diff --git a/frontend/src/assets/wechat-receive-qr-example.png b/frontend/src/assets/wechat-receive-qr-example.png
new file mode 100644
index 0000000..aba9054
Binary files /dev/null and b/frontend/src/assets/wechat-receive-qr-example.png differ
diff --git a/frontend/src/features/wallet/components/PaymentAccountDialog.vue b/frontend/src/features/wallet/components/PaymentAccountDialog.vue
index 562710d..58ec2ce 100644
--- a/frontend/src/features/wallet/components/PaymentAccountDialog.vue
+++ b/frontend/src/features/wallet/components/PaymentAccountDialog.vue
@@ -2,6 +2,7 @@
 import { ref, watch } from 'vue'
 import { ElMessage } from 'element-plus'
 import { Upload, Delete, Loading } from '@element-plus/icons-vue'
+import wechatReceiveQrExample from '@/assets/wechat-receive-qr-example.png'
 
 import {
   createPaymentAccount,
@@ -195,9 +196,21 @@ function removeImage(index: number) {
         </el-form-item>
       </template>
 
-      <el-form-item label="凭证截图">
+      <el-form-item :label="form.account_type === 'wechat' ? '收款二维码' : '凭证截图'">
+        <div v-if="form.account_type === 'wechat'" class="wechat-qr-tip">
+          <div>
+            <strong>微信收款二维码上传提醒</strong>
+            <p>请在微信收款码页面点击保存收款码，上传保存后的二维码图片。</p>
+            <p>不要上传收款码截图、聊天截图或带页面背景的整屏截图。</p>
+          </div>
+          <img :src="wechatReceiveQrExample" alt="微信收款二维码示例" />
+        </div>
         <div style="font-size: 12px; color: #999; margin-bottom: 8px">
-          可上传收款码截图等凭证（可选，最多3张）
+          {{
+            form.account_type === 'wechat'
+              ? '请上传保存后的微信收款二维码图片（可选，最多3张）'
+              : '可上传收款码截图等凭证（可选，最多3张）'
+          }}
         </div>
         <div class="certificate-upload">
           <div v-for="(url, index) in form.certificate_urls" :key="url" class="certificate-item">
@@ -271,6 +284,41 @@ function removeImage(index: number) {
   gap: 12px;
 }
 
+.wechat-qr-tip {
+  display: grid;
+  grid-template-columns: minmax(0, 1fr) 128px;
+  gap: 12px;
+  align-items: center;
+  width: 100%;
+  margin-bottom: 12px;
+  border: 1px solid #fed7aa;
+  border-radius: 8px;
+  background: #fff7ed;
+  padding: 12px;
+  color: #92400e;
+}
+
+.wechat-qr-tip strong {
+  display: block;
+  margin-bottom: 6px;
+  color: #c2410c;
+  font-size: 13px;
+}
+
+.wechat-qr-tip p {
+  margin: 0;
+  font-size: 12px;
+  line-height: 1.6;
+}
+
+.wechat-qr-tip img {
+  display: block;
+  width: 128px;
+  border-radius: 8px;
+  border: 1px solid #fde6c8;
+  background: #ffffff;
+}
+
 .certificate-item {
   position: relative;
   width: 100px;
diff --git a/frontend/src/features/wallet/views/MobileWithdrawalView.vue b/frontend/src/features/wallet/views/MobileWithdrawalView.vue
index 6966d93..ffdbc85 100644
--- a/frontend/src/features/wallet/views/MobileWithdrawalView.vue
+++ b/frontend/src/features/wallet/views/MobileWithdrawalView.vue
@@ -18,6 +18,7 @@ import { uploadFile } from '@/shared/api/files'
 import { readError } from '@/shared/utils/error'
 import { formatCent, formatMoney, yuanToCent } from '@/shared/utils/money'
 import { formatDateMinute } from '@/shared/utils/time'
+import wechatReceiveQrExample from '@/assets/wechat-receive-qr-example.png'
 
 const router = useRouter()
 
@@ -461,9 +462,20 @@ function statusType(status: string): 'primary' | 'success' | 'danger' | 'warning
           账户名必须与实名认证姓名一致；提现将转账到该收款账号，请确认账号信息准确。
         </div>
 
+        <div v-if="accountForm.account_type === 'wechat'" class="wechat-qr-tip">
+          <div>
+            <strong>微信收款二维码上传提醒</strong>
+            <p>请在微信收款码页面点击保存收款码，上传保存后的二维码图片。</p>
+            <p>不要上传收款码截图、聊天截图或带页面背景的整屏截图。</p>
+          </div>
+          <img :src="wechatReceiveQrExample" alt="微信收款二维码示例" />
+        </div>
+
         <section class="certificate-section">
           <div class="certificate-title">
-            <span>收款码/凭证截图</span>
+            <span>{{
+              accountForm.account_type === 'wechat' ? '微信收款二维码' : '收款码/凭证截图'
+            }}</span>
             <small>最多3张</small>
           </div>
           <div class="certificate-grid">
@@ -807,6 +819,40 @@ function statusType(status: string): 'primary' | 'success' | 'danger' | 'warning
   line-height: 1.6;
 }
 
+.wechat-qr-tip {
+  display: grid;
+  grid-template-columns: minmax(0, 1fr) 108px;
+  gap: 10px;
+  align-items: center;
+  margin: 12px 0;
+  padding: 10px;
+  border: 1px solid #fed7aa;
+  border-radius: 10px;
+  background: #fff7ed;
+  color: #92400e;
+}
+
+.wechat-qr-tip strong {
+  display: block;
+  margin-bottom: 5px;
+  color: #c2410c;
+  font-size: 13px;
+}
+
+.wechat-qr-tip p {
+  margin: 0;
+  font-size: 12px;
+  line-height: 1.55;
+}
+
+.wechat-qr-tip img {
+  display: block;
+  width: 108px;
+  border: 1px solid #fde6c8;
+  border-radius: 8px;
+  background: #ffffff;
+}
+
 .certificate-section {
   margin: 14px 0;
 }