:    "order",
-				Title:   "订单已取消",
-				Content: "租客已取消订单，退款待客服审核。",
-				BizType: "order",
-				BizID:   &orderID,
-			},
-			notification.Entry{
+		if isPlatformHandoffOrder(order) {
+			if err := appendManagedAdminNotification(tx, order, "order", "代管订单已取消", "租客已取消订单，退款待客服审核。"); err != nil {
+				return err
+			}
+			if err := notification.Append(tx, notification.Entry{
 				UserID:  order.RenterID,
 				Type:    "order",
 				Title:   "订单取消成功",
 				Content: "订单已取消，退款将由客服审核后原路退回。",
 				BizType: "order",
 				BizID:   &orderID,
-			},
-		); err != nil {
-			return err
+			}); err != nil {
+				return err
+			}
+		} else {
+			if err := notification.Append(tx,
+				notification.Entry{
+					UserID:  order.OwnerID,
+					Type:    "order",
+					Title:   "订单已取消",
+					Content: "租客已取消订单，退款待客服审核。",
+					BizType: "order",
+					BizID:   &orderID,
+				},
+				notification.Entry{
+					UserID:  order.RenterID,
+					Type:    "order",
+					Title:   "订单取消成功",
+					Content: "订单已取消，退款将由客服审核后原路退回。",
+					BizType: "order",
+					BizID:   &orderID,
+				},
+			); err != nil {
+				return err
+			}
 		}
 		if err := releaseAssetsForRental(tx, listing, account); err != nil {
 			return err
@@ -329,7 +379,7 @@ func (r *Repository) ConfirmReceive(ctx context.Context, userID uint64, orderID
 		}
 		now := time.Now()
 		if err := tx.Model(&model.HandoffRecord{}).
-			Where("order_id = ? AND type = ?", order.ID, "owner_handoff").
+			Where("order_id = ? AND type IN ?", order.ID, []string{"owner_handoff", "platform_handoff"}).
 			Update("confirmed_by_renter_at", now).Error; err != nil {
 			return err
 		}
@@ -338,15 +388,21 @@ func (r *Repository) ConfirmReceive(ctx context.Context, userID uint64, orderID
 		order.EstimatedDurationHours = estimateOrderDurationHours(order.AccountSnapshot)
 		order.RentedAt = &now
 		orderID := order.ID
-		if err := notification.Append(tx, notification.Entry{
-			UserID:  order.OwnerID,
-			Type:    "handoff",
-			Title:   "租客已确认收号",
-			Content: "订单已进入使用中。",
-			BizType: "order",
-			BizID:   &orderID,
-		}); err != nil {
-			return err
+		if isPlatformHandoffOrder(order) {
+			if err := appendManagedAdminNotification(tx, order, "handoff", "租客已确认收号", "代管订单已进入使用中。"); err != nil {
+				return err
+			}
+		} else {
+			if err := notification.Append(tx, notification.Entry{
+				UserID:  order.OwnerID,
+				Type:    "handoff",
+				Title:   "租客已确认收号",
+				Content: "订单已进入使用中。",
+				BizType: "order",
+				BizID:   &orderID,
+			}); err != nil {
+				return err
+			}
 		}
 		return tx.Save(&order).Error
 	})

backend/internal/modules/order/platform_managed.go

@@ -0,0 +1,435 @@
+package order
+
+import (
+	"context"
+	"time"
+
+	"hfb_sys/backend/internal/model"
+	"hfb_sys/backend/internal/modules/adminnotification"
+	"hfb_sys/backend/internal/modules/notification"
+
+	"gorm.io/gorm"
+	"gorm.io/gorm/clause"
+)
+
+func isPlatformHandoffOrder(order model.RentalOrder) bool {
+	return effectiveHandoffMode(order) == handoffModePlatform
+}
+
+func isPlatformSettlementOrder(order model.RentalOrder) bool {
+	return effectiveSettlementMode(order) == settlementModePlatformManaged
+}
+
+func platformManagedAdminID(order model.RentalOrder) uint64 {
+	if order.ManagedAdminID == nil {
+		return 0
+	}
+	return *order.ManagedAdminID
+}
+
+func appendManagedAdminNotification(tx *gorm.DB, order model.RentalOrder, typ string, title string, content string) error {
+	adminID := platformManagedAdminID(order)
+	if adminID == 0 || title == "" {
+		return nil
+	}
+	return adminnotification.Append(tx, adminnotification.Entry{
+		AdminUserID: adminID,
+		Type:        typ,
+		Title:       title,
+		Content:     content,
+	})
+}
+
+func canAdminPlatformHandoff(order model.RentalOrder) bool {
+	if !isPlatformHandoffOrder(order) {
+		return false
+	}
+	if order.Status != orderStatusPendingHandoff {
+		return false
+	}
+	return order.HandoffStatus == handoffStatusPendingOwner ||
+		order.HandoffStatus == handoffStatusOwnerTimeout
+}
+
+func canAdminPlatformCheckoutConfirm(order model.RentalOrder) bool {
+	if !isPlatformSettlementOrder(order) {
+		return false
+	}
+	if order.Status == orderStatusPendingCheckoutConfirm &&
+		order.HandoffStatus == handoffStatusPendingOwnerCheckout {
+		return true
+	}
+	return order.Status == orderStatusAbnormal &&
+		order.HandoffStatus == handoffStatusOwnerCheckoutConfirmTimeout
+}
+
+func canAdminMarkOfflineSettlement(order model.RentalOrder) bool {
+	return isPlatformSettlementOrder(order) &&
+		order.Status == orderStatusCompleted &&
+		order.SettlementStatus == settlementStatusSettled &&
+		effectiveOfflineSettlementStatus(order) == offlineSettlementStatusPending &&
+		order.OfflineSettlementAmountCent > 0
+}
+
+func (r *Repository) AdminPlatformHandoff(ctx context.Context, adminID uint64, orderID uint64, req PlatformHandoffRequest, meta AuditMeta) (*HandoffRecordDTO, error) {
+	var recordID uint64
+	err := r.db.WithContext(ctx).Transaction(func(tx *gorm.DB) error {
+		var order model.RentalOrder
+		if err := tx.Clauses(clause.Locking{Strength: "UPDATE"}).First(&order, orderID).Error; err != nil {
+			return err
+		}
+		if !canAdminPlatformHandoff(order) {
+			return ErrOrderCannotHandoff
+		}
+		beforeHandoffStatus := order.HandoffStatus
+		if order.ManagedAdminID == nil {
+			order.ManagedAdminID = &adminID
+		}
+		record := model.HandoffRecord{
+			OrderID:    order.ID,
+			FromUserID: adminID,
+			ToUserID:   order.RenterID,
+			Type:       "platform_handoff",
+			Content:    req.Content,
+		}
+		if err := tx.Create(&record).Error; err != nil {
+			return err
+		}
+		now := time.Now()
+		order.HandoffStatus = handoffStatusPendingRenterConfirm
+		order.HandoffStartedAt = &now
+		orderID := order.ID
+		content := "客服已提交交接说明，请查看交接记录，确认账号可正常登录后点击确认收号。"
+		if beforeHandoffStatus == handoffStatusOwnerTimeout {
+			content = "客服已补交交接说明，请查看交接记录，确认账号可正常登录后点击确认收号。"
+		}
+		if err := notification.Append(tx, notification.Entry{
+			UserID:  order.RenterID,
+			Type:    "handoff",
+			Title:   "客服已提交交接说明",
+			Content: content,
+			BizType: "order",
+			BizID:   &orderID,
+		}); err != nil {
+			return err
+		}
+		if err := appendAuditLog(tx, adminID, "order.platform_handoff", "order", order.ID, meta, map[string]any{
+			"order_id":               order.ID,
+			"order_no":               order.OrderNo,
+			"reason":                 req.Reason,
+			"before_handoff_status":  beforeHandoffStatus,
+			"after_handoff_status":   order.HandoffStatus,
+			"managed_admin_id":       platformManagedAdminID(order),
+			"handoff_content_length": len(req.Content),
+		}); err != nil {
+			return err
+		}
+		if err := tx.Save(&order).Error; err != nil {
+			return err
+		}
+		recordID = record.ID
+		return nil
+	})
+	if err != nil {
+		return nil, err
+	}
+	return r.findHandoffRecord(ctx, recordID)
+}
+
+func (r *Repository) AdminPlatformCheckoutConfirm(ctx context.Context, adminID uint64, orderID uint64, req AdminActionRequest, meta AuditMeta) error {
+	var refund *refundAction
+	err := r.db.WithContext(ctx).Transaction(func(tx *gorm.DB) error {
+		var order model.RentalOrder
+		if err := tx.Clauses(clause.Locking{Strength: "UPDATE"}).First(&order, orderID).Error; err != nil {
+			return err
+		}
+		if !canAdminPlatformCheckoutConfirm(order) {
+			return ErrCheckoutCannotConfirm
+		}
+		checkout, err := lockOpenCheckout(tx, order.ID)
+		if err != nil {
+			return err
+		}
+		if normalizeCheckoutTurn(checkout) != checkoutTurnOwner {
+			return ErrCheckoutCannotConfirm
+		}
+		if err := ensureCheckoutCompletable(order, checkout); err != nil {
+			return err
+		}
+		beforeOrderStatus := order.Status
+		beforeHandoffStatus := order.HandoffStatus
+		beforeSettlementStatus := order.SettlementStatus
+		if order.ManagedAdminID == nil {
+			order.ManagedAdminID = &adminID
+		}
+		now := time.Now()
+		if err := tx.Model(&model.HandoffRecord{}).
+			Where("order_id = ? AND type = ?", order.ID, "renter_checkout").
+			Update("confirmed_by_owner_at", now).Error; err != nil {
+			return err
+		}
+		checkout.Status = checkoutStatusAccepted
+		checkout.OwnerAdjustedAt = &now
+		action, err := r.finalizeCheckout(tx, &order, checkout, "客服已确认结账，订单完成。")
+		refund = action
+		if err != nil {
+			return err
+		}
+		return appendAuditLog(tx, adminID, "order.platform_checkout_confirm", "order", order.ID, meta, map[string]any{
+			"order_id":                       order.ID,
+			"order_no":                       order.OrderNo,
+			"reason":                         req.Reason,
+			"before_order_status":            beforeOrderStatus,
+			"after_order_status":             order.Status,
+			"before_handoff_status":          beforeHandoffStatus,
+			"after_handoff_status":           order.HandoffStatus,
+			"before_settlement_status":       beforeSettlementStatus,
+			"after_settlement_status":        order.SettlementStatus,
+			"offline_settlement_status":      order.OfflineSettlementStatus,
+			"offline_settlement_amount_cent": order.OfflineSettlementAmountCent,
+		})
+	})
+	if err != nil {
+		return err
+	}
+	r.startRefundBestEffort(ctx, refund)
+	return nil
+}
+
+func (r *Repository) AdminPlatformCheckoutCounter(ctx context.Context, adminID uint64, orderID uint64, req CounterCheckoutRequest, meta AuditMeta) (*CheckoutDTO, error) {
+	var checkoutID uint64
+	var orderSnapshot model.RentalOrder
+	err := r.db.WithContext(ctx).Transaction(func(tx *gorm.DB) error {
+		var order model.RentalOrder
+		if err := tx.Clauses(clause.Locking{Strength: "UPDATE"}).First(&order, orderID).Error; err != nil {
+			return err
+		}
+		if !canAdminPlatformCheckoutConfirm(order) {
+			return ErrCheckoutCannotCounter
+		}
+		if order.ManagedAdminID == nil {
+			order.ManagedAdminID = &adminID
+		}
+		checkout, err := lockOpenCheckout(tx, order.ID)
+		if err != nil {
+			return err
+		}
+		if normalizeCheckoutTurn(checkout) != checkoutTurnOwner {
+			return ErrCheckoutCannotCounter
+		}
+		round := checkout.RoundCount
+		if round <= 0 {
+			round = 1
+		}
+		if round >= checkoutMaxRounds {
+			return ErrCheckoutMaxRounds
+		}
+
+		depositDeductCent := checkoutDepositDeductCent(req)
+		next, err := buildCheckout(order, checkout.InitiatedBy, checkoutStatusCountered, checkout.Content, req.EvidenceURLS, req.ConsumableAmountCent, req.CoinConsumedM, depositDeductCent, depositDeductCent, true)
+		if err != nil {
+			return err
+		}
+		now := time.Now()
+		beforeOrderStatus := order.Status
+		beforeHandoffStatus := order.HandoffStatus
+		applyCounterCheckoutUpdate(checkout, next, req.Reason, adminID, round+1, now)
+		checkout.Turn = checkoutTurnRenter
+		order.Status = orderStatusPendingCheckoutAccept
+		order.HandoffStatus = handoffStatusPendingRenterCheckout
+		order.SettlementStatus = settlementStatusPending
+		orderID := order.ID
+		if err := notification.Append(tx, notification.Entry{
+			UserID:  order.RenterID,
+			Type:    "checkout",
+			Title:   "客服已修改结账金额",
+			Content: "请核对客服修正的消耗和结算金额。可同意完结、继续协商，或发起争议。",
+			BizType: "order",
+			BizID:   &orderID,
+		}); err != nil {
+			return err
+		}
+		record := model.HandoffRecord{
+			OrderID:    order.ID,
+			FromUserID: adminID,
+			ToUserID:   order.RenterID,
+			Type:       "platform_checkout_counter",
+			Content:    "客服修改结账方案：" + req.Reason,
+		}
+		if err := tx.Create(&record).Error; err != nil {
+			return err
+		}
+		if err := appendAuditLog(tx, adminID, "order.platform_checkout_counter", "order", order.ID, meta, map[string]any{
+			"order_id":                       order.ID,
+			"order_no":                       order.OrderNo,
+			"reason":                         req.Reason,
+			"before_order_status":            beforeOrderStatus,
+			"after_order_status":             order.Status,
+			"before_handoff_status":          beforeHandoffStatus,
+			"after_handoff_status":           order.HandoffStatus,
+			"round_count":                    checkout.RoundCount,
+			"consumable_amount_cent":         checkout.ConsumableAmountCent,
+			"coin_consumed_m":                checkout.CoinConsumedM,
+			"deposit_deduct_amount_cent":     checkout.DepositDeductAmountCent,
+			"owner_income_amount_cent":       checkout.OwnerIncomeAmountCent,
+			"renter_refund_amount_cent":      checkout.RenterRefundAmountCent,
+			"offline_settlement_amount_cent": order.OfflineSettlementAmountCent,
+		}); err != nil {
+			return err
+		}
+		if err := tx.Save(&order).Error; err != nil {
+			return err
+		}
+		if err := tx.Save(checkout).Error; err != nil {
+			return err
+		}
+		checkoutID = checkout.ID
+		orderSnapshot = order
+		return nil
+	})
+	if err != nil {
+		return nil, err
+	}
+	checkout, err := r.findCheckout(ctx, checkoutID)
+	if err != nil {
+		return nil, err
+	}
+	dto := toCheckoutAdminDTO(*checkout)
+	refreshCheckoutSettlementDTO(&dto, orderSnapshot, *checkout)
+	return &dto, nil
+}
+
+func (r *Repository) AdminPlatformCheckoutDispute(ctx context.Context, adminID uint64, orderID uint64, req AdminActionRequest, meta AuditMeta) error {
+	return r.db.WithContext(ctx).Transaction(func(tx *gorm.DB) error {
+		var order model.RentalOrder
+		if err := tx.Clauses(clause.Locking{Strength: "UPDATE"}).First(&order, orderID).Error; err != nil {
+			return err
+		}
+		if !canAdminPlatformCheckoutConfirm(order) {
+			return ErrCheckoutCannotCounter
+		}
+		if order.ManagedAdminID == nil {
+			order.ManagedAdminID = &adminID
+		}
+		var count int64
+		if err := tx.Model(&model.Dispute{}).
+			Where("order_id = ? AND status IN ?", order.ID, []string{"open", "processing"}).
+			Count(&count).Error; err != nil {
+			return err
+		}
+		if count > 0 {
+			return ErrDisputeExists
+		}
+		checkout, err := lockOpenCheckout(tx, order.ID)
+		if err != nil {
+			return err
+		}
+		if normalizeCheckoutTurn(checkout) != checkoutTurnOwner {
+			return ErrCheckoutCannotCounter
+		}
+		evidence, err := marshalStringList([]string{})
+		if err != nil {
+			return err
+		}
+		beforeOrderStatus := order.Status
+		beforeHandoffStatus := order.HandoffStatus
+		beforeSettlementStatus := order.SettlementStatus
+		row := model.Dispute{
+			OrderID:                  order.ID,
+			InitiatorID:              adminID,
+			TargetUserID:             order.RenterID,
+			Type:                     "checkout_dispute",
+			Status:                   "open",
+			Description:              req.Reason,
+			EvidenceURLS:             evidence,
+			PreviousOrderStatus:      beforeOrderStatus,
+			PreviousHandoffStatus:    beforeHandoffStatus,
+			PreviousSettlementStatus: beforeSettlementStatus,
+			CheckoutID:               &checkout.ID,
+			PreviousCheckoutStatus:   checkout.Status,
+		}
+		if err := tx.Create(&row).Error; err != nil {
+			return err
+		}
+		now := time.Now()
+		order.Status = orderStatusCheckoutDisputing
+		order.HandoffStatus = handoffStatusCheckoutDisputed
+		order.SettlementStatus = settlementStatusDisputed
+		checkout.Status = checkoutStatusDisputed
+		checkout.UpdatedAt = now
+		record := model.HandoffRecord{
+			OrderID:    order.ID,
+			FromUserID: adminID,
+			ToUserID:   order.RenterID,
+			Type:       "platform_checkout_dispute_opened",
+			Content:    "客服发起结账争议：" + req.Reason,
+		}
+		if err := tx.Create(&record).Error; err != nil {
+			return err
+		}
+		disputeID := row.ID
+		orderID := order.ID
+		if err := notification.Append(tx, notification.Entry{
+			UserID:  order.RenterID,
+			Type:    "dispute",
+			Title:   "订单进入结账争议",
+			Content: "客服已发起结账争议，请等待仲裁处理或补充结账证据。",
+			BizType: "dispute",
+			BizID:   &disputeID,
+		}); err != nil {
+			return err
+		}
+		if err := appendManagedAdminNotification(tx, order, "dispute", "代管订单进入结账争议", "客服已发起结账争议，请在争议列表继续仲裁处理。"); err != nil {
+			return err
+		}
+		if err := appendAuditLog(tx, adminID, "order.platform_checkout_dispute", "order", order.ID, meta, map[string]any{
+			"order_id":                 orderID,
+			"order_no":                 order.OrderNo,
+			"dispute_id":               row.ID,
+			"reason":                   req.Reason,
+			"before_order_status":      beforeOrderStatus,
+			"after_order_status":       order.Status,
+			"before_handoff_status":    beforeHandoffStatus,
+			"after_handoff_status":     order.HandoffStatus,
+			"before_settlement_status": beforeSettlementStatus,
+			"after_settlement_status":  order.SettlementStatus,
+			"checkout_id":              checkout.ID,
+		}); err != nil {
+			return err
+		}
+		if err := tx.Save(&order).Error; err != nil {
+			return err
+		}
+		return tx.Save(checkout).Error
+	})
+}
+
+func (r *Repository) AdminMarkOfflineSettlement(ctx context.Context, adminID uint64, orderID uint64, req OfflineSettlementRequest, meta AuditMeta) error {
+	return r.db.WithContext(ctx).Transaction(func(tx *gorm.DB) error {
+		var order model.RentalOrder
+		if err := tx.Clauses(clause.Locking{Strength: "UPDATE"}).First(&order, orderID).Error; err != nil {
+			return err
+		}
+		if !canAdminMarkOfflineSettlement(order) {
+			return ErrOfflineSettlementCannotMark
+		}
+		beforeStatus := order.OfflineSettlementStatus
+		now := time.Now()
+		order.OfflineSettlementStatus = offlineSettlementStatusSettled
+		order.OfflineSettlementRemark = req.Remark
+		order.OfflineSettledBy = &adminID
+		order.OfflineSettledAt = &now
+		order.OwnerSettledAt = &now
+		if err := appendAuditLog(tx, adminID, "order.offline_settlement", "order", order.ID, meta, map[string]any{
+			"order_id":                         order.ID,
+			"order_no":                         order.OrderNo,
+			"before_offline_settlement_status": beforeStatus,
+			"after_offline_settlement_status":  order.OfflineSettlementStatus,
+			"offline_settlement_amount_cent":   order.OfflineSettlementAmountCent,
+			"remark":                           req.Remark,
+		}); err != nil {
+			return err
+		}
+		return tx.Save(&order).Error
+	})
+}

backend/internal/modules/order/presenter.go

@@ -9,16 +9,46 @@ import (
 )
 
 func adminActionsForOrder(order model.RentalOrder) *AdminActionsDTO {
+	actions := &AdminActionsDTO{}
 	target, ok := resetTargetForOrder(order)
-	if !ok {
-		return nil
-	}
-	return &AdminActionsDTO{
-		ResetHandoff: &AdminActionDTO{
+	if ok {
+		actions.ResetHandoff = &AdminActionDTO{
 			Enabled: true,
 			Label:   target.Label,
-		},
+		}
 	}
+	if canAdminPlatformHandoff(order) {
+		actions.PlatformHandoff = &AdminActionDTO{
+			Enabled: true,
+			Label:   "客服代交接",
+		}
+	}
+	if canAdminPlatformCheckoutConfirm(order) {
+		actions.PlatformCheckoutConfirm = &AdminActionDTO{
+			Enabled: true,
+			Label:   "客服确认结账",
+		}
+		actions.PlatformCheckoutCounter = &AdminActionDTO{
+			Enabled: true,
+			Label:   "客服修改结账方案",
+		}
+		actions.PlatformCheckoutDispute = &AdminActionDTO{
+			Enabled: true,
+			Label:   "发起结账争议",
+		}
+	}
+	if canAdminMarkOfflineSettlement(order) {
+		actions.PlatformOfflineSettlement = &AdminActionDTO{
+			Enabled: true,
+			Label:   "确认线下结算",
+		}
+	}
+	if actions.ResetHandoff == nil && actions.PlatformHandoff == nil &&
+		actions.PlatformCheckoutConfirm == nil && actions.PlatformCheckoutCounter == nil &&
+		actions.PlatformCheckoutDispute == nil && actions.PlatformOfflineSettlement == nil {
+		return nil
+	}
+	return actions
 }
 
 func (row orderRow) toAdminDTO() OrderDTO {
@@ -29,43 +59,51 @@ func (row orderRow) toAdminDTO() OrderDTO {
 	ownerRentAmountCent := row.OwnerRentAmountCent
 	platformFeeCent := row.PlatformFeeCent
 	return OrderDTO{
-		ID:                        row.ID,
-		OrderNo:                   row.OrderNo,
-		ListingID:                 row.ListingID,
-		ListingNo:                 row.ListingNo,
-		AccountID:                 row.AccountID,
-		OwnerID:                   row.OwnerID,
-		RenterID:                  row.RenterID,
-		OwnerPhone:                row.OwnerPhone,
-		RenterPhone:               row.RenterPhone,
-		Title:                     row.Title,
-		ServerRegion:              row.ServerRegion,
-		LoginPlatform:             row.LoginPlatform,
-		RentedAt:                  rentedAt,
-		EstimatedDurationHours:    durationHours,
-		EstimatedEndAt:            estimatedEndAt,
-		PriceRole:                 "admin",
-		DisplayAmountCent:         row.RentAmountCent,
-		RentAmountCent:            &rentAmountCent,
-		OwnerRentAmountCent:       &ownerRentAmountCent,
-		DepositAmountCent:         row.DepositAmountCent,
-		DepositOriginalAmountCent: effectiveDepositOriginalAmountCent(row.RentalOrder),
-		DepositWaivedAmountCent:   row.DepositWaivedAmountCent,
-		PlatformFeeCent:           &platformFeeCent,
-		AccountSnapshot:           row.AccountSnapshot,
-		Status:                    row.Status,
-		HandoffStatus:             row.HandoffStatus,
-		SettlementStatus:          row.SettlementStatus,
-		RefundStatus:              row.RefundStatus,
-		RefundAmountCent:          row.RefundAmountCent,
-		DepositHoldStatus:         row.DepositHoldStatus,
-		DepositHoldAmountCent:     row.DepositHoldAmountCent,
-		DepositHoldReason:         row.DepositHoldReason,
-		DepositHeldAt:             row.DepositHeldAt,
-		DepositHoldReleasedAt:     row.DepositHoldReleasedAt,
-		AdminActions:              adminActionsForOrder(row.RentalOrder),
-		CreatedAt:                 row.CreatedAt,
-		UpdatedAt:                 row.UpdatedAt,
+		ID:                          row.ID,
+		OrderNo:                     row.OrderNo,
+		ListingID:                   row.ListingID,
+		ListingNo:                   row.ListingNo,
+		AccountID:                   row.AccountID,
+		OwnerID:                     row.OwnerID,
+		RenterID:                    row.RenterID,
+		OwnerPhone:                  row.OwnerPhone,
+		RenterPhone:                 row.RenterPhone,
+		Title:                       row.Title,
+		ServerRegion:                row.ServerRegion,
+		LoginPlatform:               row.LoginPlatform,
+		RentedAt:                    rentedAt,
+		EstimatedDurationHours:      durationHours,
+		EstimatedEndAt:              estimatedEndAt,
+		PriceRole:                   "admin",
+		DisplayAmountCent:           row.RentAmountCent,
+		RentAmountCent:              &rentAmountCent,
+		OwnerRentAmountCent:         &ownerRentAmountCent,
+		DepositAmountCent:           row.DepositAmountCent,
+		DepositOriginalAmountCent:   effectiveDepositOriginalAmountCent(row.RentalOrder),
+		DepositWaivedAmountCent:     row.DepositWaivedAmountCent,
+		PlatformFeeCent:             &platformFeeCent,
+		AccountSnapshot:             row.AccountSnapshot,
+		Status:                      row.Status,
+		HandoffStatus:               row.HandoffStatus,
+		HandoffMode:                 effectiveHandoffMode(row.RentalOrder),
+		SettlementMode:              effectiveSettlementMode(row.RentalOrder),
+		ManagedAdminID:              row.ManagedAdminID,
+		SettlementStatus:            row.SettlementStatus,
+		OfflineSettlementStatus:     effectiveOfflineSettlementStatus(row.RentalOrder),
+		OfflineSettlementAmountCent: row.OfflineSettlementAmountCent,
+		OfflineSettlementRemark:     row.OfflineSettlementRemark,
+		OfflineSettledBy:            row.OfflineSettledBy,
+		OfflineSettledAt:            row.OfflineSettledAt,
+		RefundStatus:                row.RefundStatus,
+		RefundAmountCent:            row.RefundAmountCent,
+		DepositHoldStatus:           row.DepositHoldStatus,
+		DepositHoldAmountCent:       row.DepositHoldAmountCent,
+		DepositHoldReason:           row.DepositHoldReason,
+		DepositHeldAt:               row.DepositHeldAt,
+		DepositHoldReleasedAt:       row.DepositHoldReleasedAt,
+		AdminActions:                adminActionsForOrder(row.RentalOrder),
+		CreatedAt:                   row.CreatedAt,
+		UpdatedAt:                   row.UpdatedAt,
 	}
 }
 
@@ -78,10 +116,37 @@ func (row orderRow) toDTOForUser(userID uint64) OrderDTO {
 	dto.DepositHoldReason = ""
 	dto.DepositHeldAt = nil
 	dto.DepositHoldReleasedAt = nil
+	dto.ManagedAdminID = nil
+	dto.OfflineSettlementStatus = ""
+	dto.OfflineSettlementAmountCent = 0
+	dto.OfflineSettlementRemark = ""
+	dto.OfflineSettledBy = nil
+	dto.OfflineSettledAt = nil
 	applyOrderPriceView(&dto, row.RentalOrder, userID)
 	return dto
 }
 
+func effectiveHandoffMode(order model.RentalOrder) string {
+	if order.HandoffMode != "" {
+		return order.HandoffMode
+	}
+	return handoffModeOwner
+}
+
+func effectiveSettlementMode(order model.RentalOrder) string {
+	if order.SettlementMode != "" {
+		return order.SettlementMode
+	}
+	return settlementModeOwnerWallet
+}
+
+func effectiveOfflineSettlementStatus(order model.RentalOrder) string {
+	if order.OfflineSettlementStatus != "" {
+		return order.OfflineSettlementStatus
+	}
+	return offlineSettlementStatusNone
+}
+
 func effectiveDepositOriginalAmountCent(order model.RentalOrder) int64 {
 	if order.DepositOriginalAmountCent > 0 {
 		return order.DepositOriginalAmountCent

backend/internal/modules/order/pricing.go

@@ -155,16 +155,16 @@ func buildCheckout(order model.RentalOrder, initiatedBy uint64, status string, c
 		return model.OrderCheckout{}, err
 	}
 	return model.OrderCheckout{
-		OrderID:                 order.ID,
-		InitiatedBy:             initiatedBy,
-		Status:                  status,
-		RentAmountCent:          settlement.ActualRentAmountCent,
-		OwnerRentAmountCent:     settlement.OwnerRentIncomeCent,
-		PlatformFeeCent:         settlement.PlatformFeeCent,
-		DepositAmountCent:       order.DepositAmountCent,
-		ConsumableAmountCent:    consumableAmountCent,
-		CoinConsumedM:           roundQuantity(coinConsumedM),
-		OtherAmountCent:         otherAmountCent,
+		OrderID:              order.ID,
+		InitiatedBy:          initiatedBy,
+		Status:               status,
+		RentAmountCent:       settlement.ActualRentAmountCent,
+		OwnerRentAmountCent:  settlement.OwnerRentIncomeCent,
+		PlatformFeeCent:      settlement.PlatformFeeCent,
+		DepositAmountCent:    order.DepositAmountCent,
+		ConsumableAmountCent: consumableAmountCent,
+		CoinConsumedM:        roundQuantity(coinConsumedM),
+		OtherAmountCent:      otherAmountCent,
 		// 存用户申报的押金赔付（损坏等），打超由结算自动计入 shortfall/overshoot
 		DepositDeductAmountCent: deductAmountCent,
 		RenterRefundAmountCent:  settlement.RenterRefundCent,
@@ -219,6 +219,17 @@ func calculateCheckoutSettlement(order model.RentalOrder, consumableAmountCent i
 	} else {
 		usedOwnerCoinPriceCent = int64(math.Round(float64(sellerCoinBasePriceCent) * coinUseRatio))
 	}
+	coinOvershoot := totalCoinM > 0 && consumedM > totalCoinM
+	if !coinOvershoot {
+		// 未打超时，比例反推只能用于折算未用完部分，不能因四舍五入超过订单快照。
+		if totalCoinM > 0 && consumedM >= totalCoinM {
+			usedBuyerCoinPriceCent = buyerCoinBasePriceCent
+			usedOwnerCoinPriceCent = sellerCoinBasePriceCent
+		} else {
+			usedBuyerCoinPriceCent = minCent(usedBuyerCoinPriceCent, buyerCoinBasePriceCent)
+			usedOwnerCoinPriceCent = minCent(usedOwnerCoinPriceCent, sellerCoinBasePriceCent)
+		}
+	}
 
 	// 消耗品按申报金额计价，允许超过预收；号主侧按预收消耗品占比线性外推
 	usedBuyerConsumablePriceCent := maxCent(consumableAmountCent, 0)
@@ -227,6 +238,10 @@ func calculateCheckoutSettlement(order model.RentalOrder, consumableAmountCent i
 		consumableUseRatio = maxRatio(float64(usedBuyerConsumablePriceCent)/float64(prepaidConsumablePriceCent), 0)
 	}
 	usedOwnerConsumablePriceCent := int64(math.Round(float64(prepaidOwnerConsumablePriceCent) * consumableUseRatio))
+	if usedBuyerConsumablePriceCent <= prepaidConsumablePriceCent {
+		usedBuyerConsumablePriceCent = minCent(usedBuyerConsumablePriceCent, prepaidConsumablePriceCent)
+		usedOwnerConsumablePriceCent = minCent(usedOwnerConsumablePriceCent, prepaidOwnerConsumablePriceCent)
+	}
 
 	actualBuyerRentCent := usedBuyerCoinPriceCent + usedBuyerConsumablePriceCent
 	actualOwnerRentCent := usedOwnerCoinPriceCent + usedOwnerConsumablePriceCent

backend/internal/modules/order/repository_integration_test.go

@@ -831,3 +831,332 @@ func TestSubmitCheckoutRefreshesStageTime(t *testing.T) {
 		t.Fatalf("handoff started at = %#v, should be refreshed after old stage time", saved.HandoffStartedAt)
 	}
 }
+
+func TestPlatformManagedOrderOfflineSettlementFlow(t *testing.T) {
+	db := setupOrderTestDB(t)
+	repo := NewRepository(db)
+
+	adminID := uint64(77)
+	owner := model.User{Phone: "admin:77"}
+	renter := model.User{Phone: "13900004001"}
+	if err := db.Create(&owner).Error; err != nil {
+		t.Fatalf("create owner failed: %v", err)
+	}
+	if err := db.Create(&renter).Error; err != nil {
+		t.Fatalf("create renter failed: %v", err)
+	}
+
+	account := model.GameAccount{
+		OwnerID:       owner.ID,
+		Status:        accountStatusRented,
+		ServerRegion:  "国服",
+		LoginPlatform: "steam",
+		Title:         "平台代管账号",
+	}
+	if err := db.Create(&account).Error; err != nil {
+		t.Fatalf("create account failed: %v", err)
+	}
+	listing := model.RentalListing{
+		ListingNo:      "LST-PM-001",
+		OwnerID:        owner.ID,
+		AccountID:      account.ID,
+		Status:         listingStatusRented,
+		ReviewStatus:   listingReviewStatusApproved,
+		InTransaction:  true,
+		PriceCent:      10000,
+		HandoffMode:    handoffModePlatform,
+		SettlementMode: settlementModePlatformManaged,
+		ManagedAdminID: &adminID,
+	}
+	if err := db.Create(&listing).Error; err != nil {
+		t.Fatalf("create listing failed: %v", err)
+	}
+
+	order := model.RentalOrder{
+		OrderNo:                 "ORD-PM-001",
+		ListingID:               listing.ID,
+		AccountID:               account.ID,
+		OwnerID:                 owner.ID,
+		RenterID:                renter.ID,
+		Status:                  orderStatusPendingHandoff,
+		HandoffStatus:           handoffStatusPendingOwner,
+		HandoffMode:             handoffModePlatform,
+		SettlementMode:          settlementModePlatformManaged,
+		ManagedAdminID:          &adminID,
+		RentAmountCent:          10000,
+		OwnerRentAmountCent:     8000,
+		PlatformFeeCent:         2000,
+		DepositAmountCent:       0,
+		EstimatedDurationHours:  24,
+		OfflineSettlementStatus: offlineSettlementStatusNone,
+		AccountSnapshot:         datatypes.JSON([]byte(`{"haf_coin_amount":1000000}`)),
+	}
+	if err := db.Create(&order).Error; err != nil {
+		t.Fatalf("create order failed: %v", err)
+	}
+
+	record, err := repo.AdminPlatformHandoff(t.Context(), adminID, order.ID, PlatformHandoffRequest{
+		Content: "账号和登录说明",
+		Reason:  "外部上传账号由客服代交接",
+	}, AuditMeta{})
+	if err != nil {
+		t.Fatalf("AdminPlatformHandoff() error = %v", err)
+	}
+	if record.Type != "platform_handoff" || record.FromUserID != adminID || record.ToUserID != renter.ID {
+		t.Fatalf("handoff record = %#v, want platform_handoff from admin to renter", record)
+	}
+
+	if err := repo.ConfirmReceive(t.Context(), renter.ID, order.ID); err != nil {
+		t.Fatalf("ConfirmReceive() error = %v", err)
+	}
+	var handoff model.HandoffRecord
+	if err := db.Where("order_id = ? AND type = ?", order.ID, "platform_handoff").First(&handoff).Error; err != nil {
+		t.Fatalf("load platform handoff failed: %v", err)
+	}
+	if handoff.ConfirmedByRenterAt == nil {
+		t.Fatal("platform handoff should be confirmed by renter")
+	}
+
+	if _, err := repo.SubmitCheckout(t.Context(), renter.ID, order.ID, SubmitCheckoutRequest{
+		Content:       "正常结账",
+		CoinConsumedM: 1,
+	}); err != nil {
+		t.Fatalf("SubmitCheckout() error = %v", err)
+	}
+	if err := repo.AdminPlatformCheckoutConfirm(t.Context(), adminID, order.ID, AdminActionRequest{Reason: "客服核对无误"}, AuditMeta{}); err != nil {
+		t.Fatalf("AdminPlatformCheckoutConfirm() error = %v", err)
+	}
+
+	var saved model.RentalOrder
+	if err := db.First(&saved, order.ID).Error; err != nil {
+		t.Fatalf("load order failed: %v", err)
+	}
+	if saved.Status != orderStatusCompleted || saved.SettlementStatus != settlementStatusSettled {
+		t.Fatalf("status = %s/%s, want completed/settled", saved.Status, saved.SettlementStatus)
+	}
+	if saved.OfflineSettlementStatus != offlineSettlementStatusPending {
+		t.Fatalf("offline settlement status = %q, want pending", saved.OfflineSettlementStatus)
+	}
+	if saved.OfflineSettlementAmountCent != 8000 {
+		t.Fatalf("offline settlement amount = %d, want 8000", saved.OfflineSettlementAmountCent)
+	}
+	if saved.OwnerSettledAt != nil {
+		t.Fatalf("owner settled at = %#v, want nil before offline settlement", saved.OwnerSettledAt)
+	}
+	var ownerLedgerCount int64
+	if err := db.Model(&model.WalletLedger{}).Where("user_id = ?", owner.ID).Count(&ownerLedgerCount).Error; err != nil {
+		t.Fatalf("count wallet ledger failed: %v", err)
+	}
+	if ownerLedgerCount != 0 {
+		t.Fatalf("owner wallet ledger count = %d, want 0", ownerLedgerCount)
+	}
+
+	dto, err := repo.FindAdmin(t.Context(), order.ID)
+	if err != nil {
+		t.Fatalf("FindAdmin() error = %v", err)
+	}
+	if dto.AdminActions == nil || dto.AdminActions.PlatformOfflineSettlement == nil {
+		t.Fatal("admin dto should expose offline settlement action")
+	}
+
+	if err := repo.AdminMarkOfflineSettlement(t.Context(), adminID, order.ID, OfflineSettlementRequest{Remark: "支付宝线下转账"}, AuditMeta{}); err != nil {
+		t.Fatalf("AdminMarkOfflineSettlement() error = %v", err)
+	}
+	if err := db.First(&saved, order.ID).Error; err != nil {
+		t.Fatalf("reload order failed: %v", err)
+	}
+	if saved.OfflineSettlementStatus != offlineSettlementStatusSettled {
+		t.Fatalf("offline settlement status = %q, want settled", saved.OfflineSettlementStatus)
+	}
+	if saved.OfflineSettledBy == nil || *saved.OfflineSettledBy != adminID {
+		t.Fatalf("offline settled by = %#v, want %d", saved.OfflineSettledBy, adminID)
+	}
+	if saved.OfflineSettledAt == nil || saved.OwnerSettledAt == nil {
+		t.Fatalf("offline settled at = %#v, owner settled at = %#v, want both set", saved.OfflineSettledAt, saved.OwnerSettledAt)
+	}
+	if saved.OfflineSettlementRemark != "支付宝线下转账" {
+		t.Fatalf("offline settlement remark = %q", saved.OfflineSettlementRemark)
+	}
+	if err := db.Model(&model.WalletLedger{}).Where("user_id = ?", owner.ID).Count(&ownerLedgerCount).Error; err != nil {
+		t.Fatalf("recount wallet ledger failed: %v", err)
+	}
+	if ownerLedgerCount != 0 {
+		t.Fatalf("owner wallet ledger count after offline settlement = %d, want 0", ownerLedgerCount)
+	}
+}
+
+func TestAdminPlatformCheckoutCounterCanBeAcceptedByRenter(t *testing.T) {
+	db := setupOrderTestDB(t)
+	repo := NewRepository(db)
+	adminID := uint64(78)
+	_, renter, order := createPlatformManagedCheckoutOrder(t, db, adminID)
+
+	checkout := createOpenPlatformCheckout(t, db, order, renter.ID)
+	dto, err := repo.AdminPlatformCheckoutCounter(t.Context(), adminID, order.ID, CounterCheckoutRequest{
+		CoinConsumedM:           1,
+		DepositDeductAmountCent: 1000,
+		Reason:                  "客服核对后增加押金赔付",
+	}, AuditMeta{})
+	if err != nil {
+		t.Fatalf("AdminPlatformCheckoutCounter() error = %v", err)
+	}
+	if dto.ID != checkout.ID || dto.Turn != checkoutTurnRenter {
+		t.Fatalf("checkout dto = %#v, want same checkout and renter turn", dto)
+	}
+
+	var saved model.RentalOrder
+	if err := db.First(&saved, order.ID).Error; err != nil {
+		t.Fatalf("load order failed: %v", err)
+	}
+	if saved.Status != orderStatusPendingCheckoutAccept || saved.HandoffStatus != handoffStatusPendingRenterCheckout {
+		t.Fatalf("status = %s/%s, want pending_checkout_accept/pending_renter_checkout", saved.Status, saved.HandoffStatus)
+	}
+	var savedCheckout model.OrderCheckout
+	if err := db.First(&savedCheckout, checkout.ID).Error; err != nil {
+		t.Fatalf("load checkout failed: %v", err)
+	}
+	if savedCheckout.Status != checkoutStatusCountered || savedCheckout.ProposedBy != adminID {
+		t.Fatalf("checkout status/proposed = %s/%d, want countered/%d", savedCheckout.Status, savedCheckout.ProposedBy, adminID)
+	}
+	if savedCheckout.DepositDeductAmountCent != 1000 {
+		t.Fatalf("deposit deduct = %d, want 1000", savedCheckout.DepositDeductAmountCent)
+	}
+
+	if err := repo.AcceptCheckout(t.Context(), renter.ID, order.ID); err != nil {
+		t.Fatalf("AcceptCheckout() error = %v", err)
+	}
+	if err := db.First(&saved, order.ID).Error; err != nil {
+		t.Fatalf("reload order failed: %v", err)
+	}
+	if saved.Status != orderStatusCompleted || saved.OfflineSettlementStatus != offlineSettlementStatusPending {
+		t.Fatalf("status/offline = %s/%s, want completed/pending", saved.Status, saved.OfflineSettlementStatus)
+	}
+	if saved.OfflineSettlementAmountCent != 9000 {
+		t.Fatalf("offline settlement amount = %d, want 9000", saved.OfflineSettlementAmountCent)
+	}
+}
+
+func TestAdminPlatformCheckoutDisputeCreatesArbitrationCase(t *testing.T) {
+	db := setupOrderTestDB(t)
+	if err := db.AutoMigrate(&model.Dispute{}); err != nil {
+		t.Fatalf("migrate dispute failed: %v", err)
+	}
+	repo := NewRepository(db)
+	adminID := uint64(79)
+	_, renter, order := createPlatformManagedCheckoutOrder(t, db, adminID)
+	checkout := createOpenPlatformCheckout(t, db, order, renter.ID)
+
+	if err := repo.AdminPlatformCheckoutDispute(t.Context(), adminID, order.ID, AdminActionRequest{Reason: "租客与客服对结账金额有异议"}, AuditMeta{}); err != nil {
+		t.Fatalf("AdminPlatformCheckoutDispute() error = %v", err)
+	}
+
+	var saved model.RentalOrder
+	if err := db.First(&saved, order.ID).Error; err != nil {
+		t.Fatalf("load order failed: %v", err)
+	}
+	if saved.Status != orderStatusCheckoutDisputing || saved.HandoffStatus != handoffStatusCheckoutDisputed || saved.SettlementStatus != settlementStatusDisputed {
+		t.Fatalf("status = %s/%s/%s, want checkout_disputing/checkout_disputed/disputed", saved.Status, saved.HandoffStatus, saved.SettlementStatus)
+	}
+	var savedCheckout model.OrderCheckout
+	if err := db.First(&savedCheckout, checkout.ID).Error; err != nil {
+		t.Fatalf("load checkout failed: %v", err)
+	}
+	if savedCheckout.Status != checkoutStatusDisputed {
+		t.Fatalf("checkout status = %s, want disputed", savedCheckout.Status)
+	}
+	var dispute model.Dispute
+	if err := db.Where("order_id = ?", order.ID).First(&dispute).Error; err != nil {
+		t.Fatalf("load dispute failed: %v", err)
+	}
+	if dispute.InitiatorID != adminID || dispute.TargetUserID != renter.ID || dispute.Type != "checkout_dispute" {
+		t.Fatalf("dispute = %#v, want admin initiated checkout dispute to renter", dispute)
+	}
+	if dispute.CheckoutID == nil || *dispute.CheckoutID != checkout.ID || dispute.PreviousCheckoutStatus != checkoutStatusSubmitted {
+		t.Fatalf("dispute checkout snapshot = %#v/%s, want checkout %d submitted", dispute.CheckoutID, dispute.PreviousCheckoutStatus, checkout.ID)
+	}
+	dto, err := repo.FindAdmin(t.Context(), order.ID)
+	if err != nil {
+		t.Fatalf("FindAdmin() error = %v", err)
+	}
+	if dto.ActiveDispute == nil || dto.ActiveDispute.ID != dispute.ID {
+		t.Fatalf("active dispute = %#v, want dispute %d", dto.ActiveDispute, dispute.ID)
+	}
+}
+
+func createPlatformManagedCheckoutOrder(t *testing.T, db *gorm.DB, adminID uint64) (model.User, model.User, model.RentalOrder) {
+	t.Helper()
+	owner := model.User{Phone: "admin:checkout"}
+	renter := model.User{Phone: "13900004002"}
+	if err := db.Create(&owner).Error; err != nil {
+		t.Fatalf("create owner failed: %v", err)
+	}
+	if err := db.Create(&renter).Error; err != nil {
+		t.Fatalf("create renter failed: %v", err)
+	}
+	account := model.GameAccount{
+		OwnerID:       owner.ID,
+		Status:        accountStatusRented,
+		ServerRegion:  "国服",
+		LoginPlatform: "steam",
+		Title:         "平台代管结账账号",
+	}
+	if err := db.Create(&account).Error; err != nil {
+		t.Fatalf("create account failed: %v", err)
+	}
+	listing := model.RentalListing{
+		ListingNo:      "LST-PM-CHECKOUT",
+		OwnerID:        owner.ID,
+		AccountID:      account.ID,
+		Status:         listingStatusRented,
+		ReviewStatus:   listingReviewStatusApproved,
+		InTransaction:  true,
+		PriceCent:      10000,
+		HandoffMode:    handoffModePlatform,
+		SettlementMode: settlementModePlatformManaged,
+		ManagedAdminID: &adminID,
+	}
+	if err := db.Create(&listing).Error; err != nil {
+		t.Fatalf("create listing failed: %v", err)
+	}
+	order := model.RentalOrder{
+		OrderNo:                 "ORD-PM-CHECKOUT",
+		ListingID:               listing.ID,
+		AccountID:               account.ID,
+		OwnerID:                 owner.ID,
+		RenterID:                renter.ID,
+		Status:                  orderStatusPendingCheckoutConfirm,
+		HandoffStatus:           handoffStatusPendingOwnerCheckout,
+		HandoffMode:             handoffModePlatform,
+		SettlementMode:          settlementModePlatformManaged,
+		ManagedAdminID:          &adminID,
+		RentAmountCent:          10000,
+		OwnerRentAmountCent:     8000,
+		PlatformFeeCent:         2000,
+		DepositAmountCent:       1000,
+		EstimatedDurationHours:  24,
+		OfflineSettlementStatus: offlineSettlementStatusNone,
+		AccountSnapshot: datatypes.JSON([]byte(`{
+			"haf_coin_amount":1000000,
+			"asset_summary":{"price_breakdown":{"buyer_coin_base_price":100,"seller_coin_base_price":80,"consumable_price":0}}
+		}`)),
+	}
+	if err := db.Create(&order).Error; err != nil {
+		t.Fatalf("create order failed: %v", err)
+	}
+	return owner, renter, order
+}
+
+func createOpenPlatformCheckout(t *testing.T, db *gorm.DB, order model.RentalOrder, renterID uint64) model.OrderCheckout {
+	t.Helper()
+	checkout, err := buildCheckout(order, renterID, checkoutStatusSubmitted, "租客申请结账", nil, 0, 1, 0, 0, true)
+	if err != nil {
+		t.Fatalf("build checkout failed: %v", err)
+	}
+	checkout.RoundCount = 1
+	checkout.Turn = checkoutTurnOwner
+	checkout.ProposedBy = renterID
+	if err := db.Create(&checkout).Error; err != nil {
+		t.Fatalf("create checkout failed: %v", err)
+	}
+	return checkout
+}

backend/internal/modules/order/repository_test.go

@@ -233,6 +233,42 @@ func TestCalculateCheckoutSettlementUsesExplicitRatiosForActualConsume(t *testin
 	}
 }
 
+func TestCalculateCheckoutSettlementCapsFullUseRatioRounding(t *testing.T) {
+	// 发布量刚好用完时，比例换算的四舍五入不能把线下待打款抬高。
+	order := model.RentalOrder{
+		RentAmountCent:      37210,
+		OwnerRentAmountCent: 34000,
+		PlatformFeeCent:     3210,
+		DepositAmountCent:   50000,
+		AccountSnapshot: datatypes.JSON([]byte(`{
+			"haf_coin_amount": 160000000,
+			"asset_summary": {
+				"price_breakdown": {
+					"buyer_ratio": 43,
+					"seller_ratio": 47,
+					"buyer_coin_base_price": 372.1,
+					"seller_coin_base_price": 340,
+					"consumable_price": 0
+				}
+			}
+		}`)),
+	}
+
+	settlement := calculateCheckoutSettlement(order, 0, 160, 0)
+	if settlement.ActualRentAmountCent != order.RentAmountCent {
+		t.Fatalf("ActualRentAmountCent = %d, want %d", settlement.ActualRentAmountCent, order.RentAmountCent)
+	}
+	if settlement.OwnerRentIncomeCent != order.OwnerRentAmountCent {
+		t.Fatalf("OwnerRentIncomeCent = %d, want %d", settlement.OwnerRentIncomeCent, order.OwnerRentAmountCent)
+	}
+	if settlement.PlatformFeeCent != order.PlatformFeeCent {
+		t.Fatalf("PlatformFeeCent = %d, want %d", settlement.PlatformFeeCent, order.PlatformFeeCent)
+	}
+	if settlement.OvershootAmountCent != 0 {
+		t.Fatalf("OvershootAmountCent = %d, want 0", settlement.OvershootAmountCent)
+	}
+}
+
 func TestCalculateDepositWaiverUsesSharedRemainingQuota(t *testing.T) {
 	paid, waived := calculateDepositWaiver(500, 300, 0)
 	if paid != 200 || waived != 300 {

backend/internal/modules/order/service.go

@@ -6,29 +6,31 @@ import (
 )
 
 var (
-	ErrDependencyUnavailable   = errors.New("dependency unavailable")
-	ErrInvalidRentHours        = errors.New("invalid rent hours")
-	ErrListingUnavailable      = errors.New("listing unavailable")
-	ErrCannotRentOwnListing    = errors.New("cannot rent own listing")
-	ErrInsufficientBalance     = errors.New("insufficient balance")
-	ErrOrderCannotPay          = errors.New("order cannot pay")
-	ErrChannelPaymentRequired  = errors.New("channel payment required")
-	ErrOrderCannotCancel       = errors.New("order cannot cancel")
-	ErrOrderCannotHandoff      = errors.New("order cannot handoff")
-	ErrOrderCannotResetHandoff = errors.New("order cannot reset handoff")
-	ErrOrderCannotReceive      = errors.New("order cannot receive")
-	ErrOrderCannotReturn       = errors.New("order cannot return")
-	ErrOrderCannotComplete     = errors.New("order cannot complete")
-	ErrCheckoutCannotSubmit     = errors.New("checkout cannot submit")
-	ErrCheckoutCannotConfirm    = errors.New("checkout cannot confirm")
-	ErrCheckoutCannotCounter    = errors.New("checkout cannot counter")
-	ErrCheckoutMaxRounds        = errors.New("checkout max rounds reached")
-	ErrCheckoutDepositShortfall = errors.New("checkout deposit shortfall")
-	ErrInvalidCheckoutAmount    = errors.New("invalid checkout amount")
-	ErrPermissionDenied         = errors.New("permission denied")
-	ErrDepositCannotHold        = errors.New("deposit cannot hold")
-	ErrDepositNotHeld           = errors.New("deposit not held")
-	ErrDepositHoldAmountEmpty   = errors.New("deposit hold amount empty")
+	ErrDependencyUnavailable       = errors.New("dependency unavailable")
+	ErrInvalidRentHours            = errors.New("invalid rent hours")
+	ErrListingUnavailable          = errors.New("listing unavailable")
+	ErrCannotRentOwnListing        = errors.New("cannot rent own listing")
+	ErrInsufficientBalance         = errors.New("insufficient balance")
+	ErrOrderCannotPay              = errors.New("order cannot pay")
+	ErrChannelPaymentRequired      = errors.New("channel payment required")
+	ErrOrderCannotCancel           = errors.New("order cannot cancel")
+	ErrOrderCannotHandoff          = errors.New("order cannot handoff")
+	ErrOrderCannotResetHandoff     = errors.New("order cannot reset handoff")
+	ErrOrderCannotReceive          = errors.New("order cannot receive")
+	ErrOrderCannotReturn           = errors.New("order cannot return")
+	ErrOrderCannotComplete         = errors.New("order cannot complete")
+	ErrCheckoutCannotSubmit        = errors.New("checkout cannot submit")
+	ErrCheckoutCannotConfirm       = errors.New("checkout cannot confirm")
+	ErrCheckoutCannotCounter       = errors.New("checkout cannot counter")
+	ErrCheckoutMaxRounds           = errors.New("checkout max rounds reached")
+	ErrCheckoutDepositShortfall    = errors.New("checkout deposit shortfall")
+	ErrInvalidCheckoutAmount       = errors.New("invalid checkout amount")
+	ErrDisputeExists               = errors.New("dispute already exists")
+	ErrPermissionDenied            = errors.New("permission denied")
+	ErrDepositCannotHold           = errors.New("deposit cannot hold")
+	ErrDepositNotHeld              = errors.New("deposit not held")
+	ErrDepositHoldAmountEmpty      = errors.New("deposit hold amount empty")
+	ErrOfflineSettlementCannotMark = errors.New("offline settlement cannot mark")
 )
 
 const internalOrderHours = 24
@@ -221,6 +223,56 @@ func (s *Service) AdminResetHandoff(ctx context.Context, adminID uint64, orderID
 	return s.repo.AdminResetHandoff(ctx, adminID, orderID, req, meta)
 }
 
+func (s *Service) AdminPlatformHandoff(ctx context.Context, adminID uint64, orderID uint64, req PlatformHandoffRequest, meta AuditMeta) (*HandoffRecordDTO, error) {
+	if s.repo == nil {
+		return nil, ErrDependencyUnavailable
+	}
+	if orderID == 0 || req.Content == "" || req.Reason == "" {
+		return nil, ErrOrderCannotHandoff
+	}
+	return s.repo.AdminPlatformHandoff(ctx, adminID, orderID, req, meta)
+}
+
+func (s *Service) AdminPlatformCheckoutConfirm(ctx context.Context, adminID uint64, orderID uint64, req AdminActionRequest, meta AuditMeta) error {
+	if s.repo == nil {
+		return ErrDependencyUnavailable
+	}
+	if orderID == 0 || req.Reason == "" {
+		return ErrCheckoutCannotConfirm
+	}
+	return s.repo.AdminPlatformCheckoutConfirm(ctx, adminID, orderID, req, meta)
+}
+
+func (s *Service) AdminPlatformCheckoutCounter(ctx context.Context, adminID uint64, orderID uint64, req CounterCheckoutRequest, meta AuditMeta) (*CheckoutDTO, error) {
+	if s.repo == nil {
+		return nil, ErrDependencyUnavailable
+	}
+	if orderID == 0 || req.Reason == "" {
+		return nil, ErrCheckoutCannotCounter
+	}
+	return s.repo.AdminPlatformCheckoutCounter(ctx, adminID, orderID, req, meta)
+}
+
+func (s *Service) AdminPlatformCheckoutDispute(ctx context.Context, adminID uint64, orderID uint64, req AdminActionRequest, meta AuditMeta) error {
+	if s.repo == nil {
+		return ErrDependencyUnavailable
+	}
+	if orderID == 0 || req.Reason == "" {
+		return ErrCheckoutCannotCounter
+	}
+	return s.repo.AdminPlatformCheckoutDispute(ctx, adminID, orderID, req, meta)
+}
+
+func (s *Service) AdminMarkOfflineSettlement(ctx context.Context, adminID uint64, orderID uint64, req OfflineSettlementRequest, meta AuditMeta) error {
+	if s.repo == nil {
+		return ErrDependencyUnavailable
+	}
+	if orderID == 0 {
+		return ErrOfflineSettlementCannotMark
+	}
+	return s.repo.AdminMarkOfflineSettlement(ctx, adminID, orderID, req, meta)
+}
+
 func (s *Service) AdminHoldDeposit(ctx context.Context, adminID uint64, orderID uint64, req AdminActionRequest, meta AuditMeta) error {
 	if s.repo == nil {
 		return ErrDependencyUnavailable

backend/internal/router/router.go

@@ -576,6 +576,11 @@ func New(cfg config.Config, deps Dependencies, logger *zap.Logger) *gin.Engine {
 			adminRoutes.POST("/orders/:id/seal", requirePerm("order:close"), orderHandler.AdminSeal)
 			adminRoutes.POST("/orders/:id/mark-abnormal", requirePerm("order:mark_abnormal"), orderHandler.AdminMarkAbnormal)
 			adminRoutes.POST("/orders/:id/reset-handoff", requirePerm("order:mark_abnormal"), orderHandler.AdminResetHandoff)
+			adminRoutes.POST("/orders/:id/platform-handoff", requirePerm("order:mark_abnormal"), orderHandler.AdminPlatformHandoff)
+			adminRoutes.POST("/orders/:id/platform-checkout/confirm", requirePerm("order:mark_abnormal"), orderHandler.AdminPlatformCheckoutConfirm)
+			adminRoutes.POST("/orders/:id/platform-checkout/counter", requirePerm("order:mark_abnormal"), orderHandler.AdminPlatformCheckoutCounter)
+			adminRoutes.POST("/orders/:id/platform-checkout/dispute", requirePerm("order:mark_abnormal"), orderHandler.AdminPlatformCheckoutDispute)
+			adminRoutes.POST("/orders/:id/offline-settlement", requirePerm("order:mark_abnormal"), orderHandler.AdminMarkOfflineSettlement)
 			adminRoutes.POST("/orders/:id/refund", requirePerm("order:close"), orderHandler.AdminRefund)
 			adminRoutes.GET("/orders/:id/refund-status", requirePerm("order:view"), orderHandler.AdminRefundStatus)
 			adminRoutes.POST("/orders/:id/refund/approve", requirePerm("order:close"), orderHandler.AdminApproveRefund)