diff --git a/apps/backend/src/db/migrations/066_worker_unfreeze_fund_type.sql b/apps/backend/src/db/migrations/066_worker_unfreeze_fund_type.sql
new file mode 100644
index 00000000..881dce4b
--- /dev/null
+++ b/apps/backend/src/db/migrations/066_worker_unfreeze_fund_type.sql
@@ -0,0 +1,9 @@
+-- 066_worker_unfreeze_fund_type.sql —— 区分待解冻押金与待解冻报酬，防止后台扣押金误扣报酬。
+
+ALTER TABLE worker_deposit_unfreezes
+  ADD COLUMN IF NOT EXISTS fund_type TEXT NOT NULL DEFAULT 'legacy_combined';
+
+CREATE INDEX IF NOT EXISTS idx_worker_deposit_unfreezes_order_fund_status
+  ON worker_deposit_unfreezes(work_order_id, fund_type, status);
+
+COMMENT ON COLUMN worker_deposit_unfreezes.fund_type IS '待解冻资金类型：deposit 押金 / reward 报酬 / legacy_combined 历史合并记录';
diff --git a/apps/backend/src/repositories/worker-platform/types.ts b/apps/backend/src/repositories/worker-platform/types.ts
index 2a482967..c15a8ea6 100644
--- a/apps/backend/src/repositories/worker-platform/types.ts
+++ b/apps/backend/src/repositories/worker-platform/types.ts
@@ -120,6 +120,7 @@ export type WorkerDepositUnfreezeRow = {
   worker_id: number
   work_order_id: number
   amount: number
+  fund_type: 'deposit' | 'reward' | 'legacy_combined' | string
   unfreeze_at: string
   status: string
   released_at: string | null
diff --git a/apps/backend/src/repositories/worker-platform/work-order-deposit-query-repo.ts b/apps/backend/src/repositories/worker-platform/work-order-deposit-query-repo.ts
index ff77182c..218ea6c4 100644
--- a/apps/backend/src/repositories/worker-platform/work-order-deposit-query-repo.ts
+++ b/apps/backend/src/repositories/worker-platform/work-order-deposit-query-repo.ts
@@ -1,7 +1,7 @@
 import { query } from '../../db/client.js'
 import type { WorkerDepositUnfreezeRow } from './types.js'
 
-/** 汇总仍在等待解冻的押金，供订单详情和实时通知展示。 */
+/** 汇总仍在等待解冻的押金，供后台订单扣押金操作展示。 */
 export async function sumPendingUnfreezeByOrderIds(
   workOrderIds: number[],
 ): Promise<Map<number, number>> {
@@ -14,6 +14,7 @@ export async function sumPendingUnfreezeByOrderIds(
       FROM worker_deposit_unfreezes
       WHERE work_order_id = ANY($1::bigint[])
         AND status = 'pending'
+        AND fund_type = 'deposit'
       GROUP BY work_order_id
     `,
     [uniqueIds],
diff --git a/apps/backend/src/repositories/worker-platform/work-order-deposit-repo.ts b/apps/backend/src/repositories/worker-platform/work-order-deposit-repo.ts
index 4cab964b..79144bb5 100644
--- a/apps/backend/src/repositories/worker-platform/work-order-deposit-repo.ts
+++ b/apps/backend/src/repositories/worker-platform/work-order-deposit-repo.ts
@@ -50,6 +50,7 @@ export async function enqueueDepositUnfreezeWithClient(
     workerId: number
     workOrderId: number
     amount: number
+    fundType: 'deposit' | 'reward'
     unfreezeDays: number
     now: string
   },
@@ -61,10 +62,10 @@ export async function enqueueDepositUnfreezeWithClient(
   await client.query(
     `
       INSERT INTO worker_deposit_unfreezes (
-        worker_id, work_order_id, amount, unfreeze_at, status, created_at, updated_at
-      ) VALUES ($1, $2, $3, $4, 'pending', $5, $5)
+        worker_id, work_order_id, amount, fund_type, unfreeze_at, status, created_at, updated_at
+      ) VALUES ($1, $2, $3, $4, $5, 'pending', $6, $6)
     `,
-    [input.workerId, input.workOrderId, input.amount, unfreezeAt, input.now],
+    [input.workerId, input.workOrderId, input.amount, input.fundType, unfreezeAt, input.now],
   )
 }
 
@@ -82,7 +83,7 @@ export async function deductPendingDepositUnfreeze(input: {
       `
         SELECT *
         FROM worker_deposit_unfreezes
-        WHERE work_order_id = $1 AND status = 'pending'
+        WHERE work_order_id = $1 AND status = 'pending' AND fund_type = 'deposit'
         ORDER BY unfreeze_at ASC
         FOR UPDATE
       `,
@@ -217,15 +218,17 @@ export async function releaseDepositUnfreeze({
           INSERT INTO worker_wallet_ledgers (
             worker_id, ledger_type, amount, balance_after, frozen_after,
             related_work_order_id, note, payload_json, created_at
-          ) VALUES ($1, 'deposit_unfreeze', $2, $3, $4, $5, '押金已解冻到账', $6::jsonb, $7)
+          ) VALUES ($1, $2, $3, $4, $5, $6, $7, $8::jsonb, $9)
         `,
         [
           unfreeze.worker_id,
+          unfreeze.fund_type === 'reward' ? 'reward_unfreeze' : 'deposit_unfreeze',
           amount,
           nextAvailable,
           Number(wallet?.frozen_deposit_amount || 0),
           unfreeze.work_order_id,
-          JSON.stringify({ unfreezeId: unfreeze.id }),
+          unfreeze.fund_type === 'reward' ? '报酬已解冻到账' : '押金已解冻到账',
+          JSON.stringify({ unfreezeId: unfreeze.id, fundType: unfreeze.fund_type }),
           now,
         ],
       )
diff --git a/apps/backend/src/repositories/worker-platform/work-order-settlement-repo.ts b/apps/backend/src/repositories/worker-platform/work-order-settlement-repo.ts
index 49eefb61..75219e77 100644
--- a/apps/backend/src/repositories/worker-platform/work-order-settlement-repo.ts
+++ b/apps/backend/src/repositories/worker-platform/work-order-settlement-repo.ts
@@ -120,11 +120,22 @@ export async function acceptWorkOrderAndSettle(input: {
           [nextAvailable, nextFrozen, pendingUnfreezeAmount, shareReward, input.now, shareWorkerId],
         )
 
-        if (pendingUnfreezeAmount > 0) {
+        if (releaseAmount > 0 && input.unfreezeDays > 0) {
           await enqueueDepositUnfreezeWithClient(client, {
             workerId: shareWorkerId,
             workOrderId: input.workOrderId,
-            amount: pendingUnfreezeAmount,
+            amount: releaseAmount,
+            fundType: 'deposit',
+            unfreezeDays: input.unfreezeDays,
+            now: input.now,
+          })
+        }
+        if (shareReward > 0 && shouldDelayUnfreeze) {
+          await enqueueDepositUnfreezeWithClient(client, {
+            workerId: shareWorkerId,
+            workOrderId: input.workOrderId,
+            amount: shareReward,
+            fundType: 'reward',
             unfreezeDays: input.unfreezeDays,
             now: input.now,
           })
@@ -174,7 +185,7 @@ export async function acceptWorkOrderAndSettle(input: {
 
         if (shareReward > 0) {
           const rewardLedgerType = shouldDelayUnfreeze
-            ? 'deposit_pending_unfreeze'
+            ? 'reward_pending_unfreeze'
             : 'reward_settlement'
           await client.query(
             `
@@ -279,11 +290,22 @@ export async function acceptWorkOrderAndSettle(input: {
         [nextAvailable, nextFrozen, pendingUnfreezeAmount, rewardAmount, input.now, workerId],
       )
 
-      if (pendingUnfreezeAmount > 0) {
+      if (releaseAmount > 0 && input.unfreezeDays > 0) {
         await enqueueDepositUnfreezeWithClient(client, {
           workerId,
           workOrderId: input.workOrderId,
-          amount: pendingUnfreezeAmount,
+          amount: releaseAmount,
+          fundType: 'deposit',
+          unfreezeDays: input.unfreezeDays,
+          now: input.now,
+        })
+      }
+      if (rewardAmount > 0 && shouldDelayUnfreeze) {
+        await enqueueDepositUnfreezeWithClient(client, {
+          workerId,
+          workOrderId: input.workOrderId,
+          amount: rewardAmount,
+          fundType: 'reward',
           unfreezeDays: input.unfreezeDays,
           now: input.now,
         })
@@ -326,7 +348,7 @@ export async function acceptWorkOrderAndSettle(input: {
 
       if (rewardAmount > 0) {
         const rewardLedgerType = shouldDelayUnfreeze
-          ? 'deposit_pending_unfreeze'
+          ? 'reward_pending_unfreeze'
           : 'reward_settlement'
         await client.query(
           `
@@ -467,11 +489,22 @@ export async function acceptWorkOrderShareAndSettle(input: {
         [nextAvailable, nextFrozen, pendingUnfreezeAmount, shareReward, input.now, workerId],
       )
 
-      if (pendingUnfreezeAmount > 0) {
+      if (releaseAmount > 0 && input.unfreezeDays > 0) {
         await enqueueDepositUnfreezeWithClient(client, {
           workerId,
           workOrderId: input.workOrderId,
-          amount: pendingUnfreezeAmount,
+          amount: releaseAmount,
+          fundType: 'deposit',
+          unfreezeDays: input.unfreezeDays,
+          now: input.now,
+        })
+      }
+      if (shareReward > 0 && shouldDelayUnfreeze) {
+        await enqueueDepositUnfreezeWithClient(client, {
+          workerId,
+          workOrderId: input.workOrderId,
+          amount: shareReward,
+          fundType: 'reward',
           unfreezeDays: input.unfreezeDays,
           now: input.now,
         })
@@ -496,7 +529,7 @@ export async function acceptWorkOrderShareAndSettle(input: {
         )
       }
       if (shareReward > 0) {
-        const rewardLedgerType = shouldDelayUnfreeze ? 'deposit_pending_unfreeze' : 'sharing_reward'
+        const rewardLedgerType = shouldDelayUnfreeze ? 'reward_pending_unfreeze' : 'sharing_reward'
         await client.query(
           `INSERT INTO worker_wallet_ledgers (
              worker_id, ledger_type, amount, balance_after, frozen_after,
diff --git a/apps/backend/src/repositories/worker-platform/work-order-share-repo.ts b/apps/backend/src/repositories/worker-platform/work-order-share-repo.ts
index 7764a780..0f06d21a 100644
--- a/apps/backend/src/repositories/worker-platform/work-order-share-repo.ts
+++ b/apps/backend/src/repositories/worker-platform/work-order-share-repo.ts
@@ -291,7 +291,7 @@ export async function joinWorkOrderShare(input: {
         `,
         [
           input.workerId,
-          depositToFreeze,
+          -depositToFreeze,
           nextAvailable,
           nextFrozen,
           input.workOrderId,
diff --git a/apps/backend/src/services/worker-platform/admin-worker-detail-service.ts b/apps/backend/src/services/worker-platform/admin-worker-detail-service.ts
index 46fb1353..560a21f7 100644
--- a/apps/backend/src/services/worker-platform/admin-worker-detail-service.ts
+++ b/apps/backend/src/services/worker-platform/admin-worker-detail-service.ts
@@ -72,6 +72,7 @@ function mapDepositUnfreeze(row: WorkerDepositUnfreezeRow) {
     workerId: Number(row.worker_id),
     workOrderId: Number(row.work_order_id),
     amount: Number(row.amount || 0),
+    fundType: row.fund_type || 'legacy_combined',
     status: row.status,
     unfreezeAt: row.unfreeze_at,
     releasedAt: row.released_at || null,
diff --git a/apps/backend/src/services/worker-platform/worker-platform-normalizers.ts b/apps/backend/src/services/worker-platform/worker-platform-normalizers.ts
index b12cad8c..51a16205 100644
--- a/apps/backend/src/services/worker-platform/worker-platform-normalizers.ts
+++ b/apps/backend/src/services/worker-platform/worker-platform-normalizers.ts
@@ -74,6 +74,7 @@ export function normalizeWalletLedgerType(value: unknown) {
       'deposit_freeze',
       'deposit_release',
       'deposit_pending_unfreeze',
+      'reward_pending_unfreeze',
       'deposit_unfreeze',
       'deposit_deduction',
       'reward_settlement',
diff --git a/apps/frontend/src/pages/admin/panels/WorkOrdersPanel.tsx b/apps/frontend/src/pages/admin/panels/WorkOrdersPanel.tsx
index 00a53789..d31bd9b9 100644
--- a/apps/frontend/src/pages/admin/panels/WorkOrdersPanel.tsx
+++ b/apps/frontend/src/pages/admin/panels/WorkOrdersPanel.tsx
@@ -1935,7 +1935,7 @@ export default function WorkOrdersPanel() {
               type="warning"
               message={`该工单当前待解冻押金 ${formatMoney(
                 deductOrder.pendingUnfreezeAmount,
-              )}，扣减后剩余部分仍按原计划解冻。`}
+              )}（不含待解冻报酬），扣减后剩余部分仍按原计划解冻。`}
               style={{ marginBottom: 16 }}
             />
             <Form.Item
diff --git a/apps/frontend/src/pages/admin/panels/WorkerDetailDrawer.tsx b/apps/frontend/src/pages/admin/panels/WorkerDetailDrawer.tsx
index ab957fa6..9af0cc29 100644
--- a/apps/frontend/src/pages/admin/panels/WorkerDetailDrawer.tsx
+++ b/apps/frontend/src/pages/admin/panels/WorkerDetailDrawer.tsx
@@ -28,7 +28,9 @@ const LEDGER_TYPE_LABELS: Record<string, string> = {
   deposit_freeze: '冻结押金',
   deposit_release: '释放押金',
   deposit_pending_unfreeze: '待解冻金额',
+  reward_pending_unfreeze: '报酬待解冻',
   deposit_unfreeze: '押金已解冻',
+  reward_unfreeze: '报酬已解冻',
   deposit_deduction: '扣除押金',
   reward_settlement: '结算报酬',
   sharing_reward: '拼单报酬',
@@ -44,10 +46,15 @@ function formatLedgerType(ledgerType: string) {
 
 function resolveLedgerTagColor(ledgerType: string) {
   if (
-    ['deposit_freeze', 'deposit_pending_unfreeze', 'after_sales_debt_offset'].includes(ledgerType)
+    [
+      'deposit_freeze',
+      'deposit_pending_unfreeze',
+      'reward_pending_unfreeze',
+      'after_sales_debt_offset',
+    ].includes(ledgerType)
   )
     return 'gold'
-  if (['deposit_release', 'deposit_unfreeze', 'after_sales_refund'].includes(ledgerType))
+  if (['deposit_release', 'deposit_unfreeze', 'reward_unfreeze', 'after_sales_refund'].includes(ledgerType))
     return 'green'
   if (
     [
@@ -206,6 +213,18 @@ function UnfreezesSection({ workerId }: { workerId: number }) {
   })
   const data = unfreezesQuery.data?.data
   const columns: TableColumnsType<WorkerDepositUnfreeze> = [
+    {
+      title: '资金类型',
+      width: 110,
+      render: (_, row) => {
+        const labels: Record<string, string> = {
+          deposit: '押金',
+          reward: '报酬',
+          legacy_combined: '历史合并',
+        }
+        return <Tag>{labels[row.fundType] || row.fundType}</Tag>
+      },
+    },
     {
       title: '金额',
       width: 110,
diff --git a/apps/frontend/src/pages/worker/WorkerAfterSalesPage.tsx b/apps/frontend/src/pages/worker/WorkerAfterSalesPage.tsx
index 004dfb60..8f787763 100644
--- a/apps/frontend/src/pages/worker/WorkerAfterSalesPage.tsx
+++ b/apps/frontend/src/pages/worker/WorkerAfterSalesPage.tsx
@@ -339,7 +339,7 @@ function WorkerAfterSalesItem({
                   ) : null}
                   {Number(item.pendingDepositDeductionAmount || 0) > 0 ? (
                     <Typography.Text type="secondary">
-                      押金抵扣 {formatMoney(item.pendingDepositDeductionAmount)}
+                      待解冻资金抵扣 {formatMoney(item.pendingDepositDeductionAmount)}
                     </Typography.Text>
                   ) : null}
                   {Number(item.availableDeductionAmount || 0) > 0 ? (
diff --git a/apps/frontend/src/pages/worker/WorkerProfileDesktopSections.tsx b/apps/frontend/src/pages/worker/WorkerProfileDesktopSections.tsx
index 8417398b..21404edc 100644
--- a/apps/frontend/src/pages/worker/WorkerProfileDesktopSections.tsx
+++ b/apps/frontend/src/pages/worker/WorkerProfileDesktopSections.tsx
@@ -286,7 +286,7 @@ export function WorkerProfileDesktopAccountDetails({
           )}
         </Descriptions.Item>
         <Descriptions.Item label="免押额度">
-          {formatMoney(worker.level?.permissions.depositFreeAmount || 0)}
+          {formatMoney(worker.effectiveDepositFreeAmount)}
         </Descriptions.Item>
         <Descriptions.Item label="最大同时接单">
           {worker.level?.permissions.maxActiveOrders || 0} 单
diff --git a/apps/frontend/src/pages/worker/WorkerProfileMobileView.tsx b/apps/frontend/src/pages/worker/WorkerProfileMobileView.tsx
index 0b10b17f..97ef9886 100644
--- a/apps/frontend/src/pages/worker/WorkerProfileMobileView.tsx
+++ b/apps/frontend/src/pages/worker/WorkerProfileMobileView.tsx
@@ -359,7 +359,7 @@ function WorkerProfileMobileAccountDetails({
       </Tag>,
     ],
     ['当前等级', worker.level?.name || '-'],
-    ['免押额度', formatMoney(worker.level?.permissions.depositFreeAmount || 0)],
+    ['免押额度', formatMoney(worker.effectiveDepositFreeAmount)],
     ['最大同时接单', `${worker.level?.permissions.maxActiveOrders || 0} 单`],
     ['邀请人', worker.inviter ? worker.inviter.displayName || worker.inviter.username : '-'],
     ['已完成订单', `${summary?.acceptedOrderCount || 0} 单`],
diff --git a/apps/frontend/src/pages/worker/WorkerProfileRecords.tsx b/apps/frontend/src/pages/worker/WorkerProfileRecords.tsx
index 284f2f38..4061ef4f 100644
--- a/apps/frontend/src/pages/worker/WorkerProfileRecords.tsx
+++ b/apps/frontend/src/pages/worker/WorkerProfileRecords.tsx
@@ -33,6 +33,7 @@ const LEDGER_TYPE_OPTIONS = [
   { value: 'deposit_freeze', label: '冻结押金' },
   { value: 'deposit_release', label: '释放押金' },
   { value: 'deposit_pending_unfreeze', label: '待解冻金额' },
+  { value: 'reward_pending_unfreeze', label: '报酬待解冻' },
   { value: 'deposit_unfreeze', label: '押金已解冻' },
   { value: 'deposit_deduction', label: '扣除押金' },
   { value: 'reward_settlement', label: '结算报酬' },
diff --git a/apps/frontend/src/pages/worker/worker-profile-view-utils.tsx b/apps/frontend/src/pages/worker/worker-profile-view-utils.tsx
index bf500eaa..e8864b5a 100644
--- a/apps/frontend/src/pages/worker/worker-profile-view-utils.tsx
+++ b/apps/frontend/src/pages/worker/worker-profile-view-utils.tsx
@@ -53,7 +53,9 @@ export function formatLedgerType(ledgerType: string) {
     deposit_freeze: '冻结押金',
     deposit_release: '释放押金',
     deposit_pending_unfreeze: '待解冻金额',
+    reward_pending_unfreeze: '报酬待解冻',
     deposit_unfreeze: '押金已解冻',
+    reward_unfreeze: '报酬已解冻',
     deposit_deduction: '扣除押金',
     reward_settlement: '结算报酬',
     sharing_reward: '拼单报酬',
@@ -73,7 +75,9 @@ export function resolveLedgerTagColor(ledgerType: string) {
   if (ledgerType === 'deposit_freeze') return 'gold'
   if (ledgerType === 'deposit_release') return 'green'
   if (ledgerType === 'deposit_pending_unfreeze') return 'orange'
+  if (ledgerType === 'reward_pending_unfreeze') return 'orange'
   if (ledgerType === 'deposit_unfreeze') return 'green'
+  if (ledgerType === 'reward_unfreeze') return 'green'
   if (ledgerType === 'deposit_deduction') return 'red'
   if (ledgerType === 'reward_settlement') return 'cyan'
   if (ledgerType === 'sharing_reward') return 'cyan'
diff --git a/apps/frontend/src/types/worker-platform.ts b/apps/frontend/src/types/worker-platform.ts
index 8971e76d..d4ffc11d 100644
--- a/apps/frontend/src/types/worker-platform.ts
+++ b/apps/frontend/src/types/worker-platform.ts
@@ -98,6 +98,7 @@ export type WorkerDepositUnfreeze = {
   workerId: number
   workOrderId: number
   amount: number
+  fundType: 'deposit' | 'reward' | 'legacy_combined' | string
   status: string
   unfreezeAt: string | null
   releasedAt: string | null